32-34 Pearl St, Chicopee MA 01013

Chicopee, MA 01013
$639,900
$614,900
Est. $3,696/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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9
Beds
4
Baths
3,844
Sq Ft
$160
Price/Sq Ft
0.18
Acres
1880
Year Built
4
Garage Spaces
38
Days on Market
For Sale Price Drop -$25,000 Open House Listed Aug 31, 2026 • MLS# 73570099 Copied! • Updated Oct 7, 2026

Track this home for price, status, and open-house alerts.

Open House Schedule

10
Oct
Saturday, October 10
11:00 AM - 12:30 PM EDT

About this home

Fantastic investment or owner-occupant opportunity just minutes from the heart of Chicopee! This four-family property offers a great combination of immediate rental income and flexibility, with both first-floor units currently occupied and two beautifully renovated units on the top floor ready for new tenants or an owner occupant. The property also features an impressive four garage stalls, providing valuable additional parking, storage, and potential income opportunities. Conveniently located just up the street from Chicopee Center with easy access to area amenities, shopping, dining and major routes. Whether you’re looking to expand your investment portfolio or live in one unit while generating income from the others, 32–34 Pearl Street is one you won’t want to miss!

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Recently Sold Nearby

Property History

Market Insights

2
Price Changes
3.9%
Price Range

Property Timeline

↓
Price Reduced
Oct 7, 2026
$614,900 $15,000 (-2.38%)
From $629,900 to $614,900 (-2.4%)
↓
Price Reduced
Sep 17, 2026
$629,900 $10,000 (-1.56%)
From $639,900 to $629,900 (-1.6%)
🏠
Listed for Sale
Aug 31, 2026
$639,900
Original listing
Agent: The Generation Group Office: Coldwell Banker Realty - Western MA

Tax History

Year Taxes Assessment
2026 $4,645 $304,800

Financial Details

Annual Property Tax
$4,645
Tax Year 2026
Assessed Value
$304,800

Facts & Features

4 Car Garage

Home Facts

Type Residential Income
Style 4 Family
Year Built 1880
Living Area 3,844 sq ft
Lot Size 0.18 acres
Stories 4
Bedrooms 9
Full Baths 4
Total Rooms 17

Investment Metrics

Units 4
Unit 1 Rent $1,250/mo · N
Unit 2 Rent — · N
Unit 3 Rent $1,350/mo · N
Unit 4 Rent — · N
Total Monthly Rent $2,600/mo
Gross Income $31,200
Net Operating Income $31,200
Cap Rate 5.07%
Heating Electric
Cooling None
Flooring None
Appliances None
Fireplace None
Basement Full
Laundry None
Features None
Construction None
Architecture None
Roof None
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Garage Spaces 4
Has Garage Yes
Features Paved Drive
Total Spaces 10
Electric None
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $4,645
Assessed Value $304,800
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Lead Paint Unknown
Seller Disclosures Buyer And Buyers Agent To Verify All Information And Do Their Own Due Diligence. .
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Documents None
County Hampden
Total market time (incl. prior listings) 37 days

Property Overview

Property Type
4 Family
Listing Type
For Sale
Year Built
1880
Bedrooms
9
Full Bathrooms
4
Living Area
3,844 sq ft
Total Rooms
17
Stories
4
Levels
4

Floor Layout

Interior Features

Flooring:
Appliances:
Interior Features:
Windows:
Basement: Full
Laundry:
Security:

Construction & Materials

Year Built: 1880
Structure Type:
Exterior Materials:
Roof:
Foundation: Brick/Mortar
Stories: 4

Heating, Cooling & Utilities

Heating: Electric
Cooling:
Hot Water: Natural Gas
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Garage Spaces: 4
Total Parking Spaces: 10
Parking Features: Paved Drive
School District
Chicopee School District local
C-
⚠ School Safety 2024-25
4.1% Above Average
4.0% Suspensions 2.4% In-School 0.1% Emergency
↓ 1.4% below state avg
E

Elementary Schools

3 schools
St. Stanislaus School
0.4 mi
Grades PK-08
C+
Bowe School
0.4 mi | #575 of 825 | Score: 41.9
Improved 187 spots from last year
-16.3 below state avg
425 students Diverse
Rising School
Grades K-05
Szetela Early Childhood Center
0.9 mi
231 students Diverse
Diverse Student Body
Grades PK
M

Middle Schools

3 schools
C
Dupont Middle School
0.6 mi | #263 of 352 | Score: 35.5
Dropped 24 spots from last year
-22.8 below state avg
684 students Diverse
Diverse Student Body
Grades 06-08
C-
Van Sickle Prep School
1.8 mi | #15 of 16 | Score: 21.0
Improved 330 spots from last year
-37.2 below state avg
207 students Moderate
Rising School
Grades 06-08
B-
Van Sickle Academy
1.8 mi | #10 of 16 | Score: 28.1
Improved 340 spots from last year
-30.1 below state avg
256 students Moderate
Rising School
Grades 06-08
H

High Schools

3 schools
C-
Chicopee High School
1.0 mi | #294 of 346 | Score: 41.0
Improved 39 spots from last year
-17.3 below state avg
913 students Diverse
17 sports • 1,102 athletes
Rising School Strong Athletics Diverse Student Body
Grades 09-12
C
The Springfield Renaissance School an Expeditionary Learning School
1.8 mi | #275 of 346 | Score: 45.0
Improved 6 spots from last year
-13.2 below state avg
596 students Diverse
High Graduation Rate College Ready Curriculum
Grades 06-12
C
Chicopee Comprehensive High School
2.2 mi | #258 of 346 | Score: 46.5
Dropped 23 spots from last year
-11.7 below state avg
1,162 students Diverse
High Graduation Rate Career Tech Programs
Grades 09-12
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $387
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

32-34 Pearl St, Chicopee MA 01013

Chicopee, MA 01013

Listing Information

Listing Agent The Generation Group
Listing Office Coldwell Banker Realty - Western MA
Office Phone 413-567-8931
Agent MLS ID TM353426
Office MLS ID AN7885
Listing Data Updated Oct 7, 2026 1:32 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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