32 Swift Street, Lowell MA 01852
Lowell, MA 01852
$739,900
Est. $4,454/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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Open House Schedule
14
Nov
Saturday, November 14
11:00 AM - 12:30 PM EST
15
Nov
Sunday, November 15
11:00 AM - 12:30 PM EST
About this home
Come see this large duplex in Lowell! 10 total bedrooms allows for massive rental upside, including fully separated gas and electric. Meticulously cared for, this property features recent upgrades including a roof under 10 years old, PVC plumbing done in 2023, and 2 hot water heaters 2019/2026. Home was fully insulated by Homeworks in 2024. Hardwood floors throughout, granite counter tops and cherry wood cabinets in both units, the units sell themselves to prospective tenants. With street parking only, the landlord has no plowing expenses. Second floor tenant's lease was just renewed with subsidy for $3,850 per month. First floor is vacant, offering opportunity for an investor to fill at market rents or for a house hacker to owner occupy and move right in, with day 1 rental income from upstairs. Laundry hookups are available and separated in the basement. Don't miss this fantastic investment opportunity poised to be a cash cow!
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Recently Sold Nearby
Price & Status History
Market Insights
85.8%
Price Range
4
Previous Sales
Property Timeline
Listed for Sale
Nov 11, 2026
$739,900
Original listing
Agent: Brendan Conley
Office: Keynova Group LLC
Previous Transaction - MLS #72779633
Full transaction history available when tracking began
Previously Sold
Mar 31, 2021
$440,000
MLS #72779633
Previous Transaction - MLS #72436188
Full transaction history available when tracking began
Previously Sold
Mar 4, 2019
$330,000
MLS #72436188
Previous Transaction - MLS #30701568
Full transaction history available when tracking began
Previously Sold
May 29, 2003
$220,000
MLS #30701568
Previous Transaction - MLS #30493391
Full transaction history available when tracking began
Previously Sold
May 14, 2001
$105,000
MLS #30493391
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 11/11/2026 | 🏠 Listed for Sale | $739,900 | - | - | Original listing |
| 03/31/2021 | 🏷️ Previously Sold | $440,000 | - | - | MLS #72779633 |
| 03/04/2019 | 🏷️ Previously Sold | $330,000 | - | - | MLS #72436188 |
| 05/29/2003 | 🏷️ Previously Sold | $220,000 | - | - | MLS #30701568 |
| 05/14/2001 | 🏷️ Previously Sold | $105,000 | - | - | MLS #30493391 |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $6,151 | $541,900 |
Financial Details
Annual Property Tax
$6,151
Tax Year 2026
Assessed Value
$541,900
Facts & Features
Home Facts
Type
Residential Income
Style
Multi Family
Year Built
1900
Living Area
2,904 sq ft
Lot Size
0.06 acres
Stories
3
Bedrooms
10
Full Baths
2
Total Rooms
15
Investment Metrics
Units
2
Unit 1 Rent
— · N
Unit 2 Rent
$3,850/mo · N
Total Monthly Rent
$3,850/mo
Gross Income
$46,200
Net Operating Income
$46,200
Cap Rate
6.24%
Interior
Heating
Natural Gas
Cooling
None
Flooring
None
Appliances
None
Fireplace
None
Basement
Unfinished
Laundry
None
Features
Kitchen, Living Room
Exterior
Construction
Frame
Architecture
None
Roof
None
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Features
None
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$6,151
Assessed Value
$541,900
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Certified Treated
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Middlesex
Property Overview
Property Type
Multi Family
Listing Type
For Sale
Year Built
1900
Bedrooms
10
Full Bathrooms
2
Living Area
2,904 sq ft
Total Rooms
15
Stories
3
Levels
3
Floor Layout
Interior Features
Flooring:
Appliances:
Interior Features:
Kitchen, Living Room
Windows:
Basement:
Unfinished
Laundry:
Security:
Construction & Materials
