39 Water St, Northampton MA 01053
Northampton, MA 01053 • Leeds
$525,000
Est. $3,402/month
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About this home
Welcome to this wonderful, turn-key home situated on a peaceful, quiet street. Perfect for investors or buyers looking for a primary residence with rental income. This property features a lovely private backyard, exceptional character throughout, and an incredibly functional detached garage. 1st floor unit is filled with abundant natural light with a formal dining room. Beautiful original hardwood floors pair perfectly with brand-new modern vinyl plank flooring. The living room includes a craftsman built-in cabinet. The eat-in kitchen has a custom built-in bench with kitchen table included. There is also a conveniently located, in-unit laundry room along with a sun-filled 3 season front porch, ready for your exercise or office needs, or a perfect spot to relax. The 2nd floor unit offers a comfortable floor plan featuring two bedrooms, living room, larger kitchen, laundry room and a fully enclosed first floor porch entryway. Enjoy a private, peaceful backyard for outdoor activities and gardening. Some replacement windows, central air on first floor.
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Recently Sold Nearby
Property History
Market Insights
Property Timeline
Showing Instructions Updated
Aug 7, 2026
New showing requirements
Listed for Sale
Jul 31, 2026
$525,000
Original listing
Agent: The Neilsen Team
Office: The Neilsen Team
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/07/2026 | 👁️ Showing Instructions Updated | - | - | - | New showing requirements |
| 07/31/2026 | 🏠 Listed for Sale | $525,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $6,572 | $471,800 |
Financial Details
Annual Property Tax
$6,572
Tax Year 2025
Assessed Value
$471,800
Facts & Features
1 Car Garage
Home Facts
Type
Residential Income
Style
2 Family - 2 Units Up/Down
Year Built
1885
Living Area
2,292 sq ft
Lot Size
0.25 acres
Bedrooms
3
Full Baths
2
Total Rooms
8
Investment Metrics
Units
2
Unit 1 Rent
— · N
Unit 2 Rent
$950/mo · Y
Total Monthly Rent
$950/mo
Gross Income
$11,400
Net Operating Income
$11,400
Cap Rate
2.17%
Interior
Heating
Natural Gas
Cooling
None
Flooring
Vinyl, Hardwood
Appliances
Range, Microwave, Refrigerator, Washer, Dryer
Fireplace
None
Basement
None
Laundry
None
Features
Living Room, Dining Room, Kitchen, Laundry Room
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
Enclosed
Parking
Garage Spaces
1
Has Garage
Yes
Features
None
Total Spaces
5
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$6,572
Assessed Value
$471,800
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Seller Disclosures
Kitchen Set Staying.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
White
Sq Ft Source
Public Record
Documents
None
County
Hampshire
Total market time (incl. prior listings)
7 days
Property Overview
Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1885
Bedrooms
3
Full Bathrooms
2
Living Area
2,292 sq ft
Total Rooms
8
Stories
2
Levels
2
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,292 sq ft above grade
Display Options
Outdoor Areas
Patio & porchEnclosed
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Vinyl, Hardwood
Appliances:
Range, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Living Room, Dining Room, Kitchen, Laundry Room
Windows:
Basement:
Laundry:
Security:
Construction & Materials
Year Built:
1885
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Stone
Stories:
2
Heating, Cooling & Utilities
Heating:
Natural Gas
Cooling:
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Enclosed
Fencing:
Other Structures:
Lot Features:
Level
Road Surface:
Parking & Garage
Garage Spaces:
1
Total Parking Spaces:
5
Parking Features:
Nearby Schools
School District
Northampton School District local
B
School Safety
2024-25
2.0%
Average
1.4%
Suspensions
1.7%
In-School
0.6%
Emergency
3.5% below state avg
Elementary Schools
10 schools
Lander Grinspoon Academy
3.5 mi
Grades K-06
Clarke School
3.8 mi
Grades PK-12
Clarke School for the Deaf Northampton
3.8 mi
Grades PK-10
Campus School of Smith College
4.0 mi
Grades K-06
New Directions School
4.7 mi
Grades 04-12
Cutchins Program
4.7 mi
Grades K-12
B
Leeds School
0.3 mi
|
#335 of 824
|
Score: 49.7
Dropped 71 spots from last year
-8.5 below state avg
253 students
Moderate
Grades PK-05
C+
R.K. Finn Ryan Road Elementary School
2.5 mi
|
#574 of 824
|
Score: 42.1
Dropped 74 spots from last year
-16.1 below state avg
231 students
Moderate
Grades K-05
B
Jackson Street School
3.2 mi
|
#351 of 824
|
Score: 49.1
Dropped 117 spots from last year
-9.1 below state avg
279 students
Diverse
Grades K-05
Montessori School of Northampton
4.1 mi
Grades PK-05
Middle Schools
1 school
B+
John F Kennedy Middle School
1.4 mi
|
#133 of 352
|
Score: 46.1
Improved 59 spots from last year
-12.1 below state avg
577 students
Moderate
Rising School
Grades 06-08
High Schools
3 schools
C-
Smith Vocational and Agricultural High School
2.7 mi
|
#282 of 346
|
Score: 43.2
Dropped 86 spots from last year
-15 below state avg
587 students
Moderate
15 sports
• 542 athletes
Career Tech Programs
College Ready Curriculum
Strong Athletics
Grades 09-12
A-
Northampton High School
3.3 mi
|
#86 of 346
|
Score: 61.4
Improved 199 spots from last year
+3.2 above state avg
875 students
Moderate
19 sports
• 1,196 athletes
Strong AP Program
High Graduation Rate
Rising School
Strong Athletics
Grades 09-12
Community Enterprises, Inc.
4.8 mi
Grades 11-12
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Monthly Payment Breakdown
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Property Tax
$548
Homeowners Insurance
$200
PMI (if <20% down)
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Loan Summary
Total of 360 payments
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
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Location
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Neighborhood
Leeds
39 Water St, Northampton MA 01053
Northampton, MA 01053
Listing Information
Listing Agent
The Neilsen Team
Listing Office
The Neilsen Team
Office Phone
413-313-4465
Agent MLS ID
TM351531
Office MLS ID
AN9124
Listing Data Updated
Aug 7, 2026 11:12 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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