86 Main St, Monson MA 01057
Monson, MA 01057
$250,000
Est. $1,810/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Looking for a home with room to spread out and the potential for rental income? This approximately 3,000-square-foot two-family in downtown Monson has plenty to work with! The larger unit offers 4 bedrooms and 2.5 baths, with several beautiful updates already in place. The kitchen features a large island, pantry, tile backsplash, and Corian countertops, while hardwood floors carry through the living room and separate dining area. A first-floor full bath includes laundry and radiant heated flooring, and the upstairs main bedroom has its own private balcony—a lovely spot to enjoy some fresh air. The smaller unit offers 2 bedrooms, 2 bath, hardwood floors, and a fireplace in the living room. The kitchen renovation was started but never finished, leaving the next owner an opportunity to make it their own. Both units share an expansive deck overlooking the backyard, with plenty of space to relax or gather with friends. With separate utilities and a location right downtown, this could make a wonderful owner-occupied property once the needed work is completed. Both furnaces are currently nonfunctional, though natural gas hookup is available at the street. CASH ONLY due to the lack of functioning heat and property condition. Bring your ideas and finish what’s been started—there’s so much potential here!
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Oct 1, 2026
$250,000
Original listing
Agent: King Group
Office: Coldwell Banker Realty - Western MA
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/01/2026 | 🏠 Listed for Sale | $250,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $4,146 | $289,900 |
Financial Details
Annual Property Tax
$4,146
Tax Year 2026
Assessed Value
$289,900
Facts & Features
Home Facts
Type
Residential Income
Style
Multi Family
Year Built
1868
Living Area
2,997 sq ft
Lot Size
0.50 acres
Stories
4
Bedrooms
6
Full Baths
4
Half Baths
1
Total Rooms
13
Investment Metrics
Units
2
Unit 1 Rent
— · N
Unit 2 Rent
— · N
Interior
Heating
Electric, Steam, Oil, Radiant, Pellet Stove
Cooling
None
Flooring
Tile, Vinyl, Varies, Hardwood
Appliances
Range, Disposal, Trash Compactor, Refrigerator, Dishwasher
Fireplace
None
Fireplaces
1
Basement
Full, Walk-out Access, Interior Entry, Dirt Floor, Concrete, Unfinished
Laundry
Washer Hookup, Dryer Hookup
Features
Ceiling Fan(s), Bathroom With Tub & Shower, Bathroom With Shower Stall, Living Room, Dining Room, Kitchen, Laundry Room, Sunroom
Exterior
Construction
None
Architecture
None
Roof
None
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Features
Paved Drive, Off Street, Paved
Total Spaces
5
Utilities
Electric
Fuses, Circuit Breakers, Varies Per Unit
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$4,146
Assessed Value
$289,900
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Neither Furnace Works. Water Heater In Smaller Unit Does Not Work. Peeling Paint And Leak In Back Of Roof On Large Unit With Heavy Rain. Row For Driveway In Back. Cash Only. Lot Size May Be Inaccurate Apo.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Blue
Sq Ft Source
Public Record
Sq Ft Disclosures
Front porch on unit 2 may not be in sq feet
Documents
None
County
Hampden
Property Overview
Property Type
Multi Family
Listing Type
For Sale
Year Built
1868
Bedrooms
6
Full Bathrooms
4
Half Bathrooms
1
Living Area
2,997 sq ft
Total Rooms
13
Stories
4
Levels
4
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,997 sq ft above grade
Display Options
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Tile, Vinyl, Varies, Hardwood
Appliances:
Range, Disposal, Trash Compactor, Refrigerator, Dishwasher
Interior Features:
Ceiling Fan(s), Bathroom With Tub & Shower, Bathroom with Shower Stall, Living Room, Dining Room, Kitchen, Laundry Room, Sunroom
Windows:
Basement:
Full, Walk-Out Access, Interior Entry, Dirt Floor, Concrete, Unfinished
Laundry:
Washer Hookup, Dryer Hookup
Security:
Construction & Materials
Year Built:
1868
Structure Type:
Exterior Materials:
Roof:
Foundation:
Stone, Brick/Mortar
Stories:
4
Heating, Cooling & Utilities
Heating:
Electric, Steam, Oil, Radiant, Pellet Stove
Cooling:
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Easements, Level
Road Surface:
Parking & Garage
Total Parking Spaces:
5
Parking Features:
Paved Drive, Off Street, Paved
Special Features
Fireplaces:
1
Fireplace Type:
Community Amenities:
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$346
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
86 Main St, Monson MA 01057
Monson, MA 01057
Listing Information
Listing Agent
King Group
Listing Office
Coldwell Banker Realty - Western MA
Office Phone
413-567-8931
Agent MLS ID
TEAM0204
Office MLS ID
AN7885
Listing Data Updated
Oct 1, 2026 9:59 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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