Year Built:
1900
Structure Type:
Exterior Materials:
Frame
Roof:
Foundation:
Stone
Stories:
3
Utilities & Systems
Heating:
Natural Gas
Cooling:
Hot Water:
Natural Gas
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Level
Road Surface:
Parking & Garage
Parking Features:
Nearby Schools
School District
Lowell School District local
C-
School Safety
2024-25
3.0%
Above Average
2.8%
Suspensions
0.8%
In-School
0.2%
Emergency
2.5% below state avg
Elementary Schools
10 schools
B
Rogers STEM Academy
0.4 mi
|
#8 of 16
|
Score: 34.3
Improved 265 spots from last year
-23.9 below state avg
895 students
Diverse
Rising School
Diverse Student Body
Grades K-08
B
Lowell Community Charter Public School
0.7 mi
|
#154 of 352
|
Score: 44.1
Improved 33 spots from last year
-14.2 below state avg
815 students
Diverse
Rising School
Diverse Student Body
Strong Attendance
Grades PK-08
Immaculate Conception School
0.7 mi
Grades PK-08
Hellenic American Academy
0.9 mi
Grades PK-08
B-
Pyne Arts School
0.9 mi
|
#180 of 352
|
Score: 42.1
Improved 46 spots from last year
-16.1 below state avg
471 students
Very Diverse
Rising School
Diverse Student Body
Grades PK-08
St. Patrick School and Educational Center
1.1 mi
Grades PK-08
St. Michael Elementary School
1.2 mi
Grades PK-08
Lowell Youth Treatment Center
1.3 mi
Grades 01-12
C
Bartlett Community Partnership School
1.5 mi
|
#270 of 352
|
Score: 34.7
Improved 16 spots from last year
-23.5 below state avg
488 students
Diverse
Diverse Student Body
Grades PK-08
Lowell Catholic School
1.5 mi
Grades PK-12
Middle Schools
7 schools
C
Benjamin F. Butler Middle School
0.7 mi
|
#260 of 352
|
Score: 35.7
Dropped 4 spots from last year
-22.5 below state avg
488 students
Diverse
Diverse Student Body
Grades 05-08
Laura Lee Therapeutic Day School
1.2 mi
15 students
Diverse
Grades 01-08
C
James Sullivan Middle School
1.2 mi
|
#267 of 352
|
Score: 34.9
Improved 38 spots from last year
-23.3 below state avg
606 students
Diverse
Rising School
Diverse Student Body
Grades 05-08
B-
Kathryn P. Stoklosa Middle School
1.3 mi
|
#199 of 352
|
Score: 40.7
Improved 17 spots from last year
-17.5 below state avg
608 students
Diverse
Diverse Student Body
Grades 05-08
C-
Henry J Robinson Middle School
1.7 mi
|
#288 of 352
|
Score: 32.7
Improved 31 spots from last year
-25.5 below state avg
580 students
Diverse
Rising School
Diverse Student Body
Grades 05-08
B+
James S Daley Middle School
1.9 mi
|
#128 of 352
|
Score: 46.6
Improved 47 spots from last year
-11.6 below state avg
686 students
Diverse
Rising School
Diverse Student Body
Grades 05-08
C+
Dr. An Wang School
2.6 mi
|
#249 of 352
|
Score: 36.2
Improved 44 spots from last year
-22 below state avg
669 students
Very Diverse
Rising School
Diverse Student Body
Grades 05-08
High Schools
4 schools
F
Lowell Middlesex Academy Charter School
0.8 mi
|
#337 of 346
|
Score: 22.3
Improved 9 spots from last year
-35.9 below state avg
124 students
Diverse
College Ready Curriculum
Diverse Student Body
Grades 09-12
D
Leblanc Therapeutic Day School
0.9 mi
|
#376 of 346
|
Score: 32.8
Same rank as last year
31 students
Diverse
Diverse Student Body
Grades 09-12
F
The Career Academy
1.0 mi
|
#25 of 25
|
Score: 18.1
Improved 363 spots from last year
-40.1 below state avg
108 students
Diverse
Rising School
Diverse Student Body
Grades 09-12
Old Colony Y Lowell Revocation Program
1.2 mi
Grades 09-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$513
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
32 Swift Street, Lowell MA 01852
Lowell, MA 01852
Listing Information
Listing Agent
Brendan Conley
Listing Office
Keynova Group LLC
Office Phone
774-287-6819
Agent MLS ID
CN250754
Office MLS ID
AN9725
Listing Data Updated
Nov 11, 2026 11:38 AM EST
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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