432 Humphrey Street # 22D, Swampscott MA 01907

Swampscott, MA 01907
$699,000
Est. $5,086/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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1
Beds
1.5
Baths
1,216
Sq Ft
$575
Price/Sq Ft
1984
Year Built
1
Garage Space
1
Days on Market
For Sale Open House Listed Oct 7, 2026 • MLS# 73587957 Copied! • Updated Oct 8, 2026

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Open House Schedule

11
Oct
Sunday, October 11
2:00 PM - 3:30 PM EDT

About this home

Breathtaking ocean views year round from this remodeled townhouse condominium at Chaisson's Cove. Spectacular deck with unobstructed views of Swampscott Harbor, Fisherman's Beach, Nahant and Boston skyline year round ! Wonderful updates throughout with very comfortable floor plan. Townhouse style with private garage and storage area on ground floor. First floor boasts open and generously proportioned living and dining areas plus nook for office use. Wow factor is the built in ventless fireplace with color enhancing feature. Updated Lutron electric lighting. Totally remodeled kitchen with glass tile backsplash, quartz countertops and half bath plus bonus area with custom Murphy bed for guests. Laundry appliances are located on first floor in half bath. Plenty of closet space throughout. Second floor provides glorious private master suite with fully remodeled 3/4 bath and double closets. Unexpected private sitting area with ocean views for relaxing or reading as you come upstairs to enter master suite. Wonderful location with easy walk to restaurants, beaches, parks, churches and boutiques. Public transportation for bus and train is easily accessed. Just waiting for you to move right in and start enjoying a carefree life with year round ocean views!

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Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Oct 7, 2026
$699,000
Original listing
Agent: Lynne Breed Office: Gibson Sotheby's International Realty

Tax History

Year Taxes Assessment
2026 $7,441 $620,100

Financial Details

Annual Property Tax
$7,441
Tax Year 2026
HOA Fee
$731
Monthly
Assessed Value
$620,100

Facts & Features

1 Car Garage
Central AC

Home Facts

Type Residential
Style Condominium
Year Built 1984
Living Area 1,216 sq ft
Stories 2
Bedrooms 1
Full Baths 1
Half Baths 1
Total Rooms 4

Interior

Heating Central, Forced Air, Heat Pump, Electric, Individual, Unit Control
Cooling Central Air, Individual, Unit Control
Flooring Tile, Wood Laminate, Laminate
Appliances Range, Dishwasher, Disposal, Microwave, Refrigerator, Freezer, Washer, Dryer, Plumbed For Ice Maker
Fireplace None
Fireplaces 1
Basement N
Laundry Flooring - Stone/ceramic Tile, Main Level, Electric Dryer Hookup, Remodeled, Washer Hookup, Lighting - Overhead, First Floor, In Unit
Features Open Floorplan, Lighting - Overhead, Study, Sitting Room, Internet Available - Broadband

Exterior

Construction Frame
Architecture None
Roof Shingle
Features Deck, Deck - Wood, Decorative Lighting, Rain Gutters, Stone Wall
Pool None
Spa None
Fencing None
Patio/Porch Deck, Deck - Wood
Garage Spaces 1
Has Garage Yes
Features Attached, Under, Garage Door Opener, Storage, Deeded, Off Street, Assigned, Paved, Exclusive Parking
Total Spaces 2
Electric Circuit Breakers, 200+ Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Oven, For Electric Dryer, Washer Hookup, Icemaker Connection
Annual Tax $7,441
Assessed Value $620,100

HOA & Community

HOA Fee $731 Monthly
Fee Includes Insurance, Road Maintenance, Maintenance Grounds, Snow Removal, Trash, Reserve Funds
Amenities None
Optional Fee Includes None
Owner-Occupied Units 25
Down Payment Resource Eligible
Pets Yes w/ Restrictions
Lead Paint None
Seller Disclosures Condo Association Is Planning For Exterior Renovations With Local Contractor. Windows Are Responsibility Of Each Unit Owner.
Possession None
Accepted Financing Contract
Structure Type ["Townhouse"]
Unit/Building 22D
Sq Ft Source Field Card
Sq Ft Disclosures Floor Plan measurements are from Matterport and are approximate. Field card states 1216 Square Feet.
Documents Master Deed, Unit Deed, Rules & Regs, Floor Plans, Association Financial Statements, Certificate Of Insurance (6)
County Essex
Total market time (incl. prior listings) 1 days

Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
1984
Bedrooms
1
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,216 sq ft
Total Rooms
4
Stories
2
Entry Level
2

Floor Layout

Interior Features

Flooring: Tile, Wood Laminate, Laminate
Appliances: Range, Dishwasher, Disposal, Microwave, Refrigerator, Freezer, Washer, Dryer, Plumbed For Ice Maker
Interior Features: Open Floorplan, Lighting - Overhead, Study, Sitting Room, Internet Available - Broadband
Windows: Skylight(s), Skylight
Basement: N
Laundry: Flooring - Stone/Ceramic Tile, Main Level, Electric Dryer Hookup, Remodeled, Washer Hookup, Lighting - Overhead, First Floor, In Unit
Security:

Construction & Materials

Year Built: 1984
Effective Year (Renovated): 1984
Structure Type: Townhouse
Exterior Materials: Frame
Roof: Shingle
Foundation:
Condition: Updated/Remodeled, Remodeled
Stories: 2

Heating, Cooling & Utilities

Heating: Central, Forced Air, Heat Pump, Electric, Individual, Unit Control
Heating Zones: 1
Cooling: Central Air, Individual, Unit Control
Cooling Zones: 1
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features: Thermostat

Exterior & Lot

Exterior Features: Deck, Deck - Wood, Decorative Lighting, Rain Gutters, Stone Wall
Patio & Porch: Deck, Deck - Wood
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Garage Spaces: 1
Garage Type: Attached
Total Parking Spaces: 2
Parking Features: Attached, Under, Garage Door Opener, Storage, Deeded, Off Street, Assigned, Paved, Exclusive Parking

Special Features

Fireplaces: 1
Fireplace Type:
Community Amenities: Public Transportation, Shopping, Pool, Tennis Court(s), Park, Walk/Jog Trails, Golf, Medical Facility, Laundromat, Bike Path, Conservation Area, Highway Access, House of Worship, Marina, Private School, Public School, T-Station, University

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $620
Homeowners Insurance $200
HOA Fee $731/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

432 Humphrey Street # 22D, Swampscott MA 01907

Swampscott, MA 01907

Listing Information

Listing Agent Lynne Breed
Listing Office Gibson Sotheby's International Realty
Office Phone 781-631-8800
Agent MLS ID C0001904
Office MLS ID AN9768
Listing Data Updated Oct 8, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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