20 Raymond Cir, Westfield MA 01085

Westfield, MA 01085
$749,900
$724,900
Est. $4,660/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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4
Beds
2.5
Baths
4,172
Sq Ft
$174
Price/Sq Ft
0.78
Acres
1993
Year Built
2
Garage Spaces
77
Days on Market
For Sale Price Drop -$25,000 Listed Jul 23, 2026 • MLS# 73554496 Copied! • Updated Sep 20, 2026

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About this home

Welcome to this exceptional 4,172 sq. ft. Munger Hill home offering 4 bedrooms, 2.5 baths with an additional 750 square feet of finished basement featuring a second kitchen with great additional space for possible in-law. The main body of this classic contemporary colonial design offers an expansive open floor plan designed for comfortable living and entertaining. The sun-filled main level features a dramatic two-story living room with oversized windows, a spacious kitchen with abundant cabinetry, generous storage, and charming window seats. A separate 27'x14' family room provides valuable additional living space rarely found in Munger Hill homes, making this home especially well-suited for larger gatherings, entertaining, or simply spreading out. The oversized primary suite features a sitting area, walk-in closet, and private bath with double vanity and tiled tub/shower. Spacious secondary bedrooms offer plenty of room. Built on an oversized 9-foot tall foundation, this home also features a sunroom, two patios, and a large backyard. This is a rare opportunity to own over 4,000 sq. ft. in one of the area's most desirable neighborhoods.

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Recently Sold Nearby

Property History

Market Insights

1
Price Changes
3.3%
Price Range

Property Timeline

↓
Price Reduced
Sep 17, 2026
$724,900 $25,000 (-3.33%)
From $749,900 to $724,900 (-3.3%)
🏠
Listed for Sale
Jul 24, 2026
$749,900
Original listing
Office: Keller Williams Realty

Tax History

Year Taxes Assessment
2026 $9,531 $638,400

Financial Details

Annual Property Tax
$9,531
Tax Year 2026
Assessed Value
$638,400

Facts & Features

2 Car Garage
Central AC

Home Facts

Type Residential
Style Single Family Residence
Year Built 1993
Living Area 4,172 sq ft
Lot Size 0.78 acres
Bedrooms 4
Full Baths 2
Half Baths 1
Total Rooms 8

Interior

Heating Forced Air, Natural Gas
Cooling Central Air
Flooring Tile, Hardwood, Flooring - Stone/ceramic Tile, Flooring - Vinyl
Appliances Gas Water Heater, Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer, Vacuum System, Range Hood, Plumbed For Ice Maker
Fireplace Living Room
Fireplaces 1
Basement Full, Partially Finished, Interior Entry, Bulkhead, Concrete
Laundry Electric Dryer Hookup, Washer Hookup, Second Floor
Features Cabinets - Upgraded, Recessed Lighting, Cable Hookup, Kitchen, Great Room, Central Vacuum, Wet Bar, Finish - Sheetrock, Internet Available - Broadband

Exterior

Construction Frame, Conventional (2x4-2x6)
Architecture Contemporary
Roof Shingle
Features Patio, Rain Gutters
Pool None
Spa None
Fencing None
Patio/Porch Patio
Garage Spaces 2
Has Garage Yes
Features Attached, Garage Door Opener, Garage Faces Side, Paved Drive, Paved
Total Spaces 5
Electric Circuit Breakers, 200+ Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range, Washer Hookup, Icemaker Connection
Annual Tax $9,531
Assessed Value $638,400
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Lead Paint Unknown
Seller Disclosures Central Vacuum Is Currently Not Functioning. Laundry Areas Are On 2nd Floor As Well As Basement. Roof 2014, Hot Water Tank 2024, Refrigerator And Microwave 2025.
Possession None
Accepted Financing Contract
Structure Type []
Sq Ft Source Public Record
Sq Ft Disclosures Additional finished basement space is not conditioned. Basement square footage is approximate.
Documents None
County Hampden
Total market time (incl. prior listings) 59 days

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1993
Bedrooms
4
Full Bathrooms
2
Half Bathrooms
1
Living Area
4,172 sq ft
Total Rooms
8

Floor Layout

Interior Features

Flooring: Tile, Hardwood, Flooring - Stone/Ceramic Tile, Flooring - Vinyl
Appliances: Gas Water Heater, Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer, Vacuum System, Range Hood, Plumbed For Ice Maker
Interior Features: Cabinets - Upgraded, Recessed Lighting, Cable Hookup, Kitchen, Great Room, Central Vacuum, Wet Bar, Finish - Sheetrock, Internet Available - Broadband
Windows: Insulated Windows
Basement: Full, Partially Finished, Interior Entry, Bulkhead, Concrete
Laundry: Electric Dryer Hookup, Washer Hookup, Second Floor
Security:

Construction & Materials

Style: Contemporary
Year Built: 1993
Structure Type:
Exterior Materials: Frame, Conventional (2x4-2x6)
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Forced Air, Natural Gas
Heating Zones: 2
Cooling: Central Air
Cooling Zones: 2
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features: Thermostat

Exterior & Lot

Exterior Features: Patio, Rain Gutters
Patio & Porch: Patio
Fencing:
Other Structures:
Lot Features: Cul-De-Sac, Level
Road Surface: Paved

Parking & Garage

Garage Spaces: 2
Garage Type: Attached
Total Parking Spaces: 5
Parking Features: Attached, Garage Door Opener, Garage Faces Side, Paved Drive, Paved

Special Features

Fireplaces: 1
Fireplace Type: Living Room
Community Amenities: Shopping, Park, Golf, Medical Facility, House of Worship, Public School, Sidewalks

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

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Loan Amount
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After down payment
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $794
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

20 Raymond Cir, Westfield MA 01085

Westfield, MA 01085

Listing Information

Listing Agent Richard McCullough Jr.
Listing Office Keller Williams Realty
Office Phone 413-565-5478
Agent MLS ID M0000593
Office MLS ID M95273
Listing Data Updated Sep 20, 2026 4:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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