90 Andrew St, Springfield MA 01109

Springfield, MA 01109
$319,900
$299,000
Est. $2,019/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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2
Beds
2
Baths
1,461
Sq Ft
$205
Price/Sq Ft
0.14
Acres
1920
Year Built
1
Garage Space
138
Days on Market
For Sale Price Drop -$20,900 Listed Jun 27, 2026 • MLS# 73542628 Copied! • Updated Oct 17, 2026

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About this home

Well-maintained two-family property on a corner lot with separate utilities for each unit, offering an excellent opportunity for both owner-occupants and investors. Both units are occupied by stable long-term tenants, with one tenant currently in the process of relocating, potentially resulting in a vacant unit at closing. One unit also includes an additional room that could serve as a second bedroom, home office, or flex space. A rare bonus is the 26' x 50' detached two-story concrete block outbuilding with electricity, located at the rear of the property. The corner lot provides easy access to the outbuilding, making it ideal for a contractor, workshop, warehouse, storage, or other potential income-producing uses. With immediate rental income and a unique detached outbuilding offering additional potential, this property presents exceptional value and versatility.

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Recently Sold Nearby

Price & Status History

Market Insights

2
Price Changes
6.5%
Price Range

Property Timeline

↓
Price Reduced
Aug 25, 2026
$299,000 $15,900 (-5.05%)
From $314,900 to $299,000 (-5.0%)
↓
Price Reduced
Jul 16, 2026
$314,900 $5,000 (-1.56%)
From $319,900 to $314,900 (-1.6%)
🏠
Listed for Sale
Jun 27, 2026
$319,900
Original listing
Agent: Jessica Mekal Office: Lock and Key Realty Inc.

Tax History

Year Taxes Assessment
2025 $3,691 $235,400

Financial Details

Annual Property Tax
$3,691
Tax Year 2025
Assessed Value
$235,400

Facts & Features

1 Car Garage

Home Facts

Type Residential Income
Style Multi Family
Year Built 1920
Living Area 1,461 sq ft
Lot Size 0.14 acres
Stories 2
Bedrooms 2
Full Baths 2
Total Rooms 7

Investment Metrics

Units 2
Unit 1 Rent $1,200/mo · N
Unit 2 Rent $1,200/mo · N
Total Monthly Rent $2,400/mo
Gross Income $28,800
Net Operating Income $28,800
Cap Rate 9.63%
Heating None
Cooling None
Flooring Laminate, Hardwood
Appliances Range, Refrigerator
Fireplace None
Basement None
Laundry Washer Hookup
Features Living Room, Dining Room, Kitchen
Construction Frame
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch Porch
Garage Spaces 1
Has Garage Yes
Features Paved Drive, Off Street
Total Spaces 5
Electric None
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, Washer Hookup

Financial

Annual Tax $3,691
Assessed Value $235,400
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint None, Certified Treated
Seller Disclosures Seller Is Willing To Vacate One Or Both Tenants With The Right Offer. Outbuilding Has Electricity But No Heat Or Water. Buyer To Verify Permitted Uses, Rental Potential, And Perform All Due Diligence. Seller Has Never Occupied The Property.
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Documents None
County Hampden
Total market time (incl. prior listings) 112 days

Property Overview

Property Type
Multi Family
Listing Type
For Sale
Year Built
1920
Bedrooms
2
Full Bathrooms
2
Living Area
1,461 sq ft
Total Rooms
7
Stories
2
Levels
2

Floor Layout

Interior Features

Flooring: Laminate, Hardwood
Appliances: Range, Refrigerator
Interior Features: Living Room, Dining Room, Kitchen
Windows:
Basement:
Laundry: Washer Hookup
Security:

Construction & Materials

Year Built: 1920
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Brick/Mortar
Stories: 2

Utilities & Systems

Heating:
Heating Zones: 2
Cooling:
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Porch
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Garage Spaces: 1
Total Parking Spaces: 5
Parking Features: Paved Drive, Off Street

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
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Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $308
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
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Current Rate
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+0.5% Rate
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Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

90 Andrew St, Springfield MA 01109

Springfield, MA 01109

Listing Information

Listing Agent Jessica Mekal
Listing Office Lock and Key Realty Inc.
Office Phone 413-282-8080
Agent MLS ID CN248483
Office MLS ID AN5521
Listing Data Updated Oct 17, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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