74 S Maple St, Westfield MA 01085
Westfield, MA 01085
$429,900
Est. $2,747/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
A truly remarkable opportunity to own an income producing asset that feels like HOME. Set back from the road on nearly 1.5 acres, this beautifully renovated property offers a level of privacy and outdoor space that is incredibly hard to find! Thoughtfully updated from top to bottom, major improvements include a brand-new roof, siding, porches, electrical, water heaters, heating system, and tastefully remodeled kitchens and baths—offering the feel and peace of mind of new construction without the hefty price tag! The first floor features a convenient entryway, large eat-in kitchen w/ stainless appliances & stone countertops, oversized pantry w/ laundry, full bathroom, 2 bedrooms & central living room w/ wood floors. The second floor also showcases an upgraded kitchen w/ stone countertops & stainless appliances, a separate dining room that could also function wonderfully as the home office, 2 additional bedrooms, full bathroom & living room w/ wood floors. Separate utilities including an owner's meter, as well as gas heat add convenience for both owner-occupants and investors alike. Lead certificates for both floors! Enjoy the 14x48ft barn for all your outdoor storage needs! Set on a property that is almost unheard of to find in town, you couldn't ask for more!
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Recently Sold Nearby
Property History
Market Insights
58.1%
Price Range
1
Previous Sales
Property Timeline
Showing Instructions Updated
Sep 30, 2026
New showing requirements
Listed for Sale
Sep 30, 2026
$429,900
Original listing
Office: Lock and Key Realty Inc.
Previous Transaction - MLS #73436611
Full transaction history available when tracking began
Previously Sold
Apr 15, 2026
$180,000
MLS #73436611
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/30/2026 | 👁️ Showing Instructions Updated | - | - | - | New showing requirements |
| 09/30/2026 | 🏠 Listed for Sale | $429,900 | - | - | Original listing |
| 04/15/2026 | 🏷️ Previously Sold | $180,000 | - | - | MLS #73436611 |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $4,478 | $299,900 |
Financial Details
Annual Property Tax
$4,478
Tax Year 2026
Assessed Value
$299,900
Facts & Features
Home Facts
Type
Residential Income
Style
Multi Family
Year Built
1860
Living Area
2,141 sq ft
Lot Size
1.36 acres
Stories
2
Bedrooms
4
Full Baths
2
Total Rooms
11
Investment Metrics
Units
2
Unit 1 Rent
$2,100/mo · N
Unit 2 Rent
$2,100/mo · N
Total Monthly Rent
$4,200/mo
Gross Income
$50,400
Net Operating Income
$50,400
Cap Rate
11.72%
Interior
Heating
Forced Air, Natural Gas
Cooling
None
Flooring
Wood, Vinyl, Hardwood
Appliances
Range, Dishwasher, Microwave, Refrigerator
Fireplace
None
Basement
Full, Interior Entry, Bulkhead
Laundry
Washer Hookup, Dryer Hookup
Features
Pantry, Stone/granite/solid Counters, Upgraded Cabinets, Upgraded Countertops, Bathroom With Tub & Shower, Open Floorplan, Remodeled, Internet Available - Fiber-optic, Walk-in Closet(s), Living Room, Kitchen, Laundry Room, Mudroom, Dining Room
Exterior
Construction
None
Architecture
None
Roof
Shingle
Features
Balcony/deck
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch, Covered
Parking
Features
Off Street
Total Spaces
6
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$4,478
Assessed Value
$299,900
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Property Is Fully Vacant. Total Monthly Rent Is Estimated Based On Local Market. Seller Has Never Lived At The Property. La Is A Member Of The Selling Entity. Shed Will Be Moved Onto Property Prior To Closing. Lead Certs Provided Prior To Closing
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
White
Sq Ft Source
Public Record
Documents
None
County
Hampden
Property Overview
Property Type
Multi Family
Listing Type
For Sale
Year Built
1860
Bedrooms
4
Full Bathrooms
2
Living Area
2,141 sq ft
Total Rooms
11
