78 Cross Street, Reading MA 01867

Reading, MA 01867
$999,900
Est. $5,966/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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3
Beds
2.5
Baths
2,081
Sq Ft
$480
Price/Sq Ft
0.36
Acres
1935
Year Built
8
Parking
New today
Time on Market
For Sale Open House Listed Oct 14, 2026 • MLS# 73590410 Copied! • Updated Oct 14, 2026

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Open House Schedule

18
Oct
Sunday, October 18
12:00 PM - 2:00 PM EDT
16
Oct
Friday, October 16
4:00 PM - 6:00 PM EDT
15
Oct
Thursday, October 15
4:00 PM - 6:00 PM EDT
17
Oct
Saturday, October 17
12:00 PM - 2:00 PM EDT

About this home

Turn the key and fall in love with this long-loved home, where no detail has been overlooked. At the heart of the home is a light-filled kitchen with an adjacent scullery and mudroom, and a large island that opens to a welcoming dining room. The main living area offers a cozy, fireplaced living room that flows into a spacious family room, both full of custom details and character. Sliders lead to a dream garden with outdoor “rooms” perfect for relaxing and entertaining.Upstairs, you’ll find three inviting bedrooms and two full baths, including a light-filled primary en-suite with custom carpentry, a skylight for stargazing, and a beautiful tiled bath with a walk-in glass shower. Six closets, built-in drawers, accessible eaves storage, and a second washer/dryer hookup add plenty of storage and convenience.The lower level is practical and utilitarian, with a workshop area, custom storage shelving, laundry area, and a finished room offering flexibility for a variety of uses. Outside is every bit as special as the interior, with something to discover around every corner. Enjoy a pitch-and-putt, custom treehouse, quaint storage shed, garden cottage/creative studio, fire pit, deck, patio, irrigation, and a tucked-away pea gravel seating area. It's not just pretty, it’s sturdy, too! Harvey and Pella replacement windows and doors throughout, a brand-new 5-zone heating system, 2 zones of central air, a 35-year architectural roof, upgraded 200-amp electrical service, and newer plumbing. A home with this much charm, character, and thoughtful detail doesn’t come along every day. Come see for yourself — you may never want to leave! Option to purchase furnished.

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Recently Sold Nearby

Price & Status History

Market Insights

72%
Price Range
1
Previous Sales

Property Timeline

🏠
Listed for Sale
Oct 14, 2026
$999,900
Original listing
Agent: Chrisanne Connolly Office: Wilson Wolfe Real Estate
Previous Transaction - MLS #30456902
Full transaction history available when tracking began
🏷️
Previously Sold
Nov 30, 2000
$280,000
MLS #30456902

Tax History

Year Taxes Assessment
2026 $8,521 $777,500

Financial Details

Annual Property Tax
$8,521
Tax Year 2026
Assessed Value
$777,500

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1935
Living Area 2,081 sq ft
Lot Size 0.36 acres
Bedrooms 3
Full Baths 2
Half Baths 1
Total Rooms 9

Interior

Heating Hot Water, Oil
Cooling Ductless
Flooring Tile, Vinyl, Hardwood, Laminate, Flooring - Stone/ceramic Tile, Flooring - Engineered Hardwood
Appliances Water Heater, Range, Disposal, Energy Star Qualified Refrigerator, Energy Star Qualified Dishwasher, Range Hood, Stainless Steel Appliance(s), Wine Cooler, Plumbed For Ice Maker
Fireplace None
Fireplaces 1
Basement Full, Partially Finished, Interior Entry, Bulkhead, Concrete
Laundry Dryer Hookup - Electric, Washer Hookup, Second Floor, Electric Dryer Hookup
Features Cable Hookup, Recessed Lighting, Lighting - Overhead, Closet/cabinets - Custom Built, Pantry, Countertops - Stone/granite/solid, Countertops - Upgraded, Cabinets - Upgraded, Wainscoting, Bonus Room, Mud Room, Kitchen, Internet Available - Unknown

Exterior

Construction Frame
Architecture Cape
Roof Shingle
Features Deck - Wood, Patio, Rain Gutters, Storage, Professional Landscaping, Sprinkler System, Decorative Lighting, Screens, Fenced Yard, Stone Wall
Pool None
Spa None
Fencing Fenced/enclosed, Fenced
Patio/Porch Deck - Wood, Patio
Features Paved Drive, Off Street, Tandem, Driveway, Paved
Total Spaces 8
Electric Circuit Breakers, 200+ Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range, For Gas Oven, For Electric Dryer, Washer Hookup, Icemaker Connection
Annual Tax $8,521
Assessed Value $777,500
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Mudroom And Lower Level Finished Bonus Room Have No Direct Heat Source-basement Stays Temperate With Heat Off The Boiler
Exclusions Please See Attached Highlights And Additional Information.
Possession None
Accepted Financing Contract
Structure Type []
House Color Ivory
Sq Ft Source Measured
Sq Ft Disclosures Mud room and lower level bonus room have no direct heat source
Documents None
County Middlesex

