55 Florida St, Springfield MA 01109
Springfield, MA 01109 • Hill McKnight
$320,000
Est. $2,099/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
**Investment Opportunity in Springfield's Historic McKnight Neighborhood!** Discover the potential of this spacious two-family property offering a total of 4 bedrooms and 2 full bathrooms. Whether you're looking to expand your investment portfolio or live in one unit while generating rental income from the other, this property offers flexibility and opportunity. Each unit features separate water meters, individual heating systems, and upgraded central cooling for added comfort and convenience. Situated on a corner lot, this property offers off-street parking, historic charm, and convenient access to local amenities, shopping, and major routes. Property is being sold as-is.
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Recently Sold Nearby
Price & Status History
Market Insights
9.4%
Price Range
1
Previous Sales
Property Timeline
Listed for Sale
Oct 19, 2026
$320,000
Original listing
Office: Today Real Estate, Inc.
Previous Transaction - MLS #73450470
Full transaction history available when tracking began
Previously Sold
Feb 24, 2026
$290,000
MLS #73450470
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/19/2026 | 🏠 Listed for Sale | $320,000 | - | - | Original listing |
| 02/24/2026 | 🏷️ Previously Sold | $290,000 | - | - | MLS #73450470 |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $3,372 | $218,100 |
Financial Details
Annual Property Tax
$3,372
Tax Year 2026
Assessed Value
$218,100
Facts & Features
Central AC
Home Facts
Type
Residential Income
Style
2 Family - 2 Units Up/Down
Year Built
1883
Living Area
2,086 sq ft
Lot Size
0.16 acres
Stories
2
Bedrooms
4
Full Baths
2
Total Rooms
8
Investment Metrics
Units
2
Unit 1 Rent
— · N
Unit 2 Rent
— · N
Interior
Heating
Central, Forced Air, Natural Gas
Cooling
Central Air
Flooring
Wood, Vinyl
Appliances
Refrigerator, Washer
Fireplace
None
Fireplaces
1
Basement
Full, Interior Entry, Bulkhead, Concrete, Unfinished
Laundry
Washer & Dryer Hookup, Electric Dryer Hookup, Washer Hookup
Features
Ceiling Fan(s), Walk-up Attic, Living Room, Dining Room, Kitchen
Exterior
Construction
Frame
Architecture
None
Roof
Shingle, Slate
Features
Balcony
Pool
None
Spa
None
Fencing
Fenced
Patio/Porch
Porch
Parking
Features
Paved Drive, Off Street, Paved
Total Spaces
6
Utilities
Electric
100 Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range, For Electric Dryer, Washer Hookup
Financial
Annual Tax
$3,372
Assessed Value
$218,100
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Property May Be Located In The Historical District, Please See Historical Society And Search Register. Property Previously Used As A Single-family; Buyer To Verify Use. Second Floor Range Not Operable. Property Has Been Virtually Staged. Broken Windowpane In Living Room To Be Replaced.
Exclusions
Gas Range
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Peach
Sq Ft Source
Public Record
Sq Ft Disclosures
Previously used as a single-family home.
Documents
None
County
Hampden
Property Overview
Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1883
Bedrooms
4
Full Bathrooms
2
Living Area
2,086 sq ft
Total Rooms
8
Stories
2
Levels
2
Floor Layout
Interior Features
Flooring:
Wood, Vinyl
Appliances:
Refrigerator, Washer
Interior Features:
Ceiling Fan(s), Walk-Up Attic, Living Room, Dining Room, Kitchen
Windows:
Basement:
Full, Interior Entry, Bulkhead, Concrete, Unfinished
Laundry:
Washer & Dryer Hookup, Electric Dryer Hookup, Washer Hookup
Security:
Construction & Materials
Year Built:
1883
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle, Slate
Foundation:
Brick/Mortar
Stories:
2
Utilities & Systems
Heating:
Central, Forced Air, Natural Gas
Heating Zones:
2
Cooling:
Central Air
Cooling Zones:
2
Hot Water:
Natural Gas, Tank
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Balcony
Patio & Porch:
Porch
Fencing:
Fenced
Other Structures:
Lot Features:
Corner Lot
Road Surface:
Paved
Parking & Garage
Total Parking Spaces:
6
Parking Features:
Paved Drive, Off Street, Paved
Special Features
Fireplaces:
1
Fireplace Type:
Community Amenities:
Public Transportation, Shopping, Park, Medical Facility, Laundromat, Highway Access, House of Worship, Public School, University, Sidewalks
Nearby Schools
School District
Springfield School District local
D
Where Graduates Go
Class of 2021
36%
attend college
20%
4-Year
16%
2-Year
3%
Out of State
3%
Working
School Safety
2024-25
5.9%
Above Average
5.1%
Suspensions
1.4%
In-School
0.8%
Emergency
0.4% above state avg
Elementary Schools
10 schools
Your Educational Success Academy
0.8 mi
Grades K-12
D
The Springfield Virtual School
0.9 mi
|
#326 of 346
|
Score: 30.7
Improved 11 spots from last year
-27.5 below state avg
201 students
Moderate
College Ready Curriculum
Grades PK-12
A
Alfred G. Zanetti Montessori Magnet School
1.0 mi
|
#3 of 16
|
Score: 47.5
Improved 137 spots from last year
-10.7 below state avg
436 students
