77 Walnut St, Holyoke MA 01040
Holyoke, MA 01040
$499,000
Est. $3,250/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Excellent investment opportunity at 77 Walnut Street! This 5-unit property consists of five one-bedroom units, offering a straightforward and manageable multifamily setup. Tenants pay their own utilities, helping keep owner operating expenses and maintenance responsibilities lower, an attractive feature for investors focused on maximizing cash flow. The one-bedroom configuration provides an efficient rental setup with strong income potential. Conveniently located near area amenities, shopping, public transportation, and major routes. A great opportunity to add a low-maintenance income-producing asset to your portfolio.
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Oct 7, 2026
$499,000
Original listing
Agent: Raquel Medina
Office: Lock and Key Realty Inc.
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/07/2026 | 🏠 Listed for Sale | $499,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $6,325 | $362,900 |
Financial Details
Annual Property Tax
$6,325
Tax Year 2026
Assessed Value
$362,900
Facts & Features
Home Facts
Type
Residential Income
Style
5+ Family - 5+ Units Up/Down
Year Built
1885
Living Area
2,631 sq ft
Lot Size
0.08 acres
Stories
4
Bedrooms
5
Full Baths
5
Total Rooms
20
Investment Metrics
Units
5
Unit 1 Rent
$1,250/mo · N
Unit 2 Rent
$1,000/mo · N
Unit 3 Rent
$700/mo
Unit 4 Rent
$1,300/mo
Total Monthly Rent
$4,250/mo
Gross Income
$51,000
Net Operating Income
$51,000
Cap Rate
10.22%
Interior
Heating
None
Cooling
None
Flooring
Vinyl, Varies
Appliances
None
Fireplace
None
Basement
Full
Laundry
None
Features
None
Exterior
Construction
Brick
Architecture
None
Roof
Shingle
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
Enclosed
Parking
Features
None
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range
Financial
Annual Tax
$6,325
Assessed Value
$362,900
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Additional Unfinished Space Offers An Opportunity For Future Renovation And Creative Use.buyer And Buyer’s Agent To Conduct All Due Diligence Regarding Permitted Use, Permitting Requirements, Renovation, And Potential Occupancy. Seller Is A Licensed Real Estate Agent &has Never Occupied The Property
Additional Details
Possession
None
Accepted Financing
Contract
Structure Type
[]
House Color
green
Sq Ft Source
Public Record
Documents
None
County
Hampden
Property Overview
Property Type
5+ Family - 5+ Units Up/Down
Listing Type
For Sale
Year Built
1885
Bedrooms
5
Full Bathrooms
5
Living Area
2,631 sq ft
Total Rooms
20
Stories
4
Levels
4
Floor Layout
Interior Features
Flooring:
Vinyl, Varies
Appliances:
Interior Features:
Windows:
Basement:
Full
Laundry:
Security:
Construction & Materials
Year Built:
1885
Structure Type:
Exterior Materials:
Brick
Roof:
Shingle
Foundation:
Brick/Mortar
Stories:
4
Heating, Cooling & Utilities
Heating:
Cooling:
Hot Water:
Natural Gas
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Enclosed
Fencing:
Other Structures:
Lot Features:
Cleared
Road Surface:
Parking & Garage
Parking Features:
Nearby Schools
School District
Holyoke School District local
F
Where Graduates Go
Class of 2021
36%
attend college
15%
4-Year
21%
2-Year
4%
Out of State
4%
Working
School Safety
2024-25
12.2%
Above Average
9.6%
Suspensions
2.7%
In-School
2.6%
Emergency
6.7% above state avg
Elementary Schools
10 schools
Mater Dolorosa School
0.1 mi
Grades PK-08
First Lutheran School
1.2 mi
Grades PK-08
Center School/Crisis Interv & Assessment
1.4 mi
Grades PK-12
Blessed Sacrament School
1.5 mi
Grades PK-08
C-
Holyoke Community Charter School
2.0 mi
|
#301 of 352
|
Score: 31.6
Improved 1 spots from last year
-26.6 below state avg
687 students
Less Diverse
Grades K-08
F
H.B. Lawrence School
0.6 mi
|
#820 of 825
|
Score: 24.4
Improved 16 spots from last year
-33.8 below state avg
263 students
Moderate
Grades PK-05
F
Kelly Elementary School
0.8 mi
|
#804 of 825
|
Score: 27.4
Improved 30 spots from last year
-30.8 below state avg
482 students
Less Diverse
Rising School
Grades PK-05
F
Morgan Full Service Community School
1.0 mi
|
#816 of 825
|
Score: 24.9
Improved 15 spots from last year
-33.3 below state avg
333 students
Moderate
Grades PK-05
C
E.N. White Elementary School
1.3 mi
|
#595 of 825
|
Score: 40.9
Improved 153 spots from last year
-17.3 below state avg
452 students
Moderate
Rising School
Grades PK-05
D
Lt. Elmer J. McMahon Elementary School
2.6 mi
|
#758 of 825
|
Score: 31.9
Dropped 13 spots from last year
-26.3 below state avg
282 students
Moderate
Grades PK-05
Middle Schools
2 schools
Dr. William R. Peck Middle School
1.2 mi
501 students
Moderate
Grades 06-08
F
Lt. Clayre Sullivan Elementary School
1.8 mi
|
#345 of 352
|
Score: 24.5
Improved 22 spots from last year
-33.7 below state avg
429 students
Less Diverse
Rising School
Grades 06-08
High Schools
4 schools
LightHouse Holyoke
0.7 mi
Grades 06-12
D
Holyoke High School
1.0 mi
|
#317 of 346
|
Score: 34.1
Improved 40 spots from last year
-24.1 below state avg
1,485 students
Less Diverse
15 sports
• 722 athletes
Early College Program
Rising School
Career Tech Programs
Strong Athletics
Grades 09-12
F
Opportunity Academy at Metcalf
1.6 mi
|
#335 of 346
|
Score: 22.7
Improved 49 spots from last year
-35.5 below state avg
213 students
Moderate
Rising School
Grades 09-12
B+
Gateway to College at Holyoke Community College
2.4 mi
|
#130 of 346
|
Score: 74.1
Same rank as last year
28 students
Moderate
College Ready Curriculum
Strong Attendance
Grades 09-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$527
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
77 Walnut St, Holyoke MA 01040
Holyoke, MA 01040
Listing Information
Listing Agent
Raquel Medina
Listing Office
Lock and Key Realty Inc.
Office Phone
413-282-8080
Agent MLS ID
CN248005
Office MLS ID
AN5521
Listing Data Updated
Oct 6, 2026 10:21 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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