90 Andrew St, Springfield MA 01109
Springfield, MA 01109
$319,900
$299,000
Est. $2,019/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Well-maintained two-family property on a corner lot with separate utilities for each unit, offering an excellent opportunity for both owner-occupants and investors. Both units are occupied by stable long-term tenants, with one tenant currently in the process of relocating, potentially resulting in a vacant unit at closing. One unit also includes an additional room that could serve as a second bedroom, home office, or flex space. A rare bonus is the 26' x 50' detached two-story concrete block outbuilding with electricity, located at the rear of the property. The corner lot provides easy access to the outbuilding, making it ideal for a contractor, workshop, warehouse, storage, or other potential income-producing uses. With immediate rental income and a unique detached outbuilding offering additional potential, this property presents exceptional value and versatility.
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Recently Sold Nearby
Property History
Market Insights
2
Price Changes
6.5%
Price Range
Property Timeline
Price Reduced
Aug 25, 2026
$299,000
$15,900
(-5.05%)
From $314,900 to $299,000 (-5.0%)
Price Reduced
Jul 16, 2026
$314,900
$5,000
(-1.56%)
From $319,900 to $314,900 (-1.6%)
Listed for Sale
Jun 27, 2026
$319,900
Original listing
Agent: Jessica Mekal
Office: Lock and Key Realty Inc.
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/25/2026 | ↓ Price Reduced | $299,000 | $15,900 | - | From $314,900 to $299,000 (-5.0%) |
| 07/16/2026 | ↓ Price Reduced | $314,900 | $5,000 | - | From $319,900 to $314,900 (-1.6%) |
| 06/27/2026 | 🏠 Listed for Sale | $319,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $3,691 | $235,400 |
Financial Details
Annual Property Tax
$3,691
Tax Year 2025
Assessed Value
$235,400
Facts & Features
1 Car Garage
Home Facts
Type
Residential Income
Style
Multi Family
Year Built
1920
Living Area
1,461 sq ft
Lot Size
0.14 acres
Stories
2
Bedrooms
2
Full Baths
2
Total Rooms
7
Investment Metrics
Units
2
Unit 1 Rent
$1,200/mo · N
Unit 2 Rent
$1,200/mo · N
Total Monthly Rent
$2,400/mo
Gross Income
$28,800
Net Operating Income
$28,800
Cap Rate
9.63%
Interior
Heating
None
Cooling
None
Flooring
Laminate, Hardwood
Appliances
Range, Refrigerator
Fireplace
None
Basement
None
Laundry
Washer Hookup
Features
Living Room, Dining Room, Kitchen
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch
Parking
Garage Spaces
1
Has Garage
Yes
Features
Paved Drive, Off Street
Total Spaces
5
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range, Washer Hookup
Financial
Annual Tax
$3,691
Assessed Value
$235,400
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
None, Certified Treated
Seller Disclosures
Seller Is Willing To Vacate One Or Both Tenants With The Right Offer. Outbuilding Has Electricity But No Heat Or Water. Buyer To Verify Permitted Uses, Rental Potential, And Perform All Due Diligence. Seller Has Never Occupied The Property.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Hampden
Total market time (incl. prior listings)
79 days
Property Overview
Property Type
Multi Family
Listing Type
For Sale
Year Built
1920
Bedrooms
2
Full Bathrooms
2
Living Area
1,461 sq ft
Total Rooms
7
Stories
2
Levels
2
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,461 sq ft above grade
Display Options
Outdoor Areas
Patio & porchPorch
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Laminate, Hardwood
Appliances:
Range, Refrigerator
Interior Features:
Living Room, Dining Room, Kitchen
Windows:
Basement:
Laundry:
Washer Hookup
Security:
Construction & Materials
Year Built:
1920
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Brick/Mortar
Stories:
2
Heating, Cooling & Utilities
Heating:
Heating Zones:
2
Cooling:
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Porch
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Garage Spaces:
1
Total Parking Spaces:
5
Parking Features:
Paved Drive, Off Street
Nearby Schools
School District
Springfield School District local
D
Where Graduates Go
Class of 2021
36%
attend college
20%
4-Year
16%
2-Year
3%
Out of State
3%
Working
School Safety
2024-25
5.9%
Above Average
5.1%
Suspensions
1.4%
In-School
0.8%
Emergency
0.4% above state avg
Elementary Schools
10 schools
D
The Springfield Virtual School
0.4 mi
|
#326 of 346
|
Score: 30.7
Improved 11 spots from last year
-27.5 below state avg
201 students
Moderate
College Ready Curriculum
Grades PK-12
Your Educational Success Academy
1.2 mi
Grades K-12
A
Alfred G. Zanetti Montessori Magnet School
1.4 mi
|
#3 of 16
|
Score: 47.5
Improved 137 spots from last year
-10.7 below state avg
436 students
Diverse
Rising School
Grades PK-08
B
Veritas Preparatory Charter School
