81 Adams St, Springfield MA 01105

Springfield, MA 01105
$375,000
Est. $2,279/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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8
Beds
3
Baths
3,036
Sq Ft
$124
Price/Sq Ft
0.11
Acres
1893
Year Built
2
Parking
30
Days on Market
For Sale Listed Sep 8, 2026 • MLS# 73573608 Copied! • Updated Sep 12, 2026

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About this home

Fantastic opportunity to own a freshly renovated two-family property offering the perfect combination of modern updates, rental income, and long-term investment potential! Whether you're looking to owner-occupy or expand your real estate portfolio, this property is ready to impress. Unit 1 is conveniently vacant and features 3 spacious bedrooms, making it an ideal option for an owner-occupied buyer. Enjoy a beautifully updated kitchen complete with new custom cabinetry, stone countertops, and updated appliances. Move right in and let the rental income from the second unit help offset your monthly mortgage payment! Unit 2 is currently rented and generating great income. This unit has also been updated with a new kitchen featuring stone countertops and updated appliances, plus the added convenience of 2 full bathrooms. An oversized solar system provides substantial energy production, adding another valuable feature to this income-producing unit. Both units benefit from younger heating systems and water heaters, helping reduce concerns over major mechanical expenses. With extensive renovations already completed, this property offers an attractive opportunity to step into multifamily ownership at an affordable price point. Live in one unit and rent the other, or add a turnkey income-producing property to your investment portfolio. With updated interiors, existing rental income, solar energy, and major systems already improved, this two-family offers tremendous potential for both today's buyer and tomorrow's investor. Don't miss this opportunity!

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Property History

Property Timeline

🏠
Listed for Sale
Sep 8, 2026
$375,000
Original listing
Agent: Patriot Living Group Office: Lock and Key Realty Inc.

Tax History

Year Taxes Assessment
2025 $2,190 $139,700

Financial Details

Annual Property Tax
$2,190
Tax Year 2025
Assessed Value
$139,700

Facts & Features

Home Facts

Type Residential Income
Style Multi Family
Year Built 1893
Living Area 3,036 sq ft
Lot Size 0.11 acres
Stories 3
Bedrooms 8
Full Baths 3
Total Rooms 14

Investment Metrics

Units 2
Unit 1 Rent — · N
Unit 2 Rent $2,200/mo · N
Total Monthly Rent $2,200/mo
Gross Income $26,400
Net Operating Income $26,400
Cap Rate 7.04%
Heating Steam, Oil, Electric
Cooling Window Unit(s)
Flooring Tile, Hardwood
Appliances Microwave, Energy Star Qualified Refrigerator, Range
Fireplace None
Basement Full, Interior Entry, Unfinished
Laundry Electric Dryer Hookup, Washer Hookup
Features Upgraded Cabinets, Upgraded Countertops, Bathroom With Tub & Shower, Remodeled, Storage, Stone/granite/solid Counters, Bathroom With Shower Stall, Internet Available - Unknown, Living Room, Kitchen, Mudroom
Construction Frame
Architecture None
Roof Asphalt/composition Shingles
Features Balcony/deck, Rain Gutters
Pool None
Spa None
Fencing None
Patio/Porch Porch, Enclosed
Features Off Street, Paved
Total Spaces 2
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Oven, For Electric Dryer, Washer Hookup

Financial

Annual Tax $2,190
Assessed Value $139,700
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Seller Has Never Lived In The Property. Buyer/buyers Agent To Perform Own And All Due Diligence.
Possession None
Accepted Financing Contract
Structure Type []
House Color White
Sq Ft Source Public Record
Documents None
County Hampden
Total market time (incl. prior listings) 4 days

Property Overview

Property Type
Multi Family
Listing Type
For Sale
Year Built
1893
Bedrooms
8
Full Bathrooms
3
Living Area
3,036 sq ft
Total Rooms
14
Stories
3
Levels
3

Floor Layout

Interior Features

Flooring: Tile, Hardwood
Appliances: Microwave, ENERGY STAR Qualified Refrigerator, Range
Interior Features: Upgraded Cabinets, Upgraded Countertops, Bathroom With Tub & Shower, Remodeled, Storage, Stone/Granite/Solid Counters, Bathroom with Shower Stall, Internet Available - Unknown, Living Room, Kitchen, Mudroom
Windows: Insulated Windows, Screens
Basement: Full, Interior Entry, Unfinished
Laundry: Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Year Built: 1893
Structure Type:
Exterior Materials: Frame
Roof: Asphalt/Composition Shingles
Foundation: Brick/Mortar
Stories: 3

Heating, Cooling & Utilities

Heating: Steam, Oil, Electric
Heating Zones: 2
Cooling: Window Unit(s)
Hot Water: Electric
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Balcony/Deck, Rain Gutters
Patio & Porch: Porch, Enclosed
Fencing:
Other Structures:
Lot Features: Corner Lot, Cleared, Level
Road Surface:

Parking & Garage

Total Parking Spaces: 2
Parking Features: Off Street, Paved
School District
Springfield School District local
D
🎓 Where Graduates Go Class of 2021
36% attend college
20% 4-Year 16% 2-Year 3% Out of State 3% Working
⚠ School Safety 2024-25
5.9% Above Average
5.1% Suspensions 1.4% In-School 0.8% Emergency
↑ 0.4% above state avg
E

Elementary Schools

3 schools
B
Veritas Preparatory Charter School
0.3 mi | #12 of 25 | Score: 34.5
Improved 339 spots from last year
-23.8 below state avg
769 students Moderate
Early College Program Rising School
Grades 05-12
C-
Milton Bradley School
0.3 mi | #716 of 825 | Score: 34.5
Improved 58 spots from last year
-23.7 below state avg
377 students Moderate
Rising School
Grades PK-05
Your Educational Success Academy
0.4 mi
Grades K-12
M

Middle Schools

3 schools
F
South End Middle School
0.2 mi | #350 of 352 | Score: 23.0
Improved 12 spots from last year
-35.2 below state avg
176 students Moderate
Grades 06-08
Springfield Commonwealth Academy
0.2 mi
Grades 06-08
F
Forest Park Middle School
1.1 mi | #341 of 352 | Score: 26.3
Improved 18 spots from last year
-31.9 below state avg
460 students Diverse
Grades 06-08
H

High Schools

3 schools
C-
Conservatory of the Arts
0.6 mi | #303 of 346 | Score: 37.6
Improved 2 spots from last year
-20.6 below state avg
292 students Moderate
High Graduation Rate College Ready Curriculum
Grades 06-12
C
High School of Commerce
0.7 mi | #272 of 346 | Score: 45.2
Improved 30 spots from last year
-13 below state avg
835 students Moderate
11 sports • 554 athletes
Early College Program Rising School College Ready Curriculum
Grades 09-12
C
Emergence Academy
0.7 mi | #21 of 25 | Score: 26.2
Improved 356 spots from last year
-32 below state avg
376 students Diverse
Rising School Diverse Student Body
Grades 06-12
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $183
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

81 Adams St, Springfield MA 01105

Springfield, MA 01105

Listing Information

Listing Agent Patriot Living Group
Listing Office Lock and Key Realty Inc.
Office Phone 413-282-8080
Agent MLS ID TM336290
Office MLS ID AN5521
Listing Data Updated Sep 12, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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