79-81 Garden St, West Springfield MA 01089
West Springfield, MA 01089
$399,900
Est. $2,628/month
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About this home
Two-family opportunity on a corner lot in West Springfield offering six bedrooms across two units, a two-car garage, and two fenced sections of yard. With one unit currently vacant, this property presents a practical option for an owner occupant looking to offset expenses with rental income, or an investor seeking a well-located addition to their portfolio. Each unit offers three bedrooms, providing flexibility for a variety of living arrangements. Conveniently located near shopping, major highways, and everyday amenities, the property combines space, location, and an attractive price point. A two-family with six bedrooms at this price deserves a closer look.
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Sep 2, 2026
$399,900
Original listing
Agent: Carrie A. Blair
Office: Keller Williams Realty
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/02/2026 | 🏠 Listed for Sale | $399,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $4,871 | $347,400 |
Financial Details
Annual Property Tax
$4,871
Tax Year 2026
Assessed Value
$347,400
Facts & Features
2 Car Garage
Home Facts
Type
Residential Income
Style
Multi Family
Year Built
1920
Living Area
2,484 sq ft
Lot Size
0.11 acres
Stories
2
Bedrooms
6
Full Baths
2
Total Rooms
12
Investment Metrics
Units
2
Unit 1 Rent
— · N
Unit 2 Rent
$1,000/mo · Y
Total Monthly Rent
$1,000/mo
Gross Income
$12,000
Net Operating Income
$12,000
Cap Rate
3.00%
Interior
Heating
Steam, Oil
Cooling
None
Flooring
Wood, Vinyl, Carpet, Hardwood
Appliances
Dishwasher, Disposal, Washer, Dryer
Fireplace
None
Basement
Full, Interior Entry
Laundry
None
Features
Ceiling Fan(s), Pantry, Living Room, Kitchen, Dining Room
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
Rain Gutters
Pool
None
Spa
None
Fencing
Fenced/enclosed, Fenced
Patio/Porch
Screened
Parking
Garage Spaces
2
Has Garage
Yes
Features
Paved Drive, Off Street, Paved
Total Spaces
4
Utilities
Electric
Circuit Breakers, 100 Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$4,871
Assessed Value
$347,400
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Yes
Seller Disclosures
Tenant Pays Below Market And Is Month To Month. Knob And Tube Wiring Present And As Is. See Lead Disclosure And Reports Attached. No Garage Doors. Surveillance Cameras Will Be Removed Prior To Closing. Do Not Disturb Second Floor Tenant.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Hampden
Property Overview
Property Type
Multi Family
Listing Type
For Sale
Year Built
1920
Bedrooms
6
Full Bathrooms
2
Living Area
2,484 sq ft
Total Rooms
12
Stories
2
Levels
2
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,484 sq ft above grade
Display Options
Outdoor Areas
Patio & porchScreened
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Vinyl, Carpet, Hardwood
Appliances:
Dishwasher, Disposal, Washer, Dryer
Interior Features:
Ceiling Fan(s), Pantry, Living Room, Kitchen, Dining Room
Windows:
Insulated Windows
Basement:
Full, Interior Entry
Laundry:
Security:
Construction & Materials
Year Built:
1920
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Block
Stories:
2
Heating, Cooling & Utilities
Heating:
Steam, Oil
Cooling:
Hot Water:
Tank
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Rain Gutters
Patio & Porch:
Screened
Fencing:
Fenced/Enclosed, Fenced
Other Structures:
Shed(s)
Lot Features:
Corner Lot, Level
Road Surface:
Paved
Parking & Garage
Garage Spaces:
2
Total Parking Spaces:
4
Parking Features:
Paved Drive, Off Street, Paved
Nearby Schools
School District
West Springfield School District local
B
Where Graduates Go
Class of 2021
36%
attend college
20%
4-Year
16%
2-Year
3%
Out of State
3%
Working
School Safety
2024-25
3.0%
Above Average
2.7%
Suspensions
1.1%
In-School
0.3%
Emergency
2.5% below state avg
Elementary Schools
9 schools
St. Thomas The Apostle School
1.1 mi
Grades PK-08
The May Center School for Autism and Developmental Disabilities - Chicopee and West Springfield
2.0 mi
Grades PK-12
C+
Philip G Coburn School
0.1 mi
|
#502 of 825
|
Score: 44.8
Improved 175 spots from last year
-13.5 below state avg
686 students
Diverse
Rising School
Diverse Student Body
Grades PK-05
Montessori Children's House of West Springfield Inc.
0.1 mi
Grades PK
B-
Memorial School
0.9 mi
|
#451 of 825
|
Score: 46.1
Improved 257 spots from last year
-12.1 below state avg
195 students
Diverse
Rising School
Diverse Student Body
Grades K-05
C-
Mittineague School
1.0 mi
|
#666 of 825
|
Score: 37.5
Dropped 478 spots from last year
-20.7 below state avg
62 students
Diverse
Strong Attendance
Grades 01-05
B+
John R Fausey School
1.8 mi
|
#274 of 825
|
Score: 51.7
Dropped 105 spots from last year
-6.6 below state avg
411 students
Diverse
Grades K-05
B+
Tatham School
2.1 mi
|
#289 of 825
|
Score: 51.1
Dropped 158 spots from last year
-7.1 below state avg
263 students
Moderate
Strong Attendance
Grades K-05
John Ashley School
2.9 mi
178 students
Diverse
Diverse Student Body
Grades PK-K
Middle Schools
2 schools
B
Hampden Charter School of Science Middle School
0.8 mi
|
#142 of 346
|
Score: 57.0
Improved 58 spots from last year
-1.2 below state avg
958 students
Diverse
Strong AP Program
Rising School
College Ready Curriculum
Diverse Student Body
Grades 06-12
C
West Springfield Middle School
1.7 mi
|
#251 of 352
|
Score: 36.0
Dropped 23 spots from last year
-22.2 below state avg
871 students
Diverse
Grades 06-08
High Schools
1 school
B
West Springfield High School
1.4 mi
|
#165 of 346
|
Score: 54.5
Improved 72 spots from last year
-3.7 below state avg
1,172 students
Diverse
18 sports
• 1,524 athletes
Strong AP Program
High Graduation Rate
Rising School
Career Tech Programs
Grades 09-12
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Monthly Payment Calculator
Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
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Down: $0
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Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$406
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
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Current Rate
$0/mo
+0.5% Rate
$0/mo
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
79-81 Garden St, West Springfield MA 01089
West Springfield, MA 01089
Listing Information
Listing Agent
Carrie A. Blair
Listing Office
Keller Williams Realty
Office Phone
413-585-0022
Agent MLS ID
M9502634
Office MLS ID
M95395
Listing Data Updated
Sep 2, 2026 5:34 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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