90 Summer St, Andover MA 01810

Andover, MA 01810
$699,900
Est. $4,476/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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3
Beds
1
Baths
1,032
Sq Ft
$678
Price/Sq Ft
0.33
Acres
1947
Year Built
3
Parking
7 hours 34 minutes
Time on Market
For Sale Open House Listed Oct 1, 2026 • MLS# 73585068 Copied! • Updated Oct 1, 2026

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Open House Schedule

02
Oct
Friday, October 2
4:00 PM - 6:00 PM EDT
03
Oct
Saturday, October 3
11:30 AM - 1:00 PM EDT
04
Oct
Sunday, October 4
2:00 PM - 3:30 PM EDT

About this home

Experience the ease of living in-town in this charming, freshly painted, and beautifully updated three-bedroom home. Located just minutes from exceptional restaurants, shopping, and commuter rail access, this inviting property offers both comfort and convenience.The spacious living room features gleaming hardwood floors, a vaulted ceiling, stunning exposed wood beams, and a cozy fireplace. The updated kitchen includes quartz countertops, new flooring, and stainless-steel appliances. An adjacent dining area opens through a slider to a private patio—perfect for outdoor dining and entertaining.A convenient laundry room with pantry and storage adds everyday functionality. The primary bedroom offers a vaulted ceiling and double closets, while the second bedroom features its own vaulted ceiling, loft, and built-in bookcases, creating a unique and versatile space. The third bedroom is ideal for use as a home office or guest room.Outside, enjoy a beautifully landscaped backyard with a prepared garden bed, perfect for gardening. Bacon Summer trails are accessible directly from the property. Visit this special home and experience its unique appeal firsthand.

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Recently Sold Nearby

Property History

Market Insights

25%
Price Range
1
Previous Sales

Property Timeline

🏠
Listed for Sale
Oct 1, 2026
$699,900
Original listing
Agent: Mary Ellen Madden Office: William Raveis R.E. & Home Services
Previous Transaction - MLS #72896680
Full transaction history available when tracking began
🏷️
Previously Sold
Nov 10, 2021
$525,000
MLS #72896680

Tax History

Year Taxes Assessment
2026 $8,845 $766,200

Financial Details

Annual Property Tax
$8,845
Tax Year 2026
Assessed Value
$766,200

Facts & Features

Central AC

Home Facts

Type Residential
Style Single Family Residence
Year Built 1947
Living Area 1,032 sq ft
Lot Size 0.33 acres
Bedrooms 3
Full Baths 1
Total Rooms 6

Interior

Heating Baseboard, Oil
Cooling Central Air, Ductless
Flooring Tile, Hardwood
Appliances Tankless Water Heater, Range, Dishwasher, Refrigerator, Washer, Dryer
Fireplace Living Room
Fireplaces 1
Basement Full, Bulkhead, Sump Pump
Laundry Flooring - Stone/ceramic Tile, Pantry, Main Level, First Floor, Electric Dryer Hookup
Features Closet, Entry Hall, Internet Available - Unknown

Exterior

Construction Frame
Architecture Ranch
Roof Shingle
Features Patio, Rain Gutters, Storage, Professional Landscaping, Screens, Garden, Other
Pool None
Spa None
Fencing None
Patio/Porch Patio
Features Paved Drive, Paved
Total Spaces 3
Electric None
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Oven, For Electric Dryer
Annual Tax $8,845
Assessed Value $766,200
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Easement On Left Side Of Property, Storm Drain Right. Fireplace Has Never Been Used By Current Owners. Buyers And Buyers Agent Are Responsible For Conducting Their Own Due Diligence. New Electrical Panel For Generator Hook Up. List Of Improvements In Paperclip
Exclusions Tv Bedroom, Portable Generator Negotiable
Possession None
Accepted Financing Contract
Structure Type []
House Color Gray
Sq Ft Source Public Record
Documents None
County Essex

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1947
Bedrooms
3
Full Bathrooms
1
Living Area
1,032 sq ft
Total Rooms
6

