91 Royal St, Chicopee MA 01020

Chicopee, MA 01020
$475,000
$450,000
Est. $2,958/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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3
Beds
2
Baths
1,304
Sq Ft
$345
Price/Sq Ft
0.30
Acres
2005
Year Built
1
Garage Space
45
Days on Market
For Sale Price Drop -$25,000 Listed Aug 20, 2026 • MLS# 73566116 Copied! • Updated Sep 30, 2026

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About this home

This One's a Definite LOVE IT! Walk through the door of this stunning ranch, where every detail feels like it was pulled straight off your favorite home renovation show. Downstairs, the finished basement is ready for game nights, a home gym, or the ultimate media room—whatever fits your lifestyle. Major systems are already updated with a new furnace (2023) and new water heater (2025), so you can settle in and simply enjoy.Retreat to the spacious primary bedroom with its own private en-suite, where one-level living means every day feels a little easier. Step out back to a fully fenced in yard, and enjoy evenings around the fire pit, weekend mornings tending the garden, and backyard gatherings with friends and family for years to come.Tucked into a location that offers the best of both worlds—close enough to highways and everyday amenities for convenience, yet peaceful enough to feel like your own private escape.Don't miss the chance to make this LOVE IT home your own—schedule your showing today!

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Recently Sold Nearby

Property History

Market Insights

2
Price Changes
5.3%
Price Range

Property Timeline

↓
Price Reduced
Sep 26, 2026
$450,000 $15,000 (-3.23%)
From $465,000 to $450,000 (-3.2%)
↓
Price Reduced
Sep 18, 2026
$465,000 $10,000 (-2.11%)
From $475,000 to $465,000 (-2.1%)
🏠
Listed for Sale
Aug 20, 2026
$475,000
Original listing
Agent: The Rez Group Office: Gallagher Real Estate

Tax History

Year Taxes Assessment
2026 $5,791 $380,000

Financial Details

Annual Property Tax
$5,791
Tax Year 2026
Assessed Value
$380,000

Facts & Features

1 Car Garage
Central AC

Home Facts

Type Residential
Style Single Family Residence
Year Built 2005
Living Area 1,304 sq ft
Lot Size 0.30 acres
Bedrooms 3
Full Baths 2
Total Rooms 5

Interior

Heating Forced Air, Natural Gas
Cooling Central Air
Flooring None
Appliances None
Fireplace None
Basement Full, Finished
Laundry None
Features None

Exterior

Construction None
Architecture Ranch
Roof None
Features Porch, Deck, Fenced Yard, Garden
Pool None
Spa None
Fencing Fenced/enclosed, Fenced
Patio/Porch Porch, Deck
Garage Spaces 1
Has Garage Yes
Features Attached
Total Spaces 3
Electric None
Water Public
Sewer Public Sewer
Gas None
Other None
Annual Tax $5,791
Assessed Value $380,000
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Lead Paint None
Seller Disclosures None
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Documents None
County Hampden
Total market time (incl. prior listings) 41 days

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
2005
Bedrooms
3
Full Bathrooms
2
Living Area
1,304 sq ft
Total Rooms
5

Floor Layout

Interior Features

Flooring:
Appliances:
Interior Features:
Windows:
Basement: Full, Finished
Laundry:
Security:

Construction & Materials

Style: Ranch
Year Built: 2005
Structure Type:
Exterior Materials:
Roof:
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Forced Air, Natural Gas
Cooling: Central Air
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch, Deck, Fenced Yard, Garden
Patio & Porch: Porch, Deck
Fencing: Fenced/Enclosed, Fenced
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Garage Spaces: 1
Garage Type: Attached
Total Parking Spaces: 3
Parking Features: Attached

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
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Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $483
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
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Current Rate
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+0.5% Rate
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Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

91 Royal St, Chicopee MA 01020

Chicopee, MA 01020

Listing Information

Listing Agent The Rez Group
Listing Office Gallagher Real Estate
Office Phone 877-533-3539
Agent MLS ID TM317200
Office MLS ID AN1364
Listing Data Updated Sep 30, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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