FeaturesYes
78 Whitney St, Gardner MA 01440
Gardner, MA 01440
$124,900
Est. $983/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
Adjust the payment calculatorTrack this home for price, status, and open-house alerts.
About this home
Investment Opportunity! Mobile home on almost an acre of land located off of route 68 and an easy commute to Route 2. Features 2 bedrooms, 2 baths, propane heat and cooking. Washer, dryer, newer dishwasher. Electric water heater. Failed Title V and will need a new roof.
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Recently Sold Nearby
Price & Status History
Property Timeline
Listed for Sale
Oct 23, 2026
$124,900
Original listing
Agent: Maria Tolman
Office: Venture
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/23/2026 | 🏠 Listed for Sale | $124,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $1,822 | $132,300 |
Financial Details
Annual Property Tax
$1,822
Tax Year 2026
Assessed Value
$132,300
Facts & Features
Home Facts
Type
Residential
Style
Mobile Home
Year Built
1996
Living Area
1,064 sq ft
Lot Size
0.87 acres
Bedrooms
2
Full Baths
2
Total Rooms
4
Interior
Heating
Forced Air, Propane
Cooling
None
Flooring
Vinyl, Carpet
Appliances
Range, Refrigerator
Fireplace
None
Basement
None
Laundry
Electric Dryer Hookup, Washer Hookup
Features
None
Exterior
Construction
None
Architecture
Other (see Remarks)
Roof
Shingle
Features
Deck
Pool
None
Spa
None
Fencing
None
Patio/Porch
Deck
Parking
Features
Off Street
Total Spaces
2
Utilities
Electric
None
Water
Public, Other
Sewer
Private Sewer
Gas
None
Other
For Gas Range, For Electric Dryer, Washer Hookup
Financial
Annual Tax
$1,822
Assessed Value
$132,300
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
None
Seller Disclosures
Failed Title V, Needs Roof
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Worcester
Property Overview
Property Type
Mobile Home
Listing Type
For Sale
Year Built
1996
Bedrooms
2
Full Bathrooms
2
Living Area
1,064 sq ft
Total Rooms
4
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,064 sq ft above grade
Display Options
Outdoor Areas
Patio & porchDeck
Room Markers
BABathroom (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Vinyl, Carpet
Appliances:
Range, Refrigerator
Interior Features:
Windows:
Basement:
Laundry:
Electric Dryer Hookup, Washer Hookup
Security:
Construction & Materials
Style:
Other (See Remarks)
Year Built:
1996
Structure Type:
Exterior Materials:
Roof:
Shingle
Foundation:
Slab
Utilities & Systems
Heating:
Forced Air, Propane
Cooling:
None
Hot Water:
Water Source:
Public, Other
Sewer:
Private Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Deck
Patio & Porch:
Deck
Fencing:
Other Structures:
Lot Features:
Other
Road Surface:
Parking & Garage
Total Parking Spaces:
2
Parking Features:
Off Street
Nearby Schools
School District
Gardner School District local
D
School Safety
2024-25
5.8%
Above Average
5.6%
Suspensions
0.5%
In-School
0.2%
Emergency
0.3% above state avg
Elementary Schools
2 schools
Wachusett Hills Christian School
3.2 mi
Grades K-08
C-
Gardner Elementary School
2.6 mi
|
#677 of 825
|
Score: 37.1
Improved 88 spots from last year
-21.1 below state avg
1,071 students
Diverse
Rising School
Diverse Student Body
Grades PK-04
Middle Schools
1 school
D
Gardner Middle School
2.9 mi
|
#335 of 352
|
Score: 27.0
Dropped 4 spots from last year
-31.2 below state avg
528 students
Diverse
Grades 05-07
High Schools
2 schools
C+
Gardner High School
2.8 mi
|
#230 of 346
|
Score: 49.5
Improved 83 spots from last year
-8.7 below state avg
797 students
Diverse
15 sports
• 820 athletes
Early College Program
High Graduation Rate
Rising School
Career Tech Programs
Grades 08-12
D
Gardner Academy for Learning and Technology
2.1 mi
|
#325 of 346
|
Score: 30.7
Improved 54 spots from last year
-27.5 below state avg
74 students
Diverse
Early College Program
Rising School
Career Tech Programs
Grades 09-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$152
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
78 Whitney St, Gardner MA 01440
Gardner, MA 01440
Listing Information
Listing Agent
Maria Tolman
Listing Office
Venture
Office Phone
617-340-9770
Agent MLS ID
H8000564
Office MLS ID
AN7801
Listing Data Updated
Oct 22, 2026 8:28 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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