Floor Layout

Interior Features

Flooring: Tile, Hardwood
Appliances: Tankless Water Heater, Range, Dishwasher, Refrigerator, Washer, Dryer
Interior Features: Closet, Entry Hall, Internet Available - Unknown
Windows: Insulated Windows, Screens
Basement: Full, Bulkhead, Sump Pump
Laundry: Flooring - Stone/Ceramic Tile, Pantry, Main Level, First Floor, Electric Dryer Hookup
Security:

Construction & Materials

Style: Ranch
Year Built: 1947
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Baseboard, Oil
Heating Zones: 2
Cooling: Central Air, Ductless
Cooling Zones: 2
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features: Thermostat

Exterior & Lot

Exterior Features: Patio, Rain Gutters, Storage, Professional Landscaping, Screens, Garden, Other
Patio & Porch: Patio
Fencing:
Other Structures:
Lot Features: Wooded, Easements
Road Surface:

Parking & Garage

Total Parking Spaces: 3
Parking Features: Paved Drive, Paved

Special Features

Fireplaces: 1
Fireplace Type: Living Room
Community Amenities: Public Transportation, Shopping, Park, Walk/Jog Trails, Medical Facility, Sidewalks
School District
Andover School District local
A+
✓ School Safety 2024-25
0.4% Low
0.4% Suspensions 0.1% In-School
↓ 5.1% below state avg
E

Elementary Schools

10 schools
Saint Augustine School
0.8 mi
Grades PK-08
The Pike School Inc
1.9 mi
Grades PK-09
Andover School of Montessori
2.6 mi
Grades PK-08
Anderson School
3.4 mi
Grades PK-07
Melmark New England School
6.2 mi
Grades PK-12
Shawsheen School
2.4 mi
104 students Diverse
Diverse Student Body
Grades PK
A
West Elementary School
2.4 mi | #134 of 825 | Score: 57.5
Improved 143 spots from last year
-0.7 below state avg
594 students Diverse
Rising School Strong Attendance
Grades K-05
A+
South Elementary School
2.6 mi | #58 of 825 | Score: 61.5
Dropped 8 spots from last year
+3.3 above state avg
420 students Diverse
Strong Attendance
Grades K-05
A+
Henry C Sanborn Elementary School
2.9 mi | #26 of 825 | Score: 64.3
Improved 15 spots from last year
+6.1 above state avg
308 students Diverse
Strong Attendance
Grades K-05
A+
High Plain Elementary School
4.2 mi | #52 of 825 | Score: 62.3
Improved 47 spots from last year
+4.1 above state avg
500 students Diverse
Rising School Diverse Student Body Strong Attendance
Grades K-05
M

Middle Schools

3 schools
A
Doherty Middle School
0.6 mi | #42 of 352 | Score: 58.4
Improved 12 spots from last year
+0.2 above state avg
484 students Moderate
Strong Attendance
Grades 06-08
A
Andover West Middle School
1.2 mi | #52 of 352 | Score: 56.4
Dropped 36 spots from last year
-1.8 below state avg
478 students Diverse
Strong Attendance
Grades 06-08
A
Wood Hill Middle School
4.6 mi | #69 of 352 | Score: 53.5
Dropped 38 spots from last year
-4.7 below state avg
336 students Diverse
Diverse Student Body Strong Attendance
Grades 06-08
H

High Schools

3 schools
Phillips Academy
0.6 mi
Grades 09-12
A+
Andover High School
1.5 mi | #24 of 346 | Score: 72.9
Improved 10 spots from last year
+14.7 above state avg
1,578 students Diverse
20 sports • 2,968 athletes
Strong AP Program High Graduation Rate College Ready Curriculum Strong Athletics
Grades 09-12
B+
Greater Lawrence Regional Vocational Technical School
4.4 mi | #137 of 346 | Score: 57.4
Improved 51 spots from last year
-0.9 below state avg
1,893 students Moderate
High Graduation Rate Rising School Career Tech Programs College Ready Curriculum
Grades 09-12
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $737
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

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Total principal paid $0
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Payment Over Time

Interest
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Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
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Location

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Neighborhood

90 Summer St, Andover MA 01810

Andover, MA 01810

Listing Information

Listing Agent Mary Ellen Madden
Listing Office William Raveis R.E. & Home Services
Office Phone 978-475-5100
Agent MLS ID G0002778
Office MLS ID AN0949
Listing Data Updated Oct 1, 2026 7:16 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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