123 Franklin St, Winchendon MA 01475

Winchendon, MA 01475
$290,000
Est. $1,792/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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2
Beds
1
Baths
1,100
Sq Ft
$264
Price/Sq Ft
0.29
Acres
1900
Year Built
2
Garage Spaces
5
Days on Market
For Sale Listed Oct 3, 2026 • MLS# 73586262 Copied! • Updated Oct 7, 2026

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About this home

This is a well-kept neat and clean cottage with expected irregularities. Many recent updates. The house has five rooms and one full bath, all on the first-floor level. It has three heating options, electric, Propane gas, or a pellet stove which is included in the price. The Propane gas heaters are new. The house only has a partial cellar with access through a floor hatch. The house is serviced by a recently installed septic system. The roof shingles are about 7 years old. The property is located at the end of a low traffic st. Great location. The lot is mostly cleared with lawn in the front and back.

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Property History

Property Timeline

🏠
Listed for Sale
Oct 3, 2026
$290,000
Original listing
Agent: Derek Greene Office: The Greene Realty Group

Tax History

Year Taxes Assessment
2026 $1,506 $118,700

Financial Details

Annual Property Tax
$1,506
Tax Year 2026
Assessed Value
$118,700

Facts & Features

2 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1900
Living Area 1,100 sq ft
Lot Size 0.29 acres
Bedrooms 2
Full Baths 1
Total Rooms 5

Interior

Heating Electric Baseboard, Propane, Wood
Cooling None
Flooring Vinyl
Appliances Refrigerator
Fireplace None
Basement None
Laundry Washer Hookup
Features None

Exterior

Construction Frame
Architecture Cottage
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Garage Spaces 2
Has Garage Yes
Features Paved Drive, Off Street
Total Spaces 4
Electric Circuit Breakers
Water Public
Sewer Private Sewer
Gas None
Other Washer Hookup
Annual Tax $1,506
Assessed Value $118,700
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Lead Paint Unknown
Seller Disclosures Buyer Should Apply Due Diligence.
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Owner
Sq Ft Disclosures Buyer should use due diligence. Living area is estimated
Documents None
County Worcester
Total market time (incl. prior listings) 4 days

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1900
Bedrooms
2
Full Bathrooms
1
Living Area
1,100 sq ft
Total Rooms
5

Floor Layout

Interior Features

Flooring: Vinyl
Appliances: Refrigerator
Interior Features:
Windows: Insulated Windows
Basement:
Laundry: Washer Hookup
Security:

Construction & Materials

Style: Cottage
Year Built: 1900
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Irregular, Other

Heating, Cooling & Utilities

Heating: Electric Baseboard, Propane, Wood
Cooling: None
Hot Water:
Water Source: Public
Sewer: Private Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features: Gentle Sloping
Road Surface:

Parking & Garage

Garage Spaces: 2
Total Parking Spaces: 4
Parking Features: Paved Drive, Off Street

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $126
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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$0/mo
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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

123 Franklin St, Winchendon MA 01475

Winchendon, MA 01475

Listing Information

Listing Agent Derek Greene
Listing Office The Greene Realty Group
Office Phone 888-278-5840
Agent MLS ID CT004394
Office MLS ID K95593
Listing Data Updated Oct 7, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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