1.5 mi
|
#12 of 25
|
Score: 34.5
Improved 339 spots from last year
-23.8 below state avg
769 students
Moderate
Early College Program
Rising School
Grades 05-12
A+
Springfield Preparatory Charter School
1.8 mi
|
#2 of 16
|
Score: 48.5
Improved 94 spots from last year
-9.8 below state avg
485 students
Moderate
Rising School
Strong Attendance
Grades K-08
St. Michael's Academy
1.9 mi
Grades PK-08
Academy Hill School
1.9 mi
Grades PK-08
Grace Academy
2.1 mi
Grades K-12
Pioneer Valley Christian Academy
2.5 mi
Grades PK-12
Pioneer Valley Montessori School
3.4 mi
Grades PK-06
Middle Schools
10 schools
C
John J. Duggan Middle School
1.9 mi
|
#251 of 346
|
Score: 47.1
Improved 35 spots from last year
-11.1 below state avg
843 students
Diverse
High Graduation Rate
Rising School
College Ready Curriculum
Grades 06-12
C+
STEM Middle Academy
0.7 mi
|
#12 of 16
|
Score: 24.5
Improved 298 spots from last year
-33.7 below state avg
241 students
Diverse
Rising School
Grades 06-08
Springfield Commonwealth Academy
1.3 mi
Grades 06-08
C-
Van Sickle Prep School
1.4 mi
|
#15 of 16
|
Score: 21.0
Improved 330 spots from last year
-37.2 below state avg
207 students
Moderate
Rising School
Grades 06-08
B-
Van Sickle Academy
1.4 mi
|
#10 of 16
|
Score: 28.1
Improved 340 spots from last year
-30.1 below state avg
256 students
Moderate
Rising School
Grades 06-08
F
South End Middle School
1.6 mi
|
#350 of 352
|
Score: 23.0
Improved 12 spots from last year
-35.2 below state avg
176 students
Moderate
Grades 06-08
F
Forest Park Middle School
2.0 mi
|
#341 of 352
|
Score: 26.3
Improved 18 spots from last year
-31.9 below state avg
460 students
Diverse
Grades 06-08
Springfield Middle School
2.2 mi
15 students
Moderate
Grades 06-08
F
Springfield Public Day Middle School
2.2 mi
|
#352 of 352
|
Score: 19.5
Improved 14 spots from last year
-38.7 below state avg
45 students
Diverse
Grades 06-08
D
Springfield Legacy Academy
2.6 mi
|
#16 of 16
|
Score: 18.8
Improved 340 spots from last year
-39.4 below state avg
243 students
Less Diverse
Rising School
Grades 06-08
High Schools
10 schools
C
Emergence Academy
0.9 mi
|
#21 of 25
|
Score: 26.2
Improved 356 spots from last year
-32 below state avg
376 students
Diverse
Rising School
Diverse Student Body
Grades 06-12
C-
Conservatory of the Arts
1.1 mi
|
#303 of 346
|
Score: 37.6
Improved 2 spots from last year
-20.6 below state avg
292 students
Moderate
High Graduation Rate
College Ready Curriculum
Grades 06-12
C
The Springfield Renaissance School an Expeditionary Learning School
1.4 mi
|
#275 of 346
|
Score: 45.0
Improved 6 spots from last year
-13.2 below state avg
596 students
Diverse
High Graduation Rate
College Ready Curriculum
Grades 06-12
C+
Libertas Academy Charter School
1.5 mi
|
#238 of 346
|
Score: 48.5
Improved 106 spots from last year
-9.8 below state avg
592 students
Moderate
7 sports
• 134 athletes
Rising School
Grades 06-12
C-
Baystate Academy Charter Public School
1.7 mi
|
#306 of 346
|
Score: 37.1
Improved 37 spots from last year
-21.1 below state avg
344 students
Diverse
Rising School
College Ready Curriculum
Grades 06-12
F
Springfield International Academy at Sci-Tech
0.7 mi
|
#340 of 346
|
Score: 20.7
Dropped 40 spots from last year
-37.5 below state avg
52 students
Diverse
Career Tech Programs
College Ready Curriculum
Diverse Student Body
Grades 09-12
C-
Springfield High School of Science and Technology
0.7 mi
|
#311 of 346
|
Score: 36.3
Dropped 1 spots from last year
-21.9 below state avg
1,147 students
Moderate
13 sports
• 870 athletes
Career Tech Programs
College Ready Curriculum
Grades 09-12
A
Roger L. Putnam Vocational Technical Academy
0.8 mi
|
#6 of 25
|
Score: 50.3
Improved 257 spots from last year
-7.9 below state avg
1,377 students
Moderate
High Graduation Rate
Rising School
Career Tech Programs
College Ready Curriculum
Grades 09-12
F
Phoenix Academy Public Charter High School, Springfield
0.8 mi
|
#343 of 346
|
Score: 20.1
Improved 5 spots from last year
-38.1 below state avg
175 students
Moderate
College Ready Curriculum
Grades 09-12
B+
Gateway to College at Springfield Technical Community College
0.9 mi
|
#123 of 346
|
Score: 74.4
Same rank as last year
30 students
Diverse
College Ready Curriculum
Grades 09-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$308
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
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Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
90 Andrew St, Springfield MA 01109
Springfield, MA 01109
Listing Information
Listing Agent
Jessica Mekal
Listing Office
Lock and Key Realty Inc.
Office Phone
413-282-8080
Agent MLS ID
CN248483
Office MLS ID
AN5521
Listing Data Updated
Sep 14, 2026 6:39 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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