7 Bluff St, Worcester MA 01610
Worcester, MA 01610
$815,000
Est. $4,927/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Well-maintained three-family investment property offering an excellent opportunity for both investors and owner-occupants. Each spacious unit features an updated kitchen with granite countertops, renovated bathroom, and hardwood flooring. Major improvements include updated heating systems, newer hot water tanks, and a replaced sewer line from the house to the city main.The property offers separate utilities, three garage spaces, and five additional parking spaces. The garages currently generate additional rental income $300. Existing tenants provide immediate cash flow, with room for future rental upside.Conveniently located near Elm Park, schools, shopping, restaurants, public transportation, and major commuter routes, making this an attractive property for both tenants and investors.
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Jul 17, 2026
$815,000
Original listing
Agent: Tai Cheng
Office: La Maison
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 07/17/2026 | 🏠 Listed for Sale | $815,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $7,270 | $551,200 |
Financial Details
Annual Property Tax
$7,270
Tax Year 2025
Assessed Value
$551,200
Facts & Features
3 Car Garage
Home Facts
Type
Residential Income
Style
3 Family
Year Built
1890
Living Area
3,306 sq ft
Lot Size
0.17 acres
Stories
6
Bedrooms
12
Full Baths
3
Total Rooms
21
Investment Metrics
Units
3
Unit 1 Rent
$2,200/mo · Y
Unit 2 Rent
$2,400/mo · N
Unit 3 Rent
$2,400/mo · Y
Total Monthly Rent
$7,000/mo
Gross Income
$84,000
Net Operating Income
$84,000
Cap Rate
10.31%
Interior
Heating
None
Cooling
None
Flooring
None
Appliances
None
Fireplace
None
Basement
None
Laundry
None
Features
None
Exterior
Construction
None
Architecture
None
Roof
None
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Garage Spaces
3
Has Garage
Yes
Features
None
Total Spaces
8
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$7,270
Assessed Value
$551,200
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Please Allow Adequate Notice For All Showings. Property Is Tenant Occupied. Buyer And Buyers Agent To Perform Their Own Due Diligence.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Worcester
Total market time (incl. prior listings)
48 days
Property Overview
Property Type
3 Family
Listing Type
For Sale
Year Built
1890
Bedrooms
12
Full Bathrooms
3
Living Area
3,306 sq ft
Total Rooms
21
Stories
6
Levels
6
Floor Layout
Interior Features
Flooring:
Appliances:
Interior Features:
Windows:
Basement:
Laundry:
Security:
Construction & Materials
Year Built:
1890
Structure Type:
Exterior Materials:
Roof:
Foundation:
Other
Stories:
6
Heating, Cooling & Utilities
Heating:
Cooling:
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Other
Road Surface:
Parking & Garage
Garage Spaces:
3
Total Parking Spaces:
8
Parking Features:
Nearby Schools
School District
Worcester School District local
C-
Where Graduates Go
Class of 2021
51%
attend college
35%
4-Year
16%
2-Year
4%
Out of State
4%
Working
School Safety
2024-25
4.1%
Above Average
3.3%
Suspensions
1.7%
In-School
0.8%
Emergency
1.4% below state avg
Elementary Schools
10 schools
C-
Woodland Academy
< 0.1 mi
|
#11 of 12
|
Score: 28.8
Improved 726 spots from last year
-29.4 below state avg
486 students
Diverse
Rising School
Grades K-06
F
Chandler Elementary Community School
0.3 mi
|
#807 of 825
|
Score: 26.6
Dropped 61 spots from last year
-31.6 below state avg
412 students
Diverse
Diverse Student Body
Grades K-06
C-
Jacob Hiatt Magnet School
0.4 mi
|
#693 of 825
|
Score: 36.3
Dropped 138 spots from last year
-21.9 below state avg
362 students
Diverse
Diverse Student Body
Grades PK-06
C-
Goddard School/Science Technical
0.8 mi
|
#707 of 825
|
Score: 35.1
Improved 13 spots from last year
-23.1 below state avg
334 students
Diverse
Grades PK-06
C-
Canterbury School
0.8 mi
|
#747 of 825
|
Score: 32.8
Improved 62 spots from last year
