145 Hancock St, Springfield MA 01109

Springfield, MA 01109 • Hill McKnight
$299,900
$285,000
Est. $1,885/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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4
Beds
3
Baths
2,134
Sq Ft
$134
Price/Sq Ft
0.13
Acres
1910
Year Built
3
Parking
48
Days on Market
For Sale Price Drop -$14,900 Listed Aug 21, 2026 • MLS# 73566765 Copied! • Updated Oct 5, 2026

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About this home

Welcome home to a charming Old Style home that seamlessly blends classic character with modern updates, featuring 4 spacious bedrooms, including a highly desirable first-floor bedroom, and 2 full bathrooms on the main level. The main floor boasts formal living and dining rooms ideal for hosting, alongside an updated kitchen with wood cabinets and upgraded countertops. Designed for flexibility, this property offers a comfortable family room plus a separate living space, making it ideal for in-law arrangements, multi-generational living, short-term rental, or hosting extended guests. Key exterior and mechanical highlights include a newer roof for peace of mind, efficient gas heating, a full basement providing substantial storage potential, and a fully fenced yard ideal for recreation, gardening, and pets, all situated close to local amenities, hospitals, schools, MGM, and major transportation routes.

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Recently Sold Nearby

Property History

Market Insights

2
Price Changes
5%
Price Range

Property Timeline

↓
Price Reduced
Oct 1, 2026
$285,000 $10,000 (-3.39%)
From $295,000 to $285,000 (-3.4%)
↓
Price Reduced
Aug 26, 2026
$295,000 $4,900 (-1.63%)
From $299,900 to $295,000 (-1.6%)
🏠
Listed for Sale
Aug 21, 2026
$299,900
Original listing
Agent: Tanya Harvey Group Office: Keller Williams Realty

Tax History

Year Taxes Assessment
2025 $2,923 $186,400

Financial Details

Annual Property Tax
$2,923
Tax Year 2025
Assessed Value
$186,400

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1910
Living Area 2,134 sq ft
Lot Size 0.13 acres
Bedrooms 4
Full Baths 3
Total Rooms 9

Interior

Heating Steam, Natural Gas
Cooling None
Flooring Wood, Tile, Vinyl
Appliances Water Heater, Range, Refrigerator
Fireplace None
Basement Full, Interior Entry, Bulkhead, Slab
Laundry None
Features None

Exterior

Construction Frame
Architecture Colonial, Other (see Remarks)
Roof Shingle
Features Porch, Porch - Enclosed, Covered Patio/deck, Rain Gutters, Fenced Yard
Pool None
Spa None
Fencing Fenced/enclosed, Fenced
Patio/Porch Porch, Porch - Enclosed, Covered
Features Off Street
Total Spaces 3
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other None
Annual Tax $2,923
Assessed Value $186,400
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Lead Paint Unknown
Seller Disclosures None
Possession None
Accepted Financing None
Structure Type []
House Color Tan
Sq Ft Source Owner
Documents None
County Hampden
Total market time (incl. prior listings) 45 days

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1910
Bedrooms
4
Full Bathrooms
3
Living Area
2,134 sq ft
Total Rooms
9
Main Level Bedrooms
1

Floor Layout

Interior Features

Flooring: Wood, Tile, Vinyl
Appliances: Water Heater, Range, Refrigerator
Interior Features:
Windows:
Basement: Full, Interior Entry, Bulkhead, Slab
Laundry:
Security:

Construction & Materials

Style: Colonial, Other (See Remarks)
Year Built: 1910
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Brick/Mortar

Heating, Cooling & Utilities

Heating: Steam, Natural Gas
Cooling: None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch, Porch - Enclosed, Covered Patio/Deck, Rain Gutters, Fenced Yard
Patio & Porch: Porch, Porch - Enclosed, Covered
Fencing: Fenced/Enclosed, Fenced
Other Structures:
Lot Features: Corner Lot
Road Surface:

Parking & Garage

Total Parking Spaces: 3
Parking Features: Off Street

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $244
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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$0/mo
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Current Rate
$0/mo
+0.5% Rate
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Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

Hill McKnight

145 Hancock St, Springfield MA 01109

Springfield, MA 01109

Listing Information

Listing Agent Tanya Harvey Group
Listing Office Keller Williams Realty
Office Phone 413-565-5478
Agent MLS ID TM329844
Office MLS ID M95273
Listing Data Updated Oct 5, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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