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78 Indian Trail, Chatham MA 02633

Chatham, MA 02633
$2,800,000
Est. $14,880/month
3
Beds
2
Baths
1,160
Sq Ft
$2,414
Price/Sq Ft
0.36
Acres
1963
Year Built
1
Garage Space
230
Days on Market
Active Listed Nov 22, 2025 • MLS# 73457238 Copied! • Updated Nov 28, 2025

About this home

Professional photos coming soon! Just moments from Hardings Beach, this inviting three-bedroom, two-bath home offers the perfect coastal getaway. Enjoy the benefits of a sought-after association featuring a dock, kayak storage, and a lovely picnic area overlooking the water. Take in spectacular water views and unforgettable sunsets, with private stairs leading down to the water’s edge of Bucks Creek for easy access and serene enjoyment. Inside, the home is a pleasure to show, highlighted by a wonderful sunroom that captures the light and scenery year-round. A rare opportunity to enjoy Chatham living at its best. An abutting property, 92 Indian Trail, is available for $3,200,000.

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Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Nov 22, 2025
$2,800,000
Original listing
Agent: Judith Smith Office: John C. Ricotta & Associates, Inc.

Tax History

Year Taxes Assessment
2026 $5,916 $1,545,200

Financial Details

Annual Property Tax
$5,916
Tax Year 2026
HOA Fee
$350
Annually
Assessed Value
$1,545,200

Facts & Features

1 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1963
Living Area 1,160 sq ft
Lot Size 0.36 acres
Bedrooms 3
Full Baths 2
Total Rooms 7

Interior

Heating Forced Air, Natural Gas
Cooling Window Unit(s), None
Flooring Tile, Laminate, Hardwood
Appliances Gas Water Heater, Water Heater
Fireplace None
Fireplaces 1
Basement Full, Crawl Space, Walk-out Access, Garage Access
Laundry None
Features Loft

Exterior

Construction None
Architecture Ranch
Roof Shingle
Features Patio, Outdoor Shower
Pool None
Spa None
Fencing None
Patio/Porch Patio
Garage Spaces 1
Has Garage Yes
Features Attached, Under, Storage, Off Street, Driveway
Total Spaces 5
Electric None
Water Public
Sewer Private Sewer
Gas None
Other None
Annual Tax $5,916
Assessed Value $1,545,200
HOA Yes
HOA Fee $350 Annually
Fee Includes None
Amenities None
Optional Fee Includes None
Seller Disclosures None
Possession None
Accepted Financing None
Structure Type []
House Color Whit trim
Sq Ft Source Public Record
Documents None
County Barnstable
Total market time (incl. prior listings) 7 days

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1963
Bedrooms
3
Full Bathrooms
2
Living Area
1,160 sq ft
Total Rooms
7

Room Details

First Floor

Bedroom3
Dining Room
Kitchen
Bedroom2
Living Room
Master Bedroom

Other Floor

Bathroom1
Bedroom5
Bedroom4
Bathroom2
Bathroom3
Office
Family Room
Master Bathroom

Interior Features

Flooring: Tile, Laminate, Hardwood
Appliances: Gas Water Heater, Water Heater
Interior Features: Loft
Windows:
Basement: Full, Crawl Space, Walk-Out Access, Garage Access
Laundry:
Security:

Construction & Materials

Style: Ranch
Year Built: 1963
Structure Type:
Exterior Materials:
Roof: Shingle
Foundation: Block

Heating, Cooling & Utilities

Heating: Forced Air, Natural Gas
Cooling: Window Unit(s), None
Hot Water:
Water Source: Public
Sewer: Private Sewer
Energy Features:

Exterior & Lot

Exterior Features: Patio, Outdoor Shower
Patio & Porch: Patio
Fencing:
Other Structures:
Lot Features: Cleared, Level
Road Surface:

Parking & Garage

Garage Spaces: 1
Garage Type: Attached
Total Parking Spaces: 5
Parking Features: Attached, Under, Storage, Off Street, Driveway

Special Features

Fireplaces: 1
Fireplace Type:
Waterfront: Yes
Waterfront Type: Waterfront, Ocean, Sound, Creek, Sound, 1/10 to 3/10 To Beach, Beach Ownership(Public)
Community Amenities: Shopping, Medical Facility, Bike Path, Marina
School District
Monomoy Regional School District local
C+
School Safety 2024-25
3.5% Above Average
2.8% Suspensions 1.5% In-School 0.7% Emergency
2.0% below state avg
E

Elementary Schools

3 schools
B+
Chatham Elementary School
2.1 mi | #311 of 824 | Score: 50.4
Dropped 108 spots from last year
-7.8 below state avg
146 students Diverse
Grades PK-04
B+
Harwich Elementary School
4.4 mi | #258 of 824 | Score: 52.1
Improved 99 spots from last year
-6.1 below state avg
449 students Moderate
Rising School
Grades PK-04
The Laurel School
4.9 mi
Grades PK-05
M

Middle Schools

2 schools
B+
Monomoy Regional Middle School
1.9 mi | #117 of 352 | Score: 47.5
Dropped 36 spots from last year
-10.7 below state avg
395 students Moderate
Grades 05-07
B-
Cape Cod Lighthouse Charter School
2.5 mi | #190 of 352 | Score: 41.4
Improved 90 spots from last year
-16.8 below state avg
251 students Less Diverse
Rising School
Grades 06-08
H

High Schools

2 schools
B-
Monomoy Regional High School
3.7 mi | #205 of 346 | Score: 51.2
Dropped 30 spots from last year
-7 below state avg
738 students Moderate
17 sports • 1,050 athletes
College Ready Curriculum Strong Athletics
Grades 08-12
B+
Cape Cod Regional Vocational Technical High School
4.6 mi | #116 of 346 | Score: 59.1
Same rank as last year
+0.9 above state avg
682 students Moderate
15 sports • 956 athletes
High Graduation Rate Career Tech Programs College Ready Curriculum Strong Athletics
Grades 09-12
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Monthly Payment Calculator

Monthly Payment
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Loan Amount
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After down payment
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $493
Homeowners Insurance $200
HOA Fee $29/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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+0.5% Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

78 Indian Trail, Chatham MA 02633

Chatham, MA 02633

Listing Information

Listing Agent Judith Smith
Listing Office John C. Ricotta & Associates, Inc.
Office Phone 508-945-5000
Agent MLS ID CN228774
Office MLS ID AN4535
Listing Data Updated Nov 28, 2025 11:09 AM EST
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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