97 Cross Street, Andover MA 01810

Andover, MA 01810

$987,186

Est. $5,998/month

Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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4

Beds

3

Baths

3,282

Sq Ft

$301

Price/Sq Ft

1.03

Acres

1964

Year Built

2

Garage Spaces

Single Family Residence

Type

New today

Time on Market

For Sale Listed Oct 16, 2026 • MLS# 73591863 Copied! • Updated Oct 16, 2026

Track this home for price, status, and open-house alerts.

About this home

Nestled on 1.03 acres in one of Andover’s most desirable neighborhoods, this exceptional raised ranch/split-entry home offers a rare blend of timeless New England character, contemporary style, modern efficiency, and remarkable versatility. Featuring over 3,282 square feet of thoughtfully designed living space, this unique property offers privacy and flexibility just minutes from top-rated schools, downtown Andover, commuter rail, and major transportation routes.The contemporary kitchen features a breakfast bar and opens seamlessly to the living and dining rooms, creating an inviting space for everyday living and entertaining. A true highlight is the spectacular 14’ x 16’ custom sunroom, complete with 9-foot ceilings, oversized sliding windows, and multiple access points to the garden and outdoor entertaining areas. Surrounded by natural light, this extraordinary space beautifully blends indoor and outdoor living.Designed with multigenerational living in mind, the home offers two additional private living suites. The first, located on the main living level, features a private bedroom, full bath, separate living room, walk-in closet, and dedicated entrance—ideal for extended family, guests, or live-in caregivers. The second suite on the lower level offers a fireplaced living room, half bath, studio-style kitchenette with refrigerator and microwave, and a flexible fifth-bedroom configuration. This versatile space is perfect for guests, a private retreat, recreation, or a home office.Significant upgrades provide added comfort, efficiency, and long-term value, including a high-efficiency propane heating system, new hot water storage tank, newer windows and siding, upgraded 200-amp electrical service, blown-in attic insulation, and foam-board crawlspace insulation.A spacious two-car attached garage, expansive private driveway with parking for eight or more vehicles, and a convenient turnaround area complete this exceptional offering. Enjoy the best of both worlds with easy access to major highways, tax-free New Hampshire shopping, the mountains, and the seacoast. A truly distinctive Andover property offering space, privacy, and outstanding versatility for today’s lifestyle!

Public Records & Permits

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Recently Sold Nearby

Price & Status History

Market Insights

49.3%

Price Range

1

Previous Sales

Property Timeline

👁️

Showing Instructions Updated

Oct 16, 2026

New showing requirements

🏠

Listed for Sale

Oct 16, 2026

$987,186

Original listing

Agent: Constance Doto Office: Connie Doto Realty Group

Previous Transaction - MLS #70177861

Full transaction history available when tracking began

🏷️

Previously Sold

Aug 17, 2005

$500,186

MLS #70177861

View Listing →

Date	Event	Price	Change	$/sqft	Details
10/16/2026	👁️ Showing Instructions Updated	-	-	-	New showing requirements
10/16/2026	🏠 Listed for Sale	$987,186	-	-	Original listing
08/17/2005	🏷️ Previously Sold	$500,186	-	-	MLS #70177861

Tax History

Year	Taxes	Assessment
2025	$9,681	$775,100

Financial Details

Annual Property Tax

$9,681

Tax Year 2025

Assessed Value

$775,100

Facts & Features

2 Car Garage

Home Facts

Type Residential

Style Single Family Residence

Year Built 1964

Living Area 3,282 sq ft

Lot Size 1.03 acres

Bedrooms 4

Full Baths 2

Half Baths 2

Total Rooms 11

Interior

Heating Baseboard, Propane

Cooling None

Flooring Tile, Hardwood

Appliances Tankless Water Heater, Oven, Dishwasher, Microwave, Range, Refrigerator, Washer, Dryer

