89 Mill St, Worcester MA 01603
Worcester, MA 01603
$648,000
Est. $3,975/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
this property offers an excellent opportunity for buyers seeking a home in the Worcester area. Conveniently located near local amenities, shopping, dining, schools, transportation, and major roads. 4 unit building on a huge corner lot close to Webster Square amenities. Two buildings with two separate foundations . Units 1 vacant with two berooms living room, kitchen and waiting new tenant move in. Unit 2 will move out Sep. unit 3 and 4 occupied TAW. Unit 2, 3, 4 each have 1 bedroom plus living room and kitchen. Laundry hookups in 3 of 4 units. 2 curb cuts with plenty of parking. Upgraded electric panels, individually metered. Living Area Total: 2,282 SqFt Living Area Includes Below-Grade SqFt: No Living Area Source: Public Record. please 24 hours notice for showing .
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Aug 11, 2026
$648,000
Original listing
Agent: Tai Cheng
Office: La Maison
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/11/2026 | 🏠 Listed for Sale | $648,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $5,980 | $453,400 |
Financial Details
Annual Property Tax
$5,980
Tax Year 2025
Assessed Value
$453,400
Facts & Features
Home Facts
Type
Residential Income
Style
4 Family
Year Built
1925
Living Area
2,282 sq ft
Lot Size
0.38 acres
Stories
6
Bedrooms
5
Full Baths
4
Total Rooms
18
Investment Metrics
Units
4
Unit 1 Rent
$2,050/mo · N
Unit 2 Rent
$1,650/mo · N
Unit 3 Rent
$1,450/mo
Unit 4 Rent
$1,396/mo
Total Monthly Rent
$6,546/mo
Gross Income
$78,552
Net Operating Income
$78,552
Cap Rate
12.12%
Interior
Heating
None
Cooling
None
Flooring
None
Appliances
None
Fireplace
None
Basement
Full
Laundry
None
Features
None
Exterior
Construction
None
Architecture
None
Roof
None
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Features
None
Total Spaces
6
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$5,980
Assessed Value
$453,400
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Buyer And Buyers Agent To Perform Their Own Due Diligence. Room Dimensions Are Approximate. Listing Information Is Believed To Be Accurate But Is Not Guaranteed. Seller Reserves The Right To Accept An Offer At Any Time.please Submit All Offers With Current Pre-approval Letter .
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Worcester
Total market time (incl. prior listings)
23 days
Property Overview
Property Type
4 Family
Listing Type
For Sale
Year Built
1925
Bedrooms
5
Full Bathrooms
4
Living Area
2,282 sq ft
Total Rooms
18
Stories
6
Levels
6
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,282 sq ft above grade
Display Options
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Interior Features:
Windows:
Basement:
Full
Laundry:
Security:
Construction & Materials
Year Built:
1925
Structure Type:
Exterior Materials:
Roof:
Foundation:
Concrete Perimeter
Stories:
6
Heating, Cooling & Utilities
Heating:
Cooling:
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Corner Lot
Road Surface:
Parking & Garage
Total Parking Spaces:
6
Parking Features:
Nearby Schools
School District
Worcester School District local
C-
Where Graduates Go
Class of 2021
51%
attend college
35%
4-Year
16%
2-Year
4%
Out of State
4%
Working
School Safety
2024-25
4.1%
Above Average
3.3%
Suspensions
1.7%
In-School
0.8%
Emergency
1.4% below state avg
Elementary Schools
10 schools
C+
Columbus Park School
0.3 mi
|
#9 of 12
|
Score: 31.8
Improved 720 spots from last year
-26.4 below state avg
358 students
Diverse
Rising School
Diverse Student Body
Grades PK-06
Our Lady of the Angels School
0.4 mi
Grades PK-08
C-
Gates Lane School
0.5 mi
|
#736 of 825
|
Score: 33.4
Dropped 2 spots from last year
-24.8 below state avg
550 students
Very Diverse
Diverse Student Body
Grades PK-06
C-
Goddard School/Science Technical
0.5 mi
|
#707 of 825
|
Score: 35.1
Improved 13 spots from last year
-23.1 below state avg
334 students
Diverse
Grades PK-06
C-
Canterbury School
0.9 mi
|
#747 of 825
|
Score: 32.8
Improved 62 spots from last year
-25.4 below state avg
307 students
Diverse
Rising School
Diverse Student Body
Grades PK-06
C-
Woodland Academy
1.2 mi