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1935
Bedrooms
3
Full Bathrooms
2
Half Bathrooms
1
Living Area
2,081 sq ft
Total Rooms
9

Floor Layout

Interior Features

Flooring: Tile, Vinyl, Hardwood, Laminate, Flooring - Stone/Ceramic Tile, Flooring - Engineered Hardwood
Appliances: Water Heater, Range, Disposal, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Dishwasher, Range Hood, Stainless Steel Appliance(s), Wine Cooler, Plumbed For Ice Maker
Interior Features: Cable Hookup, Recessed Lighting, Lighting - Overhead, Closet/Cabinets - Custom Built, Pantry, Countertops - Stone/Granite/Solid, Countertops - Upgraded, Cabinets - Upgraded, Wainscoting, Bonus Room, Mud Room, Kitchen, Internet Available - Unknown
Windows: Insulated Windows, Screens
Basement: Full, Partially Finished, Interior Entry, Bulkhead, Concrete
Laundry: Dryer Hookup - Electric, Washer Hookup, Second Floor, Electric Dryer Hookup
Security:

Construction & Materials

Style: Cape
Year Built: 1935
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter, Block
Condition: Remodeled

Utilities & Systems

Heating: Hot Water, Oil
Heating Zones: 3
Cooling: Ductless
Cooling Zones: 2
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features: Thermostat

Exterior & Lot

Exterior Features: Deck - Wood, Patio, Rain Gutters, Storage, Professional Landscaping, Sprinkler System, Decorative Lighting, Screens, Fenced Yard, Stone Wall
Patio & Porch: Deck - Wood, Patio
Fencing: Fenced/Enclosed, Fenced
Other Structures:
Lot Features: Wooded
Road Frontage: 100.00 ft
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 8
Parking Features: Paved Drive, Off Street, Tandem, Driveway, Paved

Special Features

Fireplaces: 1
Fireplace Type:
Community Amenities: Public Transportation, Shopping, Pool, Tennis Court(s), Park, Walk/Jog Trails, Bike Path, Conservation Area, Highway Access, House of Worship, Private School, Public School
School District
Reading School District local
A
✓ School Safety 2024-25
0.4% Low
0.4% Suspensions 0.2% In-School
↓ 5.1% below state avg
E

Elementary Schools

3 schools
A+
Joshua Eaton School
0.6 mi | #83 of 825 | Score: 60.1
Improved 44 spots from last year
+1.9 above state avg
401 students Moderate
Rising School Strong Attendance
Grades K-05
B+
Walton School
0.9 mi | #299 of 825 | Score: 50.8
Improved 125 spots from last year
-7.4 below state avg
221 students Less Diverse
Rising School Strong Attendance
Grades K-04
A
Alice M Barrows School
1.3 mi | #155 of 825 | Score: 56.8
Dropped 79 spots from last year
-1.4 below state avg
368 students Less Diverse
Strong Attendance
Grades K-05
M

Middle Schools

3 schools
A
Walter S Parker Middle School
1.0 mi | #63 of 352 | Score: 54.6
Dropped 27 spots from last year
-3.6 below state avg
533 students Moderate
Strong Attendance
Grades 06-08
A
Arthur W Coolidge Middle School
1.7 mi | #43 of 352 | Score: 58.3
Improved 32 spots from last year
+0.1 above state avg
417 students Moderate
Rising School Strong Attendance
Grades 06-08
A-
Galvin Middle School
1.8 mi | #80 of 352 | Score: 51.9
Improved 4 spots from last year
-6.3 below state avg
1,076 students Moderate
Strong Attendance
Grades 05-08
H

High Schools

3 schools
Nazareth Academy
1.5 mi
Grades 09-12
A
Reading Memorial High School
1.5 mi | #63 of 346 | Score: 65.6
Dropped 3 spots from last year
+7.4 above state avg
1,066 students Moderate
18 sports • 2,420 athletes
Strong AP Program High Graduation Rate College Ready Curriculum Strong Athletics
Grades 09-12
EMARC - Life Choices & Employment Services
1.8 mi
Grades 09-12
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $710
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

78 Cross Street, Reading MA 01867

Reading, MA 01867

Listing Information

Listing Agent Chrisanne Connolly
Listing Office Wilson Wolfe Real Estate
Office Phone 978-658-2345
Agent MLS ID B0665920
Office MLS ID B61601
Listing Data Updated Oct 14, 2026 11:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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