39 Valley St, Spencer MA 01562

Spencer, MA 01562
$349,900
Est. $2,264/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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3
Beds
1.5
Baths
1,452
Sq Ft
$241
Price/Sq Ft
0.23
Acres
1887
Year Built
4
Parking
16 hours 21 minutes
Time on Market
For Sale Open House Listed Oct 8, 2026 • MLS# 73588345 Copied! • Updated Oct 8, 2026

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Open House Schedule

11
Oct
Sunday, October 11
12:45 PM - 2:00 PM EDT

About this home

Discover the potential at 39 Valley Street. This single family residence presents a significant opportunity for investors and handy homeowners alike. The kitchen offers a unique aesthetic with its wainscot and wood wall finishes, providing a warm and inviting atmosphere. In the living room, parquet flooring adds a touch of classic charm and durability. One of the bedrooms provides practical built-in shelves, perfect for organization and display. This property also includes a basement, a private yard for outdoor enjoyment, and a dedicated workshop space. A patio extends the living area outdoors, ideal for relaxation or entertaining. Explore the possibilities and envision the future at this Spencer address.

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Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Oct 8, 2026
$349,900
Original listing
Agent: The Riel Estate Team Office: Keller Williams Pinnacle Central

Tax History

Year Taxes Assessment
2026 $3,537 $322,100

Financial Details

Annual Property Tax
$3,537
Tax Year 2026
Assessed Value
$322,100

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1887
Living Area 1,452 sq ft
Lot Size 0.23 acres
Bedrooms 3
Full Baths 1
Half Baths 1
Total Rooms 6

Interior

Heating Baseboard, Natural Gas
Cooling None
Flooring Vinyl, Carpet, Laminate
Appliances Gas Water Heater, Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Basement Full
Laundry First Floor
Features None

Exterior

Construction None
Architecture Colonial
Roof None
Features Porch - Screened, Storage
Pool None
Spa None
Fencing None
Patio/Porch Screened
Features Paved Drive, Off Street
Total Spaces 4
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range
Annual Tax $3,537
Assessed Value $322,100
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures All Measurements Are Approximate, Buyer Agent To Verify. All Info. Deemed Reliable But Not Guaranteed; Buyers Agent To Do Their Due Diligence.
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Documents None
County Worcester

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1887
Bedrooms
3
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,452 sq ft
Total Rooms
6

Floor Layout

Interior Features

Flooring: Vinyl, Carpet, Laminate
Appliances: Gas Water Heater, Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Basement: Full
Laundry: First Floor
Security:

Construction & Materials

Style: Colonial
Year Built: 1887
Structure Type:
Exterior Materials:
Roof:
Foundation: Stone

Heating, Cooling & Utilities

Heating: Baseboard, Natural Gas
Cooling: None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch - Screened, Storage
Patio & Porch: Screened
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 4
Parking Features: Paved Drive, Off Street

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
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Including down payment
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Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $295
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

39 Valley St, Spencer MA 01562

Spencer, MA 01562

Listing Information

Listing Agent The Riel Estate Team
Listing Office Keller Williams Pinnacle Central
Office Phone 508-754-3020
Agent MLS ID TM333923
Office MLS ID AN8160
Listing Data Updated Oct 8, 2026 11:07 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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