118-120 Charles St, Quincy MA 02169
Quincy, MA 02169
$760,000
Est. $4,788/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Two separate single-family homes on one property, offering privacy, flexibility, and strong investment potential. Built in **2021**, both homes feature hardwood flooring, central A/C, gas heat and cooking, modern kitchens and baths, and in-unit laundry. Each home also offers a walk-up attic with full insulation for additional storage or future possibilities. Enjoy the convenience of modern construction along with the coastal lifestyle, with the water just a short walk away—perfect for relaxing, walking, and enjoying the sea breeze. Ideal for an owner-occupant, extended family, or investor looking for two completely separate living spaces.
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Sep 19, 2026
$760,000
Original listing
Agent: Rebecca Huang
Office: William Raveis R.E. & Home Services
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/19/2026 | 🏠 Listed for Sale | $760,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $8,946 | $759,400 |
Financial Details
Annual Property Tax
$8,946
Tax Year 2026
Assessed Value
$759,400
Facts & Features
Home Facts
Type
Residential Income
Style
2 Family - 2 Units Side by Side
Year Built
2021
Living Area
1,368 sq ft
Lot Size
0.10 acres
Stories
2
Bedrooms
5
Full Baths
2
Total Rooms
10
Investment Metrics
Units
2
Unit 1 Rent
$2,700/mo · Y
Unit 2 Rent
$2,900/mo · N
Total Monthly Rent
$5,600/mo
Gross Income
$67,200
Net Operating Income
$67,200
Cap Rate
8.84%
Interior
Heating
None
Cooling
None
Flooring
None
Appliances
None
Fireplace
None
Basement
Crawl Space
Laundry
None
Features
None
Exterior
Construction
None
Architecture
None
Roof
Shingle
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch, Deck
Parking
Features
Paved Drive
Total Spaces
6
Utilities
Electric
Circuit Breakers
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range
Financial
Annual Tax
$8,946
Assessed Value
$759,400
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Buyer And Buyer Agent Is Advised To Do Their Own Due Diligence. Seller Has Already Started The Paperwork To Separate The Two Houses As Two Condos.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Norfolk
Total market time (incl. prior listings)
1 days
Property Overview
Property Type
2 Family - 2 Units Side by Side
Listing Type
For Sale
Year Built
2021
Bedrooms
5
Full Bathrooms
2
Living Area
1,368 sq ft
Total Rooms
10
Stories
2
Levels
2
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,368 sq ft above grade
Display Options
Outdoor Areas
Patio & porchPorch, Deck
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Interior Features:
Windows:
Basement:
Crawl Space
Laundry:
Security:
Construction & Materials
Year Built:
2021
Structure Type:
Exterior Materials:
Roof:
Shingle
Foundation:
Concrete Perimeter
Stories:
2
Heating, Cooling & Utilities
Heating:
Cooling:
Hot Water:
Natural Gas
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Porch, Deck
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Total Parking Spaces:
6
Parking Features:
Paved Drive
Special Features
Waterfront:
Yes
Waterfront Type:
Waterfront, Walk to, Public, 0 to 1/10 Mile To Beach, Beach Ownership(Public)
Community Amenities:
Public Transportation, Walk/Jog Trails, Highway Access
Nearby Schools
School District
Quincy School District local
B+
School Safety
2024-25
2.3%
Average
2.1%
Suspensions
1.2%
In-School
0.2%
Emergency
3.2% below state avg
Elementary Schools
10 schools
Dr. Rick DeCristofaro Learning Center
3.2 mi
251 students
Very Diverse
Diverse Student Body
Grades PK-08
Quincy Catholic Academy
3.8 mi
Grades PK-08
C+
Atherton Hough School
0.3 mi
|
#509 of 825
|
Score: 44.5
Improved 193 spots from last year
-13.7 below state avg
243 students
Diverse
Rising School
Grades K-05
C+
Snug Harbor Community School
1.1 mi
|
#564 of 825
|
Score: 42.6
Improved 189 spots from last year
-15.7 below state avg
357 students
Very Diverse
Rising School
Diverse Student Body
Grades PK-05
B+
Merrymount School
2.1 mi
|
#253 of 825
|
Score: 52.2
Improved 58 spots from last year
-6 below state avg
304 students
Diverse
Rising School
Strong Attendance
Grades K-05
A
Beechwood Knoll Elementary School
2.8 mi
|
#141 of 825
|
Score: 57.3
Improved 156 spots from last year
-0.9 below state avg
317 students
Diverse
Rising School
Strong Attendance
Grades K-05
B+
Lincoln-Hancock Community School
3.5 mi
|
#295 of 825
|
Score: 51.0
Improved 254 spots from last year
-7.2 below state avg
508 students
Very Diverse
Rising School
Diverse Student Body
Grades K-04
B+
Francis W Parker School
3.6 mi
|
#255 of 825
|
Score: 52.2
Improved 84 spots from last year
-6 below state avg
345 students
Diverse
Rising School
Strong Attendance
Grades K-05
A
Wollaston School
3.7 mi
|
#114 of 825
|
Score: 58.5
Dropped 77 spots from last year
+0.3 above state avg
324 students
Diverse
Strong Attendance
Grades K-05
B
Squantum School
3.7 mi
|
#383 of 825
|
Score: 48.2
Improved 92 spots from last year
-10 below state avg
323 students
Diverse
Rising School
Diverse Student Body
Grades K-05
Middle Schools
5 schools
C+
Point Webster Middle School
2.5 mi
|
#239 of 352
|
Score: 37.1
Dropped 34 spots from last year
-21.1 below state avg
399 students
Very Diverse
Diverse Student Body
Grades 05-08
B
South West Middle School
3.8 mi
|
#177 of 352
|
Score: 42.2
Improved 60 spots from last year
-16 below state avg
444 students
Very Diverse
Rising School
Diverse Student Body
Grades 05-08
C+
Broad Meadows Middle School
1.8 mi
|
#241 of 352
|
Score: 37.1
Dropped 45 spots from last year
-21.2 below state avg
332 students
Diverse
Diverse Student Body
Grades 06-08
B+
Atlantic Middle School
3.8 mi
|
#124 of 352
|
Score: 47.1
Dropped 10 spots from last year
-11.1 below state avg
574 students
Diverse
Strong Attendance
Grades 06-08
A
Central Middle School
4.6 mi
|
#51 of 352
|
Score: 56.6
Improved 5 spots from last year
-1.6 below state avg
650 students
Diverse
Diverse Student Body
Strong Attendance
Grades 06-08
High Schools
3 schools
Woodward School for Girls
2.9 mi
Grades 06-12
B-
Quincy High School
2.7 mi
|
#187 of 346
|
Score: 53.2
Improved 73 spots from last year
-5 below state avg
1,493 students
Very Diverse
19 sports
• 1,288 athletes
Strong AP Program
Early College Program
High Graduation Rate
Rising School
Grades 09-12
B+
North Quincy High School
4.0 mi
|
#112 of 346
|
Score: 59.6
Improved 103 spots from last year
+1.3 above state avg
1,505 students
Diverse
20 sports
• 1,516 athletes
Strong AP Program
Early College Program
High Graduation Rate
Rising School
Grades 09-12
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Monthly Payment Calculator
Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$746
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
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Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
118-120 Charles St, Quincy MA 02169
Quincy, MA 02169
Listing Information
Listing Agent
Rebecca Huang
Listing Office
William Raveis R.E. & Home Services
Office Phone
617-322-3933
Agent MLS ID
CN207682
Office MLS ID
AN0762
Listing Data Updated
Sep 19, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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