8 Jay St, Fitchburg MA 01420

Fitchburg, MA 01420 • Fitchburg
$569,900
$559,900
Est. $3,350/month
8
Beds
3
Baths
2,757
Sq Ft
$203
Price/Sq Ft
0.12
Acres
1900
Year Built
4
Parking
45
Days on Market
For Sale Price Drop -$10,000 Listed Jul 8, 2026 • MLS# 73546688 Copied! • Updated Aug 14, 2026

Track this home for price, status, and open-house alerts.

About this home

Delivered vacant at closing. Massive turnkey 2-family in a prime Fitchburg location near downtown and Fitchburg State University. Spanning 2,757 sq. ft., this spacious multi-family property is perfect for an investor or owner-occupant looking for a strong income-producing potential or house-hack. Featuring excellent 2022 improvements: a newer roof, updated forced-air HVAC systems, updated electrical, and highly desirable separate meters. The layout is primed for maximum ROI: Unit 1 features a 3-bedroom, 1-bathroom floor plan, while Unit 2 presents a massive value-add opportunity as a bi-level 5-bedroom, 2-bathroom suite. Both units boast refinished hardwood floors, brand-new kitchens, and updated bathrooms. Includes 4 off-street parking spaces and a full walk-out basement with washer/dryer hookups, dual egresses, and future finished-space potential, subject to permitting and approvals. Exceptional commuter location near Route 2, I-190, and the MBTA T-Station into Boston. Please note photos are virtually enhanced.

BMN Estimate

Get the number an algorithm can't give you

A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.

Recently Sold Nearby

Property History

Market Insights

1
Price Changes
1.8%
Price Range

Property Timeline

Price Reduced
Aug 3, 2026
$559,900 $10,000 (-1.75%)
From $569,900 to $559,900 (-1.8%)
🏠
Listed for Sale
Jul 8, 2026
$569,900
Original listing
Agent: North Shore and More Team Office: eXp Realty LLC - Corporate Office

Tax History

Year Taxes Assessment
2025 $3,828 $517,600

Financial Details

Annual Property Tax
$3,828
Tax Year 2025
Assessed Value
$517,600

Facts & Features

Central AC

Home Facts

Type Residential Income
Style 2 Family - 2 Units Up/Down
Year Built 1900
Living Area 2,757 sq ft
Lot Size 0.12 acres
Stories 3
Bedrooms 8
Full Baths 3
Total Rooms 15

Investment Metrics

Units 2
Unit 1 Rent — · N
Unit 2 Rent — · N
Heating Forced Air, Natural Gas
Cooling None, Central Air
Flooring Hardwood
Appliances Range, Dishwasher, Refrigerator, Freezer
Fireplace None
Basement Full, Walk-out Access
Laundry None
Features Crown Molding, Upgraded Cabinets, Bathroom With Tub & Shower, Remodeled, Storage, Upgraded Countertops, Living Room, Dining Room, Kitchen, Family Room, Laundry Room, Living Rm/dining Rm Combo, Office/den, Loft
Construction None
Architecture None
Roof None
Features None
Pool None
Spa None
Fencing None
Patio/Porch Porch, Patio
Features Off Street
Total Spaces 4
Electric 100 Amp Service, Individually Metered
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range

Financial

Annual Tax $3,828
Assessed Value $517,600
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Lead Paint Unknown
Seller Disclosures Photos Have Been Digitally Enhanced/ai-edited For Decluttering, Virtual Staging & Landscaping Visuals. Actual Condition May Vary. Buyer/agent To Verify And Do Due Diligence. Property Delivered Vacant At Closing; First-floor Unit Currently Vacant.
Exclusions Personal Property.
Possession None
Accepted Financing Other (see Remarks)
Structure Type []
House Color Green
Sq Ft Source Public Record
Sq Ft Disclosures P.R. includes 541 SqFt unfinished basement; living area is 2,757 SqFt above grade.
Documents None
County Worcester
Total market time (incl. prior listings) 37 days

Property Overview

Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1900
Bedrooms
8
Full Bathrooms
3
Living Area
2,757 sq ft
Total Rooms
15
Stories
3
Levels
3

Floor Layout

Interior Features

Flooring: Hardwood
Appliances: Range, Dishwasher, Refrigerator, Freezer
Interior Features: Crown Molding, Upgraded Cabinets, Bathroom With Tub & Shower, Remodeled, Storage, Upgraded Countertops, Living Room, Dining Room, Kitchen, Family Room, Laundry Room, Living RM/Dining RM Combo, Office/Den, Loft
Windows: Picture Window
Basement: Full, Walk-Out Access
Laundry:
Security:

Construction & Materials

Year Built: 1900
Structure Type:
Exterior Materials:
Roof:
Foundation: Concrete Perimeter, Stone
Stories: 3

Heating, Cooling & Utilities

Heating: Forced Air, Natural Gas
Heating Zones: 2
Cooling: None, Central Air
Hot Water: Natural Gas
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Porch, Patio
Fencing:
Other Structures:
Lot Features: Other
Road Surface:

Parking & Garage

Total Parking Spaces: 4
Parking Features: Off Street

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $319
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

Loading map...

Neighborhood

Fitchburg

8 Jay St, Fitchburg MA 01420

Fitchburg, MA 01420

Listing Information

Listing Agent North Shore and More Team
Listing Office eXp Realty LLC - Corporate Office
Office Phone 888-854-7493
Agent MLS ID TM358448
Office MLS ID AC0342
Listing Data Updated Aug 14, 2026 4:15 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

Contact Us

BMN Boston Real Estate
BMN Boston Real Estate
Douglas Elliman
Ask about this property — free, no obligation.

Similar Homes for Sale

Comparable Properties

Customize Comparable Search

Finding comparable properties...

Market Analytics for Fitchburg, MA

Real-time market trends and pricing data for this area

Loading market insights for Fitchburg.