Fireplace Family Room, Living Room

Fireplaces 2

Basement Full, Partially Finished

Laundry In Basement

Features Bathroom - Half, Sun Room, Inlaw Apt., Bathroom, Bedroom

Exterior

Construction Frame

Architecture Raised Ranch, Split Entry

Roof Shingle

Features Storage

Pool None

Spa None

Fencing None

Patio/Porch None

Parking

Garage Spaces 2

Has Garage Yes

Features Under, Paved Drive, Off Street

Total Spaces 10

Utilities

Electric Circuit Breakers

Water Public

Sewer Public Sewer

Gas None

Other For Electric Range

Financial

Annual Tax $9,681

Assessed Value $775,100

HOA & Community

Fee Includes None

Amenities None

Optional Fee Includes None

MA Disclosures

Lead Paint Unknown

Seller Disclosures Buyer & Buyers Agent To Conduct Their Own Due Diligence Regarding All Information Contained In This Listing. All Measurements Are Approximate

Additional Details

Possession None

Accepted Financing None

Structure Type []

Sq Ft Source Public Record

Documents None

County Essex

Property Overview

Property Type

Single Family Residence

Listing Type

For Sale

Year Built

1964

Bedrooms

4

Full Bathrooms

2

Half Bathrooms

2

Living Area

3,282 sq ft

Total Rooms

11

Floor Layout

Interior Features

Flooring: Tile, Hardwood

Appliances: Tankless Water Heater, Oven, Dishwasher, Microwave, Range, Refrigerator, Washer, Dryer

Interior Features: Bathroom - Half, Sun Room, Inlaw Apt., Bathroom, Bedroom

Windows:

Basement: Full, Partially Finished

Laundry: In Basement

Security:

Construction & Materials

Style: Raised Ranch, Split Entry

Year Built: 1964

Structure Type:

Exterior Materials: Frame

Roof: Shingle

Foundation: Irregular

Utilities & Systems

Heating: Baseboard, Propane

Heating Zones: 2

Cooling: None

Hot Water:

Water Source: Public

Sewer: Public Sewer

Energy Features:

Exterior & Lot

Exterior Features: Storage

Patio & Porch:

Fencing:

Other Structures:

Lot Features:

Road Surface:

Parking & Garage

Garage Spaces: 2

Garage Type: Attached

Total Parking Spaces: 10

Parking Features: Under, Paved Drive, Off Street

Special Features

Fireplaces: 2

Fireplace Type: Family Room, Living Room

Community Amenities: Public Transportation, Shopping, Park, Walk/Jog Trails, Golf, Laundromat, Highway Access, Public School

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Property Tax $807

Homeowners Insurance $200

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Location

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Neighborhood

97 Cross Street, Andover MA 01810

Andover, MA 01810

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97 Cross Street, Andover MA 01810

About this home

Public Records & Permits

Recently Sold Nearby

Market Insights

Property Timeline

Showing Instructions Updated

Listed for Sale

Previous Transaction - MLS #70177861

Previously Sold

Tax History

Home Facts

Interior

Exterior

Parking

Utilities

Financial

HOA & Community

MA Disclosures

Additional Details

Property Overview

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Market Analytics for Andover, MA

97 Cross Street, Andover MA 01810

About this home

Public Records & Permits

BMN Estimate

Recently Sold Nearby

Price & Status History

Market Insights

Property Timeline

Showing Instructions Updated

Listed for Sale

Previous Transaction - MLS #70177861

Previously Sold

Detailed History Table ▼

Tax History

Financial Details

Facts & Features

Home Facts

Interior

Exterior

Parking

Utilities

Financial

HOA & Community

MA Disclosures

Additional Details

Property Overview

Floor Layout

Interior Features

Construction & Materials

Utilities & Systems

Exterior & Lot

Parking & Garage

Special Features

Nearby Schools

Elementary Schools

Middle Schools

High Schools

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Loan Summary

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Listing Information

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