|
#11 of 12
|
Score: 28.8
Improved 726 spots from last year
-29.4 below state avg
486 students
Diverse
Rising School
Grades K-06
C
Heard Street School
1.2 mi
|
#645 of 825
|
Score: 38.5
Dropped 230 spots from last year
-19.8 below state avg
248 students
Very Diverse
Diverse Student Body
Strong Attendance
Grades K-06
Seven Hills Foundation
1.3 mi
Grades K-12
C-
May Street School
1.3 mi
|
#692 of 825
|
Score: 36.3
Dropped 43 spots from last year
-21.9 below state avg
325 students
Very Diverse
Diverse Student Body
Grades K-06
C-
Jacob Hiatt Magnet School
1.4 mi
|
#693 of 825
|
Score: 36.3
Dropped 138 spots from last year
-21.9 below state avg
362 students
Diverse
Diverse Student Body
Grades PK-06
Middle Schools
6 schools
Worcester SDA School
2.1 mi
Grades 01-08
The Nativity School of Worcester
2.7 mi
Grades 05-08
B
Sullivan Middle School
1.4 mi
|
#156 of 352
|
Score: 44.0
Improved 29 spots from last year
-14.2 below state avg
954 students
Diverse
Rising School
Diverse Student Body
Grades 06-08
C-
Worcester East Middle School
2.6 mi
|
#302 of 352
|
Score: 31.5
Improved 51 spots from last year
-26.7 below state avg
781 students
Diverse
Rising School
Diverse Student Body
Grades 06-08
C+
Forest Grove Middle School
2.9 mi
|
#230 of 352
|
Score: 38.2
Improved 90 spots from last year
-20 below state avg
938 students
Diverse
Rising School
Diverse Student Body
Grades 07-08
C+
Burncoat Middle School
4.2 mi
|
#231 of 352
|
Score: 38.0
Improved 50 spots from last year
-20.2 below state avg
679 students
Diverse
Rising School
Diverse Student Body
Grades 07-08
High Schools
10 schools
C-
University Park Campus School
0.5 mi
|
#286 of 346
|
Score: 42.8
Dropped 9 spots from last year
-15.4 below state avg
224 students
Diverse
Early College Program
College Ready Curriculum
Grades 07-12
B+
Claremont Academy
1.0 mi
|
#9 of 25
|
Score: 37.3
Improved 317 spots from last year
-20.9 below state avg
451 students
Moderate
10 sports
• 216 athletes
Early College Program
Rising School
College Ready Curriculum
Grades 07-12
Worcester Alternative High School
1.4 mi
36 students
Diverse
Diverse Student Body
Grades 07-12
Worcester Academy
2.2 mi
Grades 06-12
Notre Dame Academy
2.5 mi
Grades 07-12
Saint Paul Diocesan Junior/Senior High School
2.6 mi
Grades 07-12
B
South High Community School
1.5 mi
|
#169 of 346
|
Score: 54.3
Improved 64 spots from last year
-3.9 below state avg
1,770 students
Diverse
19 sports
• 1,056 athletes
Early College Program
Rising School
Career Tech Programs
College Ready Curriculum
Grades 09-12
B-
Doherty Memorial High School
1.6 mi
|
#199 of 346
|
Score: 52.3
Improved 22 spots from last year
-5.9 below state avg
1,756 students
Very Diverse
19 sports
• 1,302 athletes
Early College Program
Rising School
Career Tech Programs
College Ready Curriculum
Grades 09-12
A+
Massachusetts Academy of Math and Science at WPI
2.7 mi
|
#2 of 346
|
Score: 91.7
Same rank as last year
98 students
Moderate
Strong AP Program
College Ready Curriculum
Strong Attendance
Grades 11-12
C+
Worcester Technical High School
3.6 mi
|
#223 of 346
|
Score: 50.1
Improved 43 spots from last year
-8.1 below state avg
1,409 students
Diverse
19 sports
• 1,016 athletes
Early College Program
High Graduation Rate
Rising School
Career Tech Programs
Grades 09-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
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Including down payment
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Down: $0
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Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$498
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
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$0
Total interest paid
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Rate Impact
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+0.5% Rate
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
89 Mill St, Worcester MA 01603
Worcester, MA 01603
Listing Information
Listing Agent
Tai Cheng
Listing Office
La Maison
Office Phone
508-736-2911
Agent MLS ID
NB113513
Office MLS ID
AN2029
Listing Data Updated
Aug 20, 2026 8:56 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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