81 Adams St, Springfield MA 01105
Springfield, MA 01105
$375,000
Est. $2,279/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Fantastic opportunity to own a freshly renovated two-family property offering the perfect combination of modern updates, rental income, and long-term investment potential! Whether you're looking to owner-occupy or expand your real estate portfolio, this property is ready to impress. Unit 1 is conveniently vacant and features 3 spacious bedrooms, making it an ideal option for an owner-occupied buyer. Enjoy a beautifully updated kitchen complete with new custom cabinetry, stone countertops, and updated appliances. Move right in and let the rental income from the second unit help offset your monthly mortgage payment! Unit 2 is currently rented and generating great income. This unit has also been updated with a new kitchen featuring stone countertops and updated appliances, plus the added convenience of 2 full bathrooms. An oversized solar system provides substantial energy production, adding another valuable feature to this income-producing unit. Both units benefit from younger heating systems and water heaters, helping reduce concerns over major mechanical expenses. With extensive renovations already completed, this property offers an attractive opportunity to step into multifamily ownership at an affordable price point. Live in one unit and rent the other, or add a turnkey income-producing property to your investment portfolio. With updated interiors, existing rental income, solar energy, and major systems already improved, this two-family offers tremendous potential for both today's buyer and tomorrow's investor. Don't miss this opportunity!
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Sep 8, 2026
$375,000
Original listing
Agent: Patriot Living Group
Office: Lock and Key Realty Inc.
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/08/2026 | 🏠 Listed for Sale | $375,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $2,190 | $139,700 |
Financial Details
Annual Property Tax
$2,190
Tax Year 2025
Assessed Value
$139,700
Facts & Features
Home Facts
Type
Residential Income
Style
Multi Family
Year Built
1893
Living Area
3,036 sq ft
Lot Size
0.11 acres
Stories
3
Bedrooms
8
Full Baths
3
Total Rooms
14
Investment Metrics
Units
2
Unit 1 Rent
— · N
Unit 2 Rent
$2,200/mo · N
Total Monthly Rent
$2,200/mo
Gross Income
$26,400
Net Operating Income
$26,400
Cap Rate
7.04%
Interior
Heating
Steam, Oil, Electric
Cooling
Window Unit(s)
Flooring
Tile, Hardwood
Appliances
Microwave, Energy Star Qualified Refrigerator, Range
Fireplace
None
Basement
Full, Interior Entry, Unfinished
Laundry
Electric Dryer Hookup, Washer Hookup
Features
Upgraded Cabinets, Upgraded Countertops, Bathroom With Tub & Shower, Remodeled, Storage, Stone/granite/solid Counters, Bathroom With Shower Stall, Internet Available - Unknown, Living Room, Kitchen, Mudroom
Exterior
Construction
Frame
Architecture
None
Roof
Asphalt/composition Shingles
Features
Balcony/deck, Rain Gutters
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch, Enclosed
Parking
Features
Off Street, Paved
Total Spaces
2
Utilities
Electric
Circuit Breakers
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range, For Electric Oven, For Electric Dryer, Washer Hookup
Financial
Annual Tax
$2,190
Assessed Value
$139,700
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Seller Has Never Lived In The Property. Buyer/buyers Agent To Perform Own And All Due Diligence.
Additional Details
Possession
None
Accepted Financing
Contract
Structure Type
[]
House Color
White
Sq Ft Source
Public Record
Documents
None
County
Hampden
Property Overview
Property Type
Multi Family
Listing Type
For Sale
Year Built
1893
Bedrooms
8
Full Bathrooms
3
Living Area
3,036 sq ft
Total Rooms
14
Stories
3
Levels
3
Floor Layout
Interactive room guide
Floor Layout
Finished Area
3,036 sq ft above grade
Display Options
Outdoor Areas
Patio & porchPorch, Enclosed
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Tile, Hardwood
Appliances:
Microwave, ENERGY STAR Qualified Refrigerator, Range
Interior Features:
Upgraded Cabinets, Upgraded Countertops, Bathroom With Tub & Shower, Remodeled, Storage, Stone/Granite/Solid Counters, Bathroom with Shower Stall, Internet Available - Unknown, Living Room, Kitchen, Mudroom
Windows:
Insulated Windows, Screens
Basement:
Full, Interior Entry, Unfinished
Laundry:
Electric Dryer Hookup, Washer Hookup
Security:
Construction & Materials
Year Built:
1893
Structure Type:
Exterior Materials:
Frame
Roof:
Asphalt/Composition Shingles
Foundation:
Brick/Mortar
Stories:
3
Heating, Cooling & Utilities
Heating:
Steam, Oil, Electric
Heating Zones:
2
Cooling:
Window Unit(s)
Hot Water:
Electric
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Balcony/Deck, Rain Gutters
Patio & Porch:
Porch, Enclosed
Fencing:
Other Structures:
Lot Features:
Corner Lot, Cleared, Level
Road Surface:
Parking & Garage
Total Parking Spaces:
2
Parking Features:
Off Street, Paved
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$183
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
81 Adams St, Springfield MA 01105
Springfield, MA 01105
Listing Information
Listing Agent
Patriot Living Group
Listing Office
Lock and Key Realty Inc.
Office Phone
413-282-8080
Agent MLS ID
TM336290
Office MLS ID
AN5521
Listing Data Updated
Sep 8, 2026 8:15 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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