Stories
2
Levels
2
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,141 sq ft above grade
Display Options
Outdoor Areas
Patio & porchPorch, Covered
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Vinyl, Hardwood
Appliances:
Range, Dishwasher, Microwave, Refrigerator
Interior Features:
Pantry, Stone/Granite/Solid Counters, Upgraded Cabinets, Upgraded Countertops, Bathroom With Tub & Shower, Open Floorplan, Remodeled, Internet Available - Fiber-Optic, Walk-In Closet(s), Living Room, Kitchen, Laundry Room, Mudroom, Dining Room
Windows:
Basement:
Full, Interior Entry, Bulkhead
Laundry:
Washer Hookup, Dryer Hookup
Security:
Construction & Materials
Year Built:
1860
Structure Type:
Exterior Materials:
Roof:
Shingle
Foundation:
Block, Brick/Mortar
Stories:
2
Heating, Cooling & Utilities
Heating:
Forced Air, Natural Gas
Cooling:
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Balcony/Deck
Patio & Porch:
Porch, Covered
Fencing:
Other Structures:
Lot Features:
Wooded, Cleared, Level
Road Surface:
Parking & Garage
Total Parking Spaces:
6
Parking Features:
Off Street
Nearby Schools
School District
Westfield School District local
C-
Where Graduates Go
Class of 2021
58%
attend college
40%
4-Year
18%
2-Year
10%
Out of State
2%
Working
School Safety
2024-25
5.0%
Above Average
3.7%
Suspensions
2.3%
In-School
1.3%
Emergency
0.5% below state avg
Elementary Schools
10 schools
St. Mary's Parish School - Elementary
1.2 mi
Grades PK-08
Full Gospel Christian School
2.0 mi
Grades K-08
White Oak School
5.2 mi
Grades 03-12
Westfield Christian Academy
5.5 mi
Grades K-09
B
Highland School
0.7 mi
|
#399 of 825
|
Score: 47.7
Improved 113 spots from last year
-10.5 below state avg
356 students
Moderate
Rising School
Grades PK-04
C-
Westfield River Elementary School
1.1 mi
|
#678 of 825
|
Score: 36.9
-21.3 below state avg
Limited historical data for year-over-year comparison
410 students
Diverse
Grades PK-04
Fort Meadow Early Childhood Center
1.1 mi
162 students
Moderate
Grades PK
C
Munger Hill School
1.8 mi
|
#654 of 825
|
Score: 38.1
Dropped 240 spots from last year
-20.1 below state avg
341 students
Moderate
Grades PK-04
C
Paper Mill School
3.1 mi
|
#625 of 825
|
Score: 39.6
Dropped 69 spots from last year
-18.7 below state avg
326 students
Diverse
Grades K-04
B
Southampton Road School
3.2 mi
|
#390 of 825
|
Score: 48.0
Dropped 42 spots from last year
-10.2 below state avg
355 students
Moderate
Grades PK-04
Middle Schools
2 schools
C+
Westfield Intermediate School
3.3 mi
|
#551 of 825
|
Score: 43.0
Dropped 15 spots from last year
-15.2 below state avg
690 students
Moderate
Grades 05-06
B-
Westfield Middle School
0.4 mi
|
#205 of 352
|
Score: 40.2
Dropped 36 spots from last year
-18 below state avg
686 students
Moderate
Grades 07-08
High Schools
3 schools
A
Westfield Technical Academy
0.9 mi
|
#5 of 25
|
Score: 50.8
Improved 190 spots from last year
-7.4 below state avg
553 students
Moderate
19 sports
• 508 athletes
Early College Program
High Graduation Rate
Rising School
Career Tech Programs
Grades 09-12
St. Mary's Parish School - Secondary
1.2 mi
Grades 09-12
C+
Westfield High School
2.5 mi
|
#227 of 346
|
Score: 49.9
Improved 25 spots from last year
-8.3 below state avg
1,008 students
Moderate
20 sports
• 1,391 athletes
Early College Program
Rising School
Career Tech Programs
Strong Athletics
Grades 09-12
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Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$373
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
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Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
74 S Maple St, Westfield MA 01085
Westfield, MA 01085
Listing Information
Listing Agent
Melissa Fitzgerald
Listing Office
Lock and Key Realty Inc.
Office Phone
413-282-8080
Agent MLS ID
CN220793
Office MLS ID
AN5521
Listing Data Updated
Sep 30, 2026 7:57 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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