1078 Main St, Melrose MA 02176
Melrose, MA 02176 • Horace Mann
$949,000
Est. $5,482/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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Open House Schedule
26
Sep
Saturday, September 26
11:30 AM - 1:30 PM EDT
27
Sep
Sunday, September 27
11:30 AM - 1:30 PM EDT
About this home
Modern Farmhouse perfection in the heart of Melrose! This isn’t just a renovation; it’s a total lifestyle upgrade. House was completely gutted to the studs less than 1 year ago to include new roof, siding, black gutters, high-efficiency HVAC system, on demand water heater, and 1.5 custom appointed baths. This beautiful home blends timeless character with high-end, sophisticated design. From the soaring ceilings to the white-brushed wide-plank flooring throughout the home, every inch feels airy, bright, and brand new.Highlight of the home features a custom Chef’s kitchen with sleek Cafe appliances, quartz countertops, oversize island, large pantry, and more cabinet space than you'll ever need! A brand new maintenance free white picket fence completely encloses the property. This is low-maintenance living at it's best.Location is everything! You’re just moments away from the Highlands Commuter Rail, Orange Line bus, Whole Foods, and multiple shops & restaurants. Commuting and errands have never been easier!
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Recently Sold Nearby
Property History
Market Insights
43.3%
Price Range
2
Previous Sales
Property Timeline
Listed for Sale
Sep 25, 2026
$949,000
Original listing
Agent: Rick Grayson
Office: Compass
Previous Transaction - MLS #73510453
Full transaction history available when tracking began
Previously Sold
Jun 29, 2026
$970,000
MLS #73510453
Previous Transaction - MLS #73445882
Full transaction history available when tracking began
Previously Sold
Nov 13, 2025
$550,000
MLS #73445882
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/25/2026 | 🏠 Listed for Sale | $949,000 | - | - | Original listing |
| 06/29/2026 | 🏷️ Previously Sold | $970,000 | - | - | MLS #73510453 |
| 11/13/2025 | 🏷️ Previously Sold | $550,000 | - | - | MLS #73445882 |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $5,806 | $506,200 |
Financial Details
Annual Property Tax
$5,806
Tax Year 2026
Assessed Value
$506,200
Facts & Features
Central AC
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1910
Living Area
1,737 sq ft
Lot Size
0.06 acres
Bedrooms
3
Full Baths
1
Half Baths
1
Total Rooms
7
Interior
Heating
Central, Forced Air, Electric Baseboard, Natural Gas
Cooling
Central Air
Flooring
Wood, Tile, Hardwood
Appliances
Gas Water Heater, Tankless Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator, Wine Refrigerator, Range Hood
Fireplace
None
Basement
Full, Finished
Laundry
None
Features
None
Exterior
Construction
Frame
Architecture
Colonial
Roof
Shingle
Features
Covered Patio/deck, Rain Gutters, Fenced Yard
Pool
None
Spa
None
Fencing
Fenced/enclosed, Fenced
Patio/Porch
Covered
Parking
Features
Paved Drive, Off Street, Paved
Total Spaces
3
Utilities
Electric
200+ Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range
Financial
Annual Tax
$5,806
Assessed Value
$506,200
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Open Houses Saturday 9/26 & Sunday 9/27 • 11:30 - 1:30 ** Buyer And Buyers Agent To Verify All Information And Perform Their Own Due Diligence**
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
White
Sq Ft Source
Measured
Documents
None
County
Middlesex
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1910
Bedrooms
3
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,737 sq ft
Total Rooms
7
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,407 sq ft above grade
330 sq ft below grade
Display Options
Outdoor Areas
Patio & porchCovered
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Tile, Hardwood
Appliances:
Gas Water Heater, Tankless Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator, Wine Refrigerator, Range Hood
Interior Features:
Windows:
Insulated Windows
Basement:
Full, Finished
Laundry:
Security:
Construction & Materials
Style:
Colonial
Year Built:
1910
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Stone
Heating, Cooling & Utilities
Heating:
Central, Forced Air, Electric Baseboard, Natural Gas
Heating Zones:
2
Cooling:
Central Air
Cooling Zones:
2
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Thermostat
Exterior & Lot
Exterior Features:
Covered Patio/Deck, Rain Gutters, Fenced Yard
Patio & Porch:
Covered
Fencing:
Fenced/Enclosed, Fenced
Other Structures:
Lot Features:
Corner Lot, Level
Road Surface:
Parking & Garage
Total Parking Spaces:
3
Parking Features:
Paved Drive, Off Street, Paved
Nearby Schools
School District
Melrose School District local
A
School Safety
2024-25
0.6%
Low
0.4%
Suspensions
0.4%
In-School
0.2%
Emergency
4.9% below state avg
Elementary Schools
7 schools
St. Mary Elementary School
1.3 mi
Grades PK-08
A+
Horace Mann School
0.3 mi
|
#74 of 825
|
Score: 60.6
Dropped 68 spots from last year
+2.3 above state avg
258 students
Moderate
Strong Attendance
Grades K-05
Early Childhood Center
0.3 mi
247 students
Diverse
Grades PK-K
A
Roosevelt School
0.6 mi
|
#107 of 825
|
Score: 58.8
Improved 117 spots from last year
+0.6 above state avg
366 students
Moderate
Rising School
Strong Attendance
Grades K-05
A+
Winthrop School
1.1 mi
|
#79 of 825
|
Score: 60.3
Improved 11 spots from last year
+2.1 above state avg
372 students
Less Diverse
Strong Attendance
Grades K-05
A-
Lincoln School
1.4 mi
|
#205 of 825
|
Score: 54.6
Improved 119 spots from last year
-3.6 below state avg
387 students
Diverse
Rising School
Diverse Student Body
Strong Attendance
Grades K-05
A-
Herbert Clark Hoover School
1.6 mi
|
#204 of 825
|
Score: 54.6
Dropped 74 spots from last year
-3.6 below state avg
266 students
Moderate
Strong Attendance
Grades K-05
Middle Schools
1 school
A-
Melrose Middle School
0.6 mi
|
#89 of 352
|
Score: 50.7
Improved 9 spots from last year
-7.5 below state avg
830 students
Moderate
Grades 06-08
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Monthly Payment Calculator
Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
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Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$484
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
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Current Rate
$0/mo
+0.5% Rate
$0/mo
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
Horace Mann
1078 Main St, Melrose MA 02176
Melrose, MA 02176
Listing Information
Listing Agent
Rick Grayson
Listing Office
Compass
Office Phone
781-365-9954
Agent MLS ID
CN221470
Office MLS ID
AN5216
Listing Data Updated
Sep 25, 2026 4:15 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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