FeaturesNo
87 Monadnock Street, Gardner MA 01440
Gardner, MA 01440
$339,900
Est. $2,217/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Charming 2 bed, 1 bath single-family home in a sought-after Gardner neighborhood. Offering 1,150 sq ft of comfortable living with refinished hardwood floors, a freshly painted bathroom, and decent-sized bedrooms. The walk-up attic provides tons of storage, and the large cellar offers real potential to finish for added living space. A heated garage is a rare find and perfect for projects, hobbies, or year-round parking. Mechanicals are in good shape with a new oil tank installed in 2024 and the boiler tuned up and serviced in 2026. Move-in ready and well suited for first-time buyers or anyone looking for a well-priced home with real value.
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Recently Sold Nearby
Price & Status History
Property Timeline
Listed for Sale
Nov 12, 2026
$339,900
Original listing
Agent: Candor Investment Group
Office: eXp Realty LLC
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 11/12/2026 | 🏠 Listed for Sale | $339,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $3,580 | $260,000 |
Financial Details
Annual Property Tax
$3,580
Tax Year 2026
Assessed Value
$260,000
Facts & Features
1 Car Garage
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1940
Living Area
1,180 sq ft
Lot Size
0.15 acres
Bedrooms
2
Full Baths
1
Total Rooms
4
Interior
Heating
Baseboard, Oil
Cooling
Window Unit(s)
Flooring
Vinyl, Particle Board
Appliances
Water Heater, Tankless Water Heater, Range, Disposal, Refrigerator
Fireplace
None
Basement
Full, Walk-out Access, Garage Access, Concrete
Laundry
Electric Dryer Hookup, Washer Hookup
Features
Walk-up Attic
Exterior
Construction
Frame
Architecture
Ranch
Roof
Shingle
Features
Rain Gutters, Sprinkler System
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Garage Spaces
1
Has Garage
Yes
Features
Attached, Heated Garage, Paved Drive, Off Street
Total Spaces
4
Utilities
Electric
Circuit Breakers, 100 Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range, For Electric Dryer, Washer Hookup
Financial
Annual Tax
$3,580
Assessed Value
$260,000
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Owner Is A Licensed Real Estate Agent. Owner Has Never Occupied The Property.
Additional Details
Possession
None
Accepted Financing
Contract
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Worcester
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1940
Bedrooms
2
Full Bathrooms
1
Living Area
1,180 sq ft
Total Rooms
4
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,180 sq ft above grade
Display Options
Room Markers
BABathroom (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Vinyl, Particle Board
Appliances:
Water Heater, Tankless Water Heater, Range, Disposal, Refrigerator
Interior Features:
Walk-up Attic
Windows:
Insulated Windows
Basement:
Full, Walk-Out Access, Garage Access, Concrete
Laundry:
Electric Dryer Hookup, Washer Hookup
Security:
Construction & Materials
Style:
Ranch
Year Built:
1940
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Concrete Perimeter
Utilities & Systems
Heating:
Baseboard, Oil
Cooling:
Window Unit(s)
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Thermostat
Exterior & Lot
Exterior Features:
Rain Gutters, Sprinkler System
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:
Paved
Parking & Garage
Garage Spaces:
1
Garage Type:
Attached
Total Parking Spaces:
4
Parking Features:
Attached, Heated Garage, Paved Drive, Off Street
Nearby Schools
School District
Gardner School District local
D
School Safety
2024-25
5.8%
Above Average
5.6%
Suspensions
0.5%
In-School
0.2%
Emergency
0.3% above state avg
Elementary Schools
3 schools
C-
Gardner Elementary School
1.3 mi
|
#677 of 825
|
Score: 37.1
Improved 88 spots from last year
-21.1 below state avg
1,071 students
Diverse
Rising School
Diverse Student Body
Grades PK-04
Wachusett Hills Christian School
2.9 mi
Grades K-08
C+
Templeton Elementary School
3.9 mi
|
#514 of 825
|
Score: 44.3
Improved 99 spots from last year
-13.9 below state avg
549 students
Moderate
Rising School
Strong Attendance
Grades PK-04
Middle Schools
3 schools
D
Gardner Middle School
1.3 mi
|
#335 of 352
|
Score: 27.0
Dropped 4 spots from last year
-31.2 below state avg
528 students
Diverse
Grades 05-07
C-
Narragansett Middle School
3.9 mi
|
#314 of 352
|
Score: 30.5
Dropped 53 spots from last year
-27.7 below state avg
345 students
Less Diverse
Grades 05-07
B
Overlook Middle School
4.1 mi
|
#169 of 352
|
Score: 42.9
Dropped 6 spots from last year
-15.4 below state avg
564 students
Less Diverse
Strong Attendance
Grades 06-08
High Schools
3 schools
D
Gardner Academy for Learning and Technology
0.9 mi
|
#325 of 346
|
Score: 30.7
Improved 54 spots from last year
-27.5 below state avg
74 students
Diverse
Early College Program
Rising School
Career Tech Programs
Grades 09-12
C+
Gardner High School
1.3 mi
|
#230 of 346
|
Score: 49.5
Improved 83 spots from last year
-8.7 below state avg
797 students
Diverse
15 sports
• 820 athletes
Early College Program
High Graduation Rate
Rising School
Career Tech Programs
Grades 08-12
B-
Narragansett Regional High School
3.8 mi
|
#207 of 346
|
Score: 51.7
Improved 42 spots from last year
-6.5 below state avg
471 students
Less Diverse
14 sports
• 628 athletes
Early College Program
High Graduation Rate
Rising School
Career Tech Programs
Grades 08-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$298
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
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Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
87 Monadnock Street, Gardner MA 01440
Gardner, MA 01440
Listing Information
Listing Agent
Candor Investment Group
Listing Office
eXp Realty LLC
Office Phone
888-854-7493
Agent MLS ID
TM361776
Office MLS ID
AN9457
Listing Data Updated
Nov 12, 2026 3:30 AM EST
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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