LevelSecond
86 Pheland St, Springfield MA 01109
Springfield, MA 01109 • Pine Pt Bstn Rd - Pine Point
$175,000
Est. $1,332/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Family Neighborhood Cape with Full Dormer, 4 Bedrooms, 2 Full Baths, Kitchen and Den. NEEDS WORK. This is a HUD property, SOLD "AS IS" by ELECTRONIC BIDDING ONLY, WILL NOT REPAIR OR REPLACE ANY ISSUE. Listed as "UI" (UNINSURABLE), HUD case #251-312335. Financial terms: CASH and FHA 203(K) loan. Equal Housing Opportunity. Seller DISCLOSURES and LBP ADDENDUMS are on HUD website: hudhomestore.gov. ELIGIBLE BIDDERS: OWNER OCCUPANTS, NONPROFITS & GOVERNMENT AGENCIES, only, from 8/20/26. Bids are due 8/24/26 by 11:59 PM Central Time, then DAILY UNTIL SOLD. Make an appointment with your Real Estate Agent.
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Recently Sold Nearby
Property History
Market Insights
Property Timeline
Pending Sale
Aug 27, 2026
Offer accepted, sale pending
Listed for Sale
Aug 20, 2026
$175,000
Original listing
Agent: Alan Ward
Office: Great Homes Real Estate, Inc.
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/27/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 08/20/2026 | 🏠 Listed for Sale | $175,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $2,965 | $189,100 |
Financial Details
Annual Property Tax
$2,965
Tax Year 2025
Assessed Value
$189,100
Facts & Features
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1943
Living Area
1,260 sq ft
Lot Size
0.12 acres
Bedrooms
4
Full Baths
2
Total Rooms
6
Interior
Heating
Forced Air, Natural Gas
Cooling
None
Flooring
Wood
Appliances
Gas Water Heater, Water Heater, Range, Washer, Dryer
Fireplace
None
Basement
Full
Laundry
In Basement, Electric Dryer Hookup, Washer Hookup
Features
None
Exterior
Construction
Frame
Architecture
Cape
Roof
Shingle
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Features
Paved Drive, Off Street
Total Spaces
4
Utilities
Electric
110 Volts
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range, For Electric Dryer, Washer Hookup
Financial
Annual Tax
$2,965
Assessed Value
$189,100
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
White
Sq Ft Source
Public Record
Documents
None
County
Hampden
Total market time (incl. prior listings)
7 days
Property Overview
Property Type
Single Family Residence
Listing Type
Sale Pending
Year Built
1943
Bedrooms
4
Full Bathrooms
2
Living Area
1,260 sq ft
Total Rooms
6
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,800 sq ft above grade
0 sq ft below grade
LevelSecond
LevelSecond
LevelFirst
LevelFirst
LevelFirst
LevelFirst
LevelFirst
FeaturesYes
Display Options
Room Markers
BABathroom (3)
BRBedroom (4)
KKitchen (1)
LLiving (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood
Appliances:
Gas Water Heater, Water Heater, Range, Washer, Dryer
Interior Features:
Windows:
Insulated Windows
Basement:
Full
Laundry:
In Basement, Electric Dryer Hookup, Washer Hookup
Security:
Construction & Materials
Style:
Cape
Year Built:
1943
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Block
Heating, Cooling & Utilities
Heating:
Forced Air, Natural Gas
Heating Zones:
1
Cooling:
None
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Wooded
Road Frontage:
150.00 ft
Road Surface:
Paved
Parking & Garage
Total Parking Spaces:
4
Parking Features:
Paved Drive, Off Street
Nearby Schools
School District
Springfield School District local
D
Where Graduates Go
Class of 2021
36%
attend college
20%
4-Year
16%
2-Year
3%
Out of State
3%
Working
School Safety
2024-25
5.9%
Above Average
5.1%
Suspensions
1.4%
In-School
0.8%
Emergency
0.4% above state avg
Elementary Schools
3 schools
Balliet Preschool
0.1 mi
113 students
Diverse
Grades PK
D
Thomas M Balliet School
0.2 mi
|
#755 of 825
|
Score: 32.1
Dropped 107 spots from last year
-26.1 below state avg
283 students
Diverse
Grades PK-05
C-
Mary M Lynch School
1.0 mi
|
#732 of 825
|
Score: 33.5
Dropped 121 spots from last year
-24.7 below state avg
219 students
Diverse
Grades PK-05
Middle Schools
3 schools
C
John J. Duggan Middle School
0.9 mi
|
#251 of 346
|
Score: 47.1
Improved 35 spots from last year
-11.1 below state avg
843 students
Diverse
High Graduation Rate
Rising School
College Ready Curriculum
Grades 06-12
C+
STEM Middle Academy
1.3 mi
|
#12 of 16
|
Score: 24.5
Improved 298 spots from last year
-33.7 below state avg
241 students
Diverse
Rising School
Grades 06-08
F
John F Kennedy Middle School
2.1 mi
|
#342 of 352
|
Score: 25.2
Dropped 5 spots from last year
-33.1 below state avg
365 students
Moderate
Grades 06-08
High Schools
3 schools
C-
Baystate Academy Charter Public School
1.0 mi
|
#306 of 346
|
Score: 37.1
Improved 37 spots from last year
-21.1 below state avg
344 students
Diverse
Rising School
College Ready Curriculum
Grades 06-12
C
Springfield Central High School
1.1 mi
|
#261 of 346
|
Score: 46.4
Improved 38 spots from last year
-11.8 below state avg
2,015 students
Diverse
17 sports
• 1,176 athletes
Rising School
College Ready Curriculum
Strong Athletics
Grades 09-12
A
Roger L. Putnam Vocational Technical Academy
1.2 mi
|
#6 of 25
|
Score: 50.3
Improved 257 spots from last year
-7.9 below state avg
1,377 students
Moderate
High Graduation Rate
Rising School
Career Tech Programs
College Ready Curriculum
Grades 09-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$247
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
Pine Pt Bstn Rd - Pine Point
86 Pheland St, Springfield MA 01109
Springfield, MA 01109
Listing Information
Listing Agent
Alan Ward
Listing Office
Great Homes Real Estate, Inc.
Office Phone
413-478-3274
Agent MLS ID
M8000140
Office MLS ID
M95414
Listing Data Updated
Aug 27, 2026 9:50 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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