881 Flat Hill Rd, Lunenburg MA 01462

Lunenburg, MA 01462
$345,000
$299,000
Est. $1,717/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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0.49
Acres
Non-Buildable
Type
90
Days on Market
For Sale Price Drop -$46,000 Listed Jul 11, 2026 • MLS# 73548313 Copied! • Updated Sep 29, 2026

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About this home

Have you ever dreamed of having your own private island? An oasis where you can enjoy the peaceful view of the water and shoreline, with just your own family and friends? This opportunity only comes around a few times in a lifetime. This special island on the 354-acre beautiful Lake Shirley with 27 miles of shoreline, is available for sale after remaining with the same family for decades. This half-acre paradise is truly unique in that it has been lovingly made into a heaven on the water. Take in a panoramic view of the lake, cast a fishing line, enjoy a morning swim or sunbathe on your new deck. It’s likely you will see a bald eagle or a loon. Bring the kids and stay overnight because there are campsites and firepits too! Lake living and fun without the yearly tax price tag or the neighbors. Permit to build 12X10 ft boathouse in hand! A truly unique and precious offering for those with a vision. Island also listed in package sale with the single-family home: See MLS# 73577682 875 Flat Hill Road and 878 Flat Hill Road. MLS# 73548310

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Property History

Market Insights

2
Price Changes
13.3%
Price Range

Property Timeline

↓
Price Reduced
Sep 26, 2026
$299,000 $26,000 (-8%)
From $325,000 to $299,000 (-8.0%)
↓
Price Reduced
Sep 15, 2026
$325,000 $20,000 (-5.8%)
From $345,000 to $325,000 (-5.8%)
🏠
Listed for Sale
Jul 11, 2026
$345,000
Original listing
Agent: Stefanie Roberts Office: Clear Path Realty,LLC

Tax History

Year Taxes Assessment
2026 $65 $4,500

Financial Details

Annual Property Tax
$65
Tax Year 2026
Assessed Value
$4,500

Facts & Features

Home Facts

Type Land
Style Non-Buildable
Lot Size 0.49 acres

Exterior

Construction None
Architecture None
Roof None
Features None
Pool None
Spa None
Fencing None
Patio/Porch None

Utilities

Electric Other (see Remarks)
Water Other
Sewer Other
Gas None
Other None
Annual Tax $65
Assessed Value $4,500
Seller Disclosures Island With No Bridge Access. Accessible By Boat Only. Viewing Requires Liability Release To Gain Entry. No Unaccompanied Showings.
Possession None
Accepted Financing None
Structure Type []
Documents None
County Worcester
Total market time (incl. prior listings) 80 days

Property Overview

Property Type
Non-Buildable
Listing Type
For Sale

Floor Layout

Interior Features

Flooring:
Appliances:
Interior Features:
Windows:
Basement:
Laundry:
Security:

Construction & Materials

Structure Type:
Exterior Materials:
Roof:
Foundation:

Heating, Cooling & Utilities

Heating:
Cooling:
Hot Water:
Water Source: Other
Sewer: Other
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features: Other
Road Surface:

Parking & Garage

Parking Features:

Special Features

Waterfront: Yes
Waterfront Type: Waterfront, Lake, Dock/Mooring, Lake/Pond, 0 to 1/10 Mile To Beach, Beach Ownership(Private)
Community Amenities:
School District
Lunenburg School District local
B-
✓ School Safety 2024-25
1.7% Average
1.7% Suspensions 1.6% In-School
↓ 3.8% below state avg
E

Elementary Schools

3 schools
C+
Lura A. White Elementary School
2.4 mi | #516 of 825 | Score: 44.2
Dropped 141 spots from last year
-14 below state avg
361 students Moderate
Strong Attendance
Grades K-05
Lunenburg Primary School
2.6 mi
389 students Moderate
Strong Attendance
Grades PK-02
B
Johnny Appleseed School
2.7 mi | #397 of 825 | Score: 47.8
Improved 101 spots from last year
-10.4 below state avg
685 students Diverse
Rising School Diverse Student Body
Grades K-05
M

Middle Schools

3 schools
B-
Sky View Middle School
2.1 mi | #192 of 352 | Score: 41.0
Improved 32 spots from last year
-17.2 below state avg
880 students Diverse
Rising School Diverse Student Body
Grades 06-08
B
Ayer Shirley Regional Middle School
2.9 mi | #163 of 352 | Score: 43.2
Improved 17 spots from last year
-15 below state avg
396 students Moderate
Grades 06-08
B+
Lunenburg Middle School
2.9 mi | #127 of 352 | Score: 46.8
Improved 7 spots from last year
-11.4 below state avg
382 students Moderate
Grades 06-08
H

High Schools

3 schools
B+
Lunenburg High School
2.9 mi | #140 of 346 | Score: 57.1
Dropped 95 spots from last year
-1.1 below state avg
433 students Moderate
17 sports • 1,022 athletes
Strong AP Program High Graduation Rate College Ready Curriculum Strong Athletics
Grades 09-12
B+
Francis W. Parker Charter Essential
4.4 mi | #121 of 346 | Score: 59.1
Dropped 55 spots from last year
+0.9 above state avg
395 students Moderate
Strong AP Program High Graduation Rate College Ready Curriculum
Grades 07-12
C-
Leominster Center for Excellence
4.4 mi | #312 of 346 | Score: 36.0
Dropped 25 spots from last year
-22.2 below state avg
77 students Diverse
Early College Program College Ready Curriculum
Grades 09-12
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Monthly Payment Calculator

Monthly Payment
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Loan Amount
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After down payment
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Over life of loan
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Including down payment
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Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $5
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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+0.5% Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

881 Flat Hill Rd, Lunenburg MA 01462

Lunenburg, MA 01462

Listing Information

Listing Agent Stefanie Roberts
Listing Office Clear Path Realty,LLC
Office Phone 978-534-4393
Agent MLS ID CN218585
Office MLS ID AN7074
Listing Data Updated Sep 29, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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