491 W Central St # D2, Franklin MA 02038

Franklin, MA 02038
$299,000
Est. $2,313/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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2
Beds
1
Baths
880
Sq Ft
$340
Price/Sq Ft
1982
Year Built
2
Parking
13 hours 10 minutes
Time on Market
For Sale Listed Sep 16, 2026 • MLS# 73578202 Copied! • Updated Sep 16, 2026

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About this home

Discover a unique opportunity at 491 W Central St U:D2, Franklin, MA. This 880 square foot condominium, built in 1982, offers a thoughtfully designed living space on the first floor, ideal for those seeking convenience and comfort. The residence features two bedrooms, providing flexible arrangements for living or dedicated work from home spaces. A well-appointed full bathroom serves the home, offering both functionality and ease. This four-story building presents a comfortable and accessible living experience. To truly appreciate the lifestyle offered by this condominium, we invite you to schedule a private viewing. Additional highlights include wall AC, electric heat with baseboards approximately 3 years old, one assigned parking space, guest parking, common laundry in the building, and professional off-site management. The monthly condo fee includes hot water, water, sewer, master insurance, landscaping, snow removal, refuse removal, laundry facilities, and reserve funds. Conveniently located near shopping, restaurants, public transportation, commuter rail, and I-495. A great opportunity to own a low-maintenance condo in Franklin.

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Recently Sold Nearby

Property History

Market Insights

1
Previous Sales

Property Timeline

🏠
Listed for Sale
Sep 16, 2026
$299,000
Original listing
Agent: We Close Deals Team Office: Lamacchia Realty, Inc.
Previous Transaction - MLS #73546283
Full transaction history available when tracking began
🏷️
Previously Sold
Sep 3, 2026
$299,000
MLS #73546283

Tax History

Year Taxes Assessment
2026 $2,938 $257,300

Financial Details

Annual Property Tax
$2,938
Tax Year 2026
HOA Fee
$356
Monthly
Assessed Value
$257,300

Facts & Features

Home Facts

Type Residential
Style Condominium
Year Built 1982
Living Area 880 sq ft
Stories 4
Bedrooms 2
Full Baths 1
Total Rooms 5

Interior

Heating Electric
Cooling Wall Unit(s)
Flooring None
Appliances None
Fireplace None
Basement Y
Laundry First Floor
Features None

Exterior

Construction None
Architecture None
Roof Shingle
Features Covered Patio/deck
Pool None
Spa None
Fencing None
Patio/Porch Covered
Features Off Street, Assigned
Total Spaces 2
Electric None
Water Public
Sewer Public Sewer
Gas None
Other None
Annual Tax $2,938
Assessed Value $257,300

HOA & Community

HOA Fee $356 Monthly
Fee Includes Water, Sewer, Insurance, Snow Removal, Trash, Reserve Funds
Amenities Hot Water, Laundry
Optional Fee Includes None
Pets Yes w/ Restrictions
Lead Paint Unknown
Seller Disclosures No Dogs Allowed, Reptiles Require Consent From Trustees.
Possession None
Accepted Financing None
Structure Type ["Garden"]
Unit/Building D2
Sq Ft Source Public Record
Documents None
County Norfolk

Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
1982
Bedrooms
2
Full Bathrooms
1
Living Area
880 sq ft
Total Rooms
5
Stories
4
Entry Level
1

Floor Layout

Interior Features

Flooring:
Appliances:
Interior Features:
Windows:
Basement: Y
Laundry: First Floor
Security:

Construction & Materials

Year Built: 1982
Structure Type: Garden
Exterior Materials:
Roof: Shingle
Foundation:
Stories: 4

Heating, Cooling & Utilities

Heating: Electric
Cooling: Wall Unit(s)
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Covered Patio/Deck
Patio & Porch: Covered
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 2
Parking Features: Off Street, Assigned
School District
Franklin School District local
A
🎓 Where Graduates Go Class of 2021
84% attend college
79% 4-Year 5% 2-Year 45% Out of State 4% Working
School Safety 2024-25
0.7% Low
0.7% Suspensions 1.7% In-School
4.8% below state avg
E

Elementary Schools

7 schools
Amego School
1.0 mi
Grades PK-12
A
Benjamin Franklin Classical Charter Public School
2.2 mi | #64 of 352 | Score: 54.4
Improved 16 spots from last year
-3.8 below state avg
899 students Diverse
Diverse Student Body Strong Attendance
Grades K-08
Franklin Early Childhood Development Center
0.6 mi
116 students Diverse
Diverse Student Body
Grades PK
Lincoln Street K-2 Elementary School
1.7 mi
507 students Moderate
Strong Attendance
Grades K-02
Lincoln Street 3-5 Elementary School
1.7 mi
553 students Moderate
Strong Attendance
Grades 03-05
Washington Street K-2 Elementary School
2.6 mi
415 students Moderate
Grades K-02
Washington Street 3-5 Elementary School
2.6 mi
405 students Moderate
Strong Attendance
Grades 03-05
M

Middle Schools

1 school
Franklin Middle School
0.6 mi
1,008 students Moderate
Grades 06-08
H

High Schools

2 schools
A-
Tri-County Regional Vocational Technical
0.4 mi | #81 of 346 | Score: 62.8
Improved 57 spots from last year
+4.6 above state avg
992 students Moderate
Strong AP Program High Graduation Rate Rising School Career Tech Programs
Grades 09-12
A
Franklin High School
0.5 mi | #57 of 346 | Score: 66.3
Improved 35 spots from last year
+8.1 above state avg
1,379 students Moderate
18 sports • 2,232 athletes
Strong AP Program High Graduation Rate Rising School College Ready Curriculum
Grades 09-12
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Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
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Including down payment
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Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $245
Homeowners Insurance $200
HOA Fee $356/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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+0.5% Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

491 W Central St # D2, Franklin MA 02038

Franklin, MA 02038

Listing Information

Listing Agent We Close Deals Team
Listing Office Lamacchia Realty, Inc.
Office Phone 508-832-5324
Agent MLS ID TM358936
Office MLS ID AN8507
Listing Data Updated Sep 16, 2026 1:47 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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