-25.4 below state avg
307 students
Diverse
Rising School
Diverse Student Body
Grades PK-06
D
Elm Park Community School
0.9 mi
|
#774 of 825
|
Score: 30.9
Improved 30 spots from last year
-27.4 below state avg
444 students
Diverse
Rising School
Grades K-06
C+
Columbus Park School
0.9 mi
|
#9 of 12
|
Score: 31.8
Improved 720 spots from last year
-26.4 below state avg
358 students
Diverse
Rising School
Diverse Student Body
Grades PK-06
C-
Midland Street School
1.0 mi
|
#718 of 825
|
Score: 34.5
Dropped 195 spots from last year
-23.7 below state avg
239 students
Diverse
Diverse Student Body
Grades K-06
C-
Learning First Charter Public School
1.1 mi
|
#292 of 352
|
Score: 32.3
Improved 40 spots from last year
-25.9 below state avg
666 students
Diverse
Rising School
Grades K-08
Summit Academy School for Alternative Learners
1.3 mi
Grades K-12
Middle Schools
6 schools
The Nativity School of Worcester
1.5 mi
Grades 05-08
Worcester SDA School
2.3 mi
Grades 01-08
C-
Worcester East Middle School
1.8 mi
|
#302 of 352
|
Score: 31.5
Improved 51 spots from last year
-26.7 below state avg
781 students
Diverse
Rising School
Diverse Student Body
Grades 06-08
C+
Forest Grove Middle School
2.0 mi
|
#230 of 352
|
Score: 38.2
Improved 90 spots from last year
-20 below state avg
938 students
Diverse
Rising School
Diverse Student Body
Grades 07-08
B
Sullivan Middle School
2.5 mi
|
#156 of 352
|
Score: 44.0
Improved 29 spots from last year
-14.2 below state avg
954 students
Diverse
Rising School
Diverse Student Body
Grades 06-08
C+
Burncoat Middle School
3.1 mi
|
#231 of 352
|
Score: 38.0
Improved 50 spots from last year
-20.2 below state avg
679 students
Diverse
Rising School
Diverse Student Body
Grades 07-08
High Schools
10 schools
B+
Claremont Academy
0.3 mi
|
#9 of 25
|
Score: 37.3
Improved 317 spots from last year
-20.9 below state avg
451 students
Moderate
10 sports
• 216 athletes
Early College Program
Rising School
College Ready Curriculum
Grades 07-12
C-
University Park Campus School
0.9 mi
|
#286 of 346
|
Score: 42.8
Dropped 9 spots from last year
-15.4 below state avg
224 students
Diverse
Early College Program
College Ready Curriculum
Grades 07-12
Worcester Alternative High School
1.1 mi
36 students
Diverse
Diverse Student Body
Grades 07-12
Worcester Academy
1.4 mi
Grades 06-12
Notre Dame Academy
1.8 mi
Grades 07-12
Saint Paul Diocesan Junior/Senior High School
2.1 mi
Grades 07-12
B-
Doherty Memorial High School
0.7 mi
|
#199 of 346
|
Score: 52.3
Improved 22 spots from last year
-5.9 below state avg
1,756 students
Very Diverse
19 sports
• 1,302 athletes
Early College Program
Rising School
Career Tech Programs
College Ready Curriculum
Grades 09-12
A+
Massachusetts Academy of Math and Science at WPI
1.5 mi
|
#2 of 346
|
Score: 91.7
Same rank as last year
98 students
Moderate
Strong AP Program
College Ready Curriculum
Strong Attendance
Grades 11-12
C+
Worcester Technical High School
2.4 mi
|
#223 of 346
|
Score: 50.1
Improved 43 spots from last year
-8.1 below state avg
1,409 students
Diverse
19 sports
• 1,016 athletes
Early College Program
High Graduation Rate
Rising School
Career Tech Programs
Grades 09-12
B
South High Community School
2.6 mi
|
#169 of 346
|
Score: 54.3
Improved 64 spots from last year
-3.9 below state avg
1,770 students
Diverse
19 sports
• 1,056 athletes
Early College Program
Rising School
Career Tech Programs
College Ready Curriculum
Grades 09-12
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Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$606
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
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Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
7 Bluff St, Worcester MA 01610
Worcester, MA 01610
Listing Information
Listing Agent
Tai Cheng
Listing Office
La Maison
Office Phone
508-736-2911
Agent MLS ID
NB113513
Office MLS ID
AN2029
Listing Data Updated
Jul 21, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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