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8 Jay St, Fitchburg MA 01420

Fitchburg, MA 01420 • Fitchburg
$569,900
Est. $3,401/month
8
Beds
3
Baths
3,298
Sq Ft
$173
Price/Sq Ft
0.12
Acres
1900
Year Built
4
Parking
10 hours 48 minutes
Time on Market
Active Listed Jul 8, 2026 • MLS# 73546688 Copied! • Updated Jul 8, 2026

About this home

DELIVERED FULLY VACANT! Massive turnkey 2-family in a prime Fitchburg location near downtown and Fitchburg State University. Spanning 2,754 sq. ft., this spacious multi-family property is perfect for an investor or owner-occupant looking for a reliable cash-flowing asset or house-hack. Featuring excellent 2022 improvements: a newer roof, updated forced-air HVAC systems, updated electrical, and highly desirable separate meters. The layout is primed for maximum ROI: Unit 1 features a 3-bedroom, 1-bathroom floor plan, while Unit 2 presents a massive value-add opportunity as a bi-level 5-bedroom, 2-bathroom suite. Both units boast refinished hardwood floors, brand-new kitchens, and updated bathrooms. Includes 4 off-street parking spaces and a full walk-out basement with washer/dryer hookups, dual egresses, and major ADU expansion upside. Exceptional commuter location near Route 2, I-190, and the MBTA T-Station into Boston. Please note photos are virtually enhanced.

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Property History

Property Timeline

🏠
Listed for Sale
Jul 8, 2026
$569,900
Original listing
Agent: North Shore and More Team Office: eXp Realty LLC - Corporate Office

Tax History

Year Taxes Assessment
2025 $3,828 $517,600

Financial Details

Annual Property Tax
$3,828
Tax Year 2025
Assessed Value
$517,600

Facts & Features

Central AC

Home Facts

Type Residential Income
Style 2 Family - 2 Units Up/Down
Year Built 1900
Living Area 3,298 sq ft
Lot Size 0.12 acres
Bedrooms 8
Full Baths 3
Total Rooms 15

Investment Metrics

Units 2
Unit 1 Rent — · N
Unit 2 Rent — · N
Gross Income $22,200
Net Operating Income $22,200
Cap Rate 3.90%
Heating Forced Air, Natural Gas
Cooling Central Air, None
Flooring Hardwood
Appliances Range, Dishwasher, Refrigerator, Freezer
Fireplace None
Basement Full, Walk-out Access
Laundry None
Features Crown Molding, Upgraded Cabinets, Bathroom With Tub & Shower, Remodeled, Storage, Upgraded Countertops, Living Room, Dining Room, Kitchen, Family Room, Laundry Room, Living Rm/dining Rm Combo, Office/den, Loft
Construction None
Architecture None
Roof None
Features None
Pool None
Spa None
Fencing None
Patio/Porch Porch, Patio
Features Off Street
Total Spaces 4
Electric 100 Amp Service, Individually Metered
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range

Financial

Annual Tax $3,828
Assessed Value $517,600
Fee Includes None
Amenities None
Optional Fee Includes None
Seller Disclosures Photos Have Been Digitally Enhanced/ai-edited For Decluttering, Virtual Staging & Landscaping Visuals. Actual Condition May Vary. Buyer/agent To Verify And Do Due Diligence. Property Delivered Vacant At Closing; First-floor Unit Currently Vacant.
Exclusions Personal Property.
Possession None
Accepted Financing Other (see Remarks)
Structure Type []
House Color Green
Sq Ft Source Public Record
Sq Ft Disclosures All information provided is approximate.
Documents None
County Worcester

Property Overview

Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1900
Bedrooms
8
Full Bathrooms
3
Living Area
3,298 sq ft
Total Rooms
15
Stories
3
Levels
3

Room Details

Other Floor

Bathroom1
Bedroom5
Bedroom4
Bedroom3
Dining Room
Kitchen
Bathroom2
Bedroom2
Living Room
Bathroom3
Master Bedroom
Office
Family Room
Master Bathroom

Interior Features

Flooring: Hardwood
Appliances: Range, Dishwasher, Refrigerator, Freezer
Interior Features: Crown Molding, Upgraded Cabinets, Bathroom With Tub & Shower, Remodeled, Storage, Upgraded Countertops, Living Room, Dining Room, Kitchen, Family Room, Laundry Room, Living RM/Dining RM Combo, Office/Den, Loft
Windows: Picture Window
Basement: Full, Walk-Out Access
Laundry:
Security:

Construction & Materials

Year Built: 1900
Structure Type:
Exterior Materials:
Roof:
Foundation: Concrete Perimeter, Stone
Stories: 3

Heating, Cooling & Utilities

Heating: Forced Air, Natural Gas
Heating Zones: 2
Cooling: Central Air, None
Hot Water: Natural Gas
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Porch, Patio
Fencing:
Other Structures:
Lot Features: Other
Road Surface:

Parking & Garage

Total Parking Spaces: 4
Parking Features: Off Street

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
%
Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $319
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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$0/mo
Save $0/mo
Current Rate
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+0.5% Rate
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Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

Fitchburg

8 Jay St, Fitchburg MA 01420

Fitchburg, MA 01420

Listing Information

Listing Agent North Shore and More Team
Listing Office eXp Realty LLC - Corporate Office
Office Phone 888-854-7493
Agent MLS ID TM358448
Office MLS ID AC0342
Listing Data Updated Jul 8, 2026 7:07 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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