8 Cady St, Lowell MA 01852

Lowell, MA 01852
$695,000
Est. $4,267/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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8
Beds
2.5
Baths
3,001
Sq Ft
$232
Price/Sq Ft
0.06
Acres
1930
Year Built
4
Parking
3 hours 40 minutes
Time on Market
For Sale Listed Oct 6, 2026 • MLS# 73587442 Copied! • Updated Oct 6, 2026

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About this home

Welcome to **8–10 Cady St, Lowell, MA**, a great opportunity to own a versatile two-family property offering a total of 8 bedrooms and plenty of potential. One unit is currently occupied by a tenant at will, while the second unit is vacant, giving the next owner flexibility from day one. Both units feature spacious layouts, comfortable living areas, good natural light, and deleaded certificates. Off-street parking adds even more value to the property. Conveniently located near downtown Lowell, with easy access to shopping, restaurants, public transportation, parks, and major commuter routes. Ideal for an investor looking to add an income-producing property to their portfolio or for an owner-occupant interested in offsetting housing costs with rental income. Don’t miss the opportunity to secure a multi-family property with strong rental potential in a convenient Lowell location.

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Property History

Property Timeline

🏠
Listed for Sale
Oct 7, 2026
$695,000
Original listing
Agent: Daptfanim Martinez Office: eXp Realty LLC

Tax History

Year Taxes Assessment
2026 $6,634 $584,500

Financial Details

Annual Property Tax
$6,634
Tax Year 2026
Assessed Value
$584,500

Facts & Features

Home Facts

Type Residential Income
Style 2 Family - 2 Units Up/Down
Year Built 1930
Living Area 3,001 sq ft
Lot Size 0.06 acres
Stories 3
Bedrooms 8
Full Baths 2
Half Baths 1
Total Rooms 13

Investment Metrics

Units 2
Unit 1 Rent — · N
Unit 2 Rent — · N
Heating None
Cooling None
Flooring None
Appliances Range, Refrigerator
Fireplace None
Basement Full, Partially Finished
Laundry None
Features Living Room, Dining Room, Kitchen
Construction Frame
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch Porch, Deck - Roof
Features Paved Drive, Off Street, Paved
Total Spaces 4
Electric None
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range

Financial

Annual Tax $6,634
Assessed Value $584,500
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Yes
Seller Disclosures Property Sold As Is. All Info Pulled From Public Records, Buyers And Buyers Agent To Conduct Their Own Due Diligence.
Exclusions C
Possession None
Accepted Financing None
Structure Type []
House Color green
Sq Ft Source Public Record
Documents None
County Middlesex

Property Overview

Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1930
Bedrooms
8
Full Bathrooms
2
Half Bathrooms
1
Living Area
3,001 sq ft
Total Rooms
13
Stories
3
Levels
3

Floor Layout

Interior Features

Flooring:
Appliances: Range, Refrigerator
Interior Features: Living Room, Dining Room, Kitchen
Windows:
Basement: Full, Partially Finished
Laundry:
Security:

Construction & Materials

Year Built: 1930
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Other
Stories: 3

Heating, Cooling & Utilities

Heating:
Cooling:
Hot Water: Natural Gas
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Porch, Deck - Roof
Fencing:
Other Structures:
Lot Features: Level
Road Surface:

Parking & Garage

Total Parking Spaces: 4
Parking Features: Paved Drive, Off Street, Paved

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
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Including down payment
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Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $553
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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+0.5% Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

8 Cady St, Lowell MA 01852

Lowell, MA 01852

Listing Information

Listing Agent Daptfanim Martinez
Listing Office eXp Realty LLC
Office Phone 888-854-7493
Agent MLS ID CN260499
Office MLS ID AN9439
Listing Data Updated Oct 6, 2026 10:17 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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