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96 Washington St, Gardner MA 01440

Gardner, MA 01440
$450,000
Est. $2,839/month
3
Beds
1.5
Baths
1,661
Sq Ft
$271
Price/Sq Ft
0.16
Acres
1920
Year Built
7 hours 40 minutes
Time on Market
Active Open House Listed Jul 1, 2026 • MLS# 73543987 Copied!

About this home

Make your home in this welcoming and charming 3-bedroom, 1.5-bathroom home in historic Gardner, Mass, "The Chair City of the World." The home echoes its city's historical roots with architectural details of yesteryear, combined with contemporary conveniences. The home sits atop a tranquil, elevated corner, with a fully fenced-in, level backyard with a new pergola, patio, and fire pit area for relaxing and entertaining. A covered porch, additional patio, carport, storage shed, two driveways, professional landscaping/stonework, and a garden area add further exterior interest to the home. Inside, the first floor boasts a wrap-around sitting room, formal dining room, spacious kitchen, mudroom, living room, and open staircase. The second floor provides private quarters with a full bathroom and three spacious bedrooms with generous closets. Seller has made many improvements—see attached Upgrades & Improvements List on MLS. Showings deferred until Open House: Sun, 7/5, 11:00am-12:30pm.

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Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1920
Bedrooms
3
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,661 sq ft
Total Rooms
7

Open House Schedule

05
Jul
Sunday, July 5
11:00 AM - 12:30 PM EDT

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1920
Living Area 1,661 sq ft
Lot Size 0.16 acres
Bedrooms 3
Full Baths 1
Half Baths 1
Total Rooms 7

Interior

Heating Steam, Oil
Cooling Window Unit(s), None
Flooring Wood, Vinyl, Hardwood, Flooring - Hardwood, Flooring - Vinyl
Appliances Water Heater, Range, Dishwasher, Microwave, Refrigerator, Energy Star Qualified Dryer, Energy Star Qualified Washer, Range Hood
Fireplace None
Basement Full, Interior Entry, Bulkhead, Concrete, Unfinished
Laundry Electric Dryer Hookup, Washer Hookup, Sink, In Basement
Features Ceiling Fan(s), Closet/cabinets - Custom Built, Wainscoting, Lighting - Overhead, Beadboard, Decorative Molding, Sitting Room, Mud Room

Exterior

Construction Frame
Architecture Colonial
Roof Shingle
Features Porch, Patio, Cabana, Rain Gutters, Professional Landscaping, Screens, Fenced Yard, Garden, Stone Wall
Pool None
Spa None
Fencing Fenced
Patio/Porch Porch, Patio

Parking

Features Carport, Paved Drive, Off Street, Driveway, Paved
Total Spaces 6

Utilities

Electric Circuit Breakers, 200+ Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Dryer, Washer Hookup

Financial

Annual Tax $4,365
Assessed Value $317,000

Interior Features

Flooring: Wood, Vinyl, Hardwood, Flooring - Hardwood, Flooring - Vinyl
Appliances: Water Heater, Range, Dishwasher, Microwave, Refrigerator, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Washer, Range Hood
Interior Features: Ceiling Fan(s), Closet/Cabinets - Custom Built, Wainscoting, Lighting - Overhead, Beadboard, Decorative Molding, Sitting Room, Mud Room
Windows: Insulated Windows, Screens
Basement: Full, Interior Entry, Bulkhead, Concrete, Unfinished
Laundry: Electric Dryer Hookup, Washer Hookup, Sink, In Basement
Security:

Construction & Materials

Style: Colonial
Year Built: 1920
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone, Brick/Mortar

Heating, Cooling & Utilities

Heating: Steam, Oil
Heating Zones: 1
Cooling: Window Unit(s), None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch, Patio, Cabana, Rain Gutters, Professional Landscaping, Screens, Fenced Yard, Garden, Stone Wall
Patio & Porch: Porch, Patio
Fencing: Fenced
Other Structures: Cabana
Lot Features: Corner Lot
Road Surface:

Parking & Garage

Total Parking Spaces: 6
Parking Features: Carport, Paved Drive, Off Street, Driveway, Paved

Location

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Neighborhood

96 Washington St, Gardner MA 01440

Gardner, MA 01440

Walkability

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School District
Gardner School District local
D
School Safety 2024-25
5.8% Above Average
5.6% Suspensions 0.5% In-School 0.2% Emergency
0.3% above state avg
E

Elementary Schools

2 schools
Wachusett Hills Christian School
2.4 mi
Grades K-08
C-
Gardner Elementary School
1.0 mi | #669 of 824 | Score: 37.5
Improved 96 spots from last year
-20.7 below state avg
1,087 students Diverse
Rising School Diverse Student Body
Grades PK-04
M

Middle Schools

1 school
F
Gardner Middle School
1.2 mi | #338 of 352 | Score: 26.8
Dropped 7 spots from last year
-31.4 below state avg
514 students Diverse
Grades 05-07
H

High Schools

2 schools
C+
Gardner High School
1.1 mi | #239 of 346 | Score: 47.5
Improved 74 spots from last year
-10.7 below state avg
808 students Diverse
15 sports • 820 athletes
Early College Program High Graduation Rate Rising School Career Tech Programs
Grades 08-12
D
Gardner Academy for Learning and Technology
0.5 mi | #331 of 346 | Score: 26.7
Improved 48 spots from last year
-31.6 below state avg
123 students Diverse
Early College Program Rising School Career Tech Programs
Grades 09-12
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Including down payment
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $364
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

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Property History

Property Timeline

🏠
Listed for Sale
Jul 1, 2026
$450,000
Original listing
Agent: Erica Swallow Office: Swallow Real Estate, Inc.

Price & Status History

Date Event Price Change
Jul 1, 2026 New Listing Added $450,000

Market Statistics

Time on Market
7 hours 40 minutes
Price per Sq Ft
$271

Tax History

Year Taxes Assessment
2026 $4,365 $317,000

Financial Details

Annual Property Tax
$4,365
Tax Year 2026
Assessed Value
$317,000

Listing Information

Listing Agent Erica Swallow
Listing Office Swallow Real Estate, Inc.
Agent MLS ID CN243577
Office MLS ID AN9523
Listing Data Updated Jul 1, 2026 5:56 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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