84 Catherine Street, Gardner MA 01440
Gardner, MA 01440
$425,000
Est. $2,777/month
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About this home
OPEN HOUSE - SUN - 8/23 - 1PM to 230PM - FRESHLY RENOVATED SPLIT-LEVEL in a great neighborhood, yet close to Routes 2, 140 and 101. The main level features a new Kitchen with granite countertops and new flooring and dining area. The living room, hallway and three nice sized bedrooms all have hardwood flooring. The lower level is completely finished, offering three rooms with wall to wall carpeting and a half bath. Lots of options and flexibility for FOUR or FIVE bedrooms or two or more remote work spaces. The back yard is shaded, fully fenced-in (and previously had an above ground pool) and has two storage sheds. With a new roof done in July and the tremendous amount of living space, this home will give it's new owner years of worry-free living for an expanding family. Located minutes from Dunn Park!
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Recently Sold Nearby
Property History
Market Insights
Property Timeline
Showing Instructions Updated
Aug 14, 2026
New showing requirements
Listed for Sale
Aug 14, 2026
$425,000
Original listing
Agent: Timothy S. Damon
Office: Mercury Real Estate
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/14/2026 | 👁️ Showing Instructions Updated | - | - | - | New showing requirements |
| 08/14/2026 | 🏠 Listed for Sale | $425,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $5,139 | $373,200 |
Financial Details
Annual Property Tax
$5,139
Tax Year 2026
Assessed Value
$373,200
Facts & Features
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1993
Living Area
2,100 sq ft
Lot Size
0.22 acres
Bedrooms
3
Full Baths
1
Half Baths
1
Total Rooms
8
Interior
Heating
Baseboard, Oil
Cooling
None
Flooring
Vinyl, Carpet
Appliances
Water Heater, Range, Dishwasher, Microwave, Refrigerator
Fireplace
None
Basement
Full, Finished, Walk-out Access
Laundry
None
Features
None
Exterior
Construction
Frame
Architecture
Split Entry
Roof
Shingle
Features
Deck, Storage
Pool
None
Spa
None
Fencing
Fenced/enclosed
Patio/Porch
Deck
Parking
Features
Paved Drive, Off Street
Total Spaces
4
Utilities
Electric
Circuit Breakers
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range
Financial
Annual Tax
$5,139
Assessed Value
$373,200
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
None
Seller Disclosures
Seller Has Never Lived In Property And Offers No Disclosures.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Owner
Documents
None
County
Worcester
Total market time (incl. prior listings)
7 days
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1993
Bedrooms
3
Full Bathrooms
1
Half Bathrooms
1
Living Area
2,100 sq ft
Total Rooms
8
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,130 sq ft above grade
970 sq ft below grade
FeaturesNo
Display Options
Outdoor Areas
Patio & porchDeck
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Vinyl, Carpet
Appliances:
Water Heater, Range, Dishwasher, Microwave, Refrigerator
Interior Features:
Windows:
Insulated Windows
Basement:
Full, Finished, Walk-Out Access
Laundry:
Security:
Construction & Materials
Style:
Split Entry
Year Built:
1993
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Concrete Perimeter
Heating, Cooling & Utilities
Heating:
Baseboard, Oil
Heating Zones:
2
Cooling:
None
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Deck, Storage
Patio & Porch:
Deck
Fencing:
Fenced/Enclosed
Other Structures:
Lot Features:
Wooded, Level
Road Surface:
Paved
Parking & Garage
Total Parking Spaces:
4
Parking Features:
Paved Drive, Off Street
Nearby Schools
School District
Gardner School District local
D
School Safety
2024-25
5.8%
Above Average
5.6%
Suspensions
0.5%
In-School
0.2%
Emergency
0.3% above state avg
Elementary Schools
3 schools
C-
Gardner Elementary School
0.3 mi
|
#669 of 824
|
Score: 37.5
Improved 96 spots from last year
-20.7 below state avg
1,087 students
Diverse
Rising School
Diverse Student Body
Grades PK-04
Wachusett Hills Christian School
1.9 mi
Grades K-08
B
Briggs Elementary School
3.4 mi
|
#342 of 824
|
Score: 49.4
Improved 104 spots from last year
-8.8 below state avg
461 students
Less Diverse
Rising School
Grades PK-05
Middle Schools
3 schools
F
Gardner Middle School
0.3 mi
|
#338 of 352
|
Score: 26.8
Dropped 7 spots from last year
-31.4 below state avg
514 students
Diverse
Grades 05-07
B
Overlook Middle School
3.0 mi
|
#170 of 352
|
Score: 42.8
Dropped 7 spots from last year
-15.4 below state avg
576 students
Less Diverse
Grades 06-08
C-
Narragansett Middle School
4.9 mi
|
#304 of 352
|
Score: 31.0
Dropped 43 spots from last year
-27.2 below state avg
366 students
Less Diverse
Grades 05-07
High Schools
3 schools
C+
Gardner High School
0.2 mi
|
#239 of 346
|
Score: 47.5
Improved 74 spots from last year
-10.7 below state avg
808 students
Diverse
15 sports
• 820 athletes
Early College Program
High Graduation Rate
Rising School
Career Tech Programs
Grades 08-12
D
Gardner Academy for Learning and Technology
0.5 mi
|
#331 of 346
|
Score: 26.7
Improved 48 spots from last year
-31.6 below state avg
123 students
Diverse
Early College Program
Rising School
Career Tech Programs
Grades 09-12
B+
Oakmont Regional High School
3.0 mi
|
#119 of 346
|
Score: 58.8
Dropped 4 spots from last year
+0.6 above state avg
633 students
Less Diverse
15 sports
• 1,130 athletes
High Graduation Rate
College Ready Curriculum
Strong Athletics
Strong Attendance
Grades 09-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
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Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$428
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
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Current Rate
$0/mo
+0.5% Rate
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
84 Catherine Street, Gardner MA 01440
Gardner, MA 01440
Listing Information
Listing Agent
Timothy S. Damon
Listing Office
Mercury Real Estate
Office Phone
978-297-5254
Agent MLS ID
H0415942
Office MLS ID
H95061
Listing Data Updated
Aug 21, 2026 2:53 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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