Diverse
Rising School
Grades PK-08
B
Veritas Preparatory Charter School
1.3 mi
|
#12 of 25
|
Score: 34.5
Improved 339 spots from last year
-23.8 below state avg
769 students
Moderate
Early College Program
Rising School
Grades 05-12
Academy Hill School
1.7 mi
Grades PK-08
St. Michael's Academy
2.1 mi
Grades PK-08
A+
Springfield Preparatory Charter School
2.2 mi
|
#2 of 16
|
Score: 48.5
Improved 94 spots from last year
-9.8 below state avg
485 students
Moderate
Rising School
Strong Attendance
Grades K-08
Grace Academy
2.3 mi
Grades K-12
Pioneer Valley Christian Academy
3.0 mi
Grades PK-12
Pioneer Valley Montessori School
3.9 mi
Grades PK-06
Middle Schools
10 schools
C
John J. Duggan Middle School
2.4 mi
|
#251 of 346
|
Score: 47.1
Improved 35 spots from last year
-11.1 below state avg
843 students
Diverse
High Graduation Rate
Rising School
College Ready Curriculum
Grades 06-12
Springfield Commonwealth Academy
1.0 mi
Grades 06-08
C+
STEM Middle Academy
1.2 mi
|
#12 of 16
|
Score: 24.5
Improved 298 spots from last year
-33.7 below state avg
241 students
Diverse
Rising School
Grades 06-08
F
South End Middle School
1.2 mi
|
#350 of 352
|
Score: 23.0
Improved 12 spots from last year
-35.2 below state avg
176 students
Moderate
Grades 06-08
C-
Van Sickle Prep School
1.4 mi
|
#15 of 16
|
Score: 21.0
Improved 330 spots from last year
-37.2 below state avg
207 students
Moderate
Rising School
Grades 06-08
B-
Van Sickle Academy
1.4 mi
|
#10 of 16
|
Score: 28.1
Improved 340 spots from last year
-30.1 below state avg
256 students
Moderate
Rising School
Grades 06-08
Springfield Middle School
1.8 mi
15 students
Moderate
Grades 06-08
F
Springfield Public Day Middle School
1.8 mi
|
#352 of 352
|
Score: 19.5
Improved 14 spots from last year
-38.7 below state avg
45 students
Diverse
Grades 06-08
F
Forest Park Middle School
1.9 mi
|
#341 of 352
|
Score: 26.3
Improved 18 spots from last year
-31.9 below state avg
460 students
Diverse
Grades 06-08
D
Springfield Legacy Academy
2.1 mi
|
#16 of 16
|
Score: 18.8
Improved 340 spots from last year
-39.4 below state avg
243 students
Less Diverse
Rising School
Grades 06-08
High Schools
10 schools
C
Emergence Academy
0.5 mi
|
#21 of 25
|
Score: 26.2
Improved 356 spots from last year
-32 below state avg
376 students
Diverse
Rising School
Diverse Student Body
Grades 06-12
C-
Conservatory of the Arts
0.6 mi
|
#303 of 346
|
Score: 37.6
Improved 2 spots from last year
-20.6 below state avg
292 students
Moderate
High Graduation Rate
College Ready Curriculum
Grades 06-12
C+
Libertas Academy Charter School
1.0 mi
|
#238 of 346
|
Score: 48.5
Improved 106 spots from last year
-9.8 below state avg
592 students
Moderate
7 sports
• 134 athletes
Rising School
Grades 06-12
C
The Springfield Renaissance School an Expeditionary Learning School
1.4 mi
|
#275 of 346
|
Score: 45.0
Improved 6 spots from last year
-13.2 below state avg
596 students
Diverse
High Graduation Rate
College Ready Curriculum
Grades 06-12
C-
Baystate Academy Charter Public School
2.1 mi
|
#306 of 346
|
Score: 37.1
Improved 37 spots from last year
-21.1 below state avg
344 students
Diverse
Rising School
College Ready Curriculum
Grades 06-12
F
Phoenix Academy Public Charter High School, Springfield
0.3 mi
|
#343 of 346
|
Score: 20.1
Improved 5 spots from last year
-38.1 below state avg
175 students
Moderate
College Ready Curriculum
Grades 09-12
B+
Gateway to College at Springfield Technical Community College
0.4 mi
|
#123 of 346
|
Score: 74.4
Same rank as last year
30 students
Diverse
College Ready Curriculum
Grades 09-12
C
High School of Commerce
0.5 mi
|
#272 of 346
|
Score: 45.2
Improved 30 spots from last year
-13 below state avg
835 students
Moderate
11 sports
• 554 athletes
Early College Program
Rising School
College Ready Curriculum
Grades 09-12
F
Springfield International Academy at Sci-Tech
1.2 mi
|
#340 of 346
|
Score: 20.7
Dropped 40 spots from last year
-37.5 below state avg
52 students
Diverse
Career Tech Programs
College Ready Curriculum
Diverse Student Body
Grades 09-12
C-
Springfield High School of Science and Technology
1.2 mi
|
#311 of 346
|
Score: 36.3
Dropped 1 spots from last year
-21.9 below state avg
1,147 students
Moderate
13 sports
• 870 athletes
Career Tech Programs
College Ready Curriculum
Grades 09-12
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Monthly Payment Calculator
Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$281
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
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Current Rate
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+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
Hill McKnight
55 Florida St, Springfield MA 01109
Springfield, MA 01109
Listing Information
Listing Agent
Fatumo Sidow
Listing Office
Today Real Estate, Inc.
Office Phone
413-579-8555
Agent MLS ID
CN252107
Office MLS ID
AN8183
Listing Data Updated
Oct 19, 2026 8:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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