FeaturesBathroom - Full, Bathroom - With Tub & Shower, Flooring - Stone/Ceramic Tile
LevelFirst
34R Underhill St # 3, Winthrop MA 02152
Winthrop, MA 02152 • Winthrop Beach
$495,000
$449,900
Est. $3,122/month
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Open House Schedule
22
Aug
Saturday, August 22
11:00 AM - 1:00 PM EDT
23
Aug
Sunday, August 23
11:00 AM - 12:30 PM EDT
About this home
This like-new 2-bedroom, 2 bath condo at 34 Underhill Street delivers the finish level of new construction at a fraction of the cost. Gut renovated and converted in 2020, every detail was approached with care, from the white shaker kitchen with quartz countertops, blue glass tile backsplash, gold hardware, and stainless steel appliances including gas cooking, to the wide plank hardwood floors that run throughout the entire unit. The primary bedroom features a custom walk-in closet with built-in shelving and drawers, and direct access to a full bath. The open living area is bright and generously sized with recessed lighting and mini-split systems for year-round comfort. Ground-floor entry with private access adds convenience rarely found in condo living. Set steps from the Winthrop coastline with the Boston ferry, Rt. 1A, and Logan Airport all just minutes away, this is a turnkey home in a location that continues to attract buyers who want coastal living without sacrificing quality.
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Recently Sold Nearby
Property History
Market Insights
2
Price Changes
9.1%
Price Range
Property Timeline
Price Reduced
Aug 20, 2026
$449,900
$25,000
(-5.26%)
From $474,900 to $449,900 (-5.3%)
Price Reduced
Aug 4, 2026
$474,900
$20,100
(-4.06%)
From $495,000 to $474,900 (-4.1%)
Listed for Sale
Jul 16, 2026
$495,000
Original listing
Agent: Reserve Team
Office: Reference Real Estate
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/20/2026 | ↓ Price Reduced | $449,900 | $25,000 | - | From $474,900 to $449,900 (-5.3%) |
| 08/04/2026 | ↓ Price Reduced | $474,900 | $20,100 | - | From $495,000 to $474,900 (-4.1%) |
| 07/16/2026 | 🏠 Listed for Sale | $495,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $5,064 | $454,600 |
Financial Details
Annual Property Tax
$5,064
Tax Year 2026
HOA Fee
$225
Monthly
Assessed Value
$454,600
Facts & Features
Home Facts
Type
Residential
Style
Condominium
Year Built
1920
Living Area
879 sq ft
Stories
1
Bedrooms
2
Full Baths
2
Total Rooms
4
Interior
Heating
Individual, Unit Control, Ductless
Cooling
Individual, Unit Control, Ductless
Flooring
Tile, Hardwood
Appliances
Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace
None
Basement
Y
Laundry
In Unit, Washer Hookup
Features
None
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Features
Off Street, Tandem, Deeded
Total Spaces
1
Utilities
Electric
Circuit Breakers, 100 Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range, Washer Hookup
Financial
Annual Tax
$5,064
Assessed Value
$454,600
HOA & Community
HOA Fee
$225 Monthly
Fee Includes
Water, Sewer, Insurance, Maintenance Structure, Maintenance Grounds, Snow Removal, Reserve Funds
Amenities
None
Optional Fee Includes
None
Owner-Occupied Units
2
Down Payment Resource
Eligible
Pets
Yes
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
["Low-Rise","Attached"]
Unit/Building
3
Sq Ft Source
Public Record
Documents
Master Deed, Unit Deed, Rules & Regs, Management Association Bylaws (4)
County
Suffolk
Total market time (incl. prior listings)
35 days
Property Overview
Property Type
Condominium
Listing Type
For Sale
Year Built
1920
Bedrooms
2
Full Bathrooms
2
Living Area
879 sq ft
Total Rooms
4
Stories
1
Entry Level
1
Floor Layout
Interactive room guide
Floor Layout
Finished Area
879 sq ft above grade
FeaturesFlooring - Hardwood, Window(s) - Bay/Bow/Box, Countertops - Stone/Granite/Solid, Kitchen Island, Cabinets - Upgraded, Open Floorplan, Recessed Lighting, Remodeled, Stainless Steel Appliances
LevelFirst
FeaturesBathroom - Full, Bathroom - Tiled With Shower Stall, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Cabinets - Upgraded, Double Vanity
LevelFirst
FeaturesCloset, Flooring - Hardwood, Recessed Lighting
LevelFirst
FeaturesFlooring - Hardwood, Window(s) - Bay/Bow/Box, Open Floorplan, Recessed Lighting
LevelFirst
FeaturesBathroom - Full, Walk-In Closet(s), Flooring - Hardwood, Recessed Lighting
LevelFirst
FeaturesYes
Display Options
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Tile, Hardwood
Appliances:
Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Basement:
Y
Laundry:
In Unit, Washer Hookup
Security:
Construction & Materials
Year Built:
1920
Effective Year (Renovated):
2020
Structure Type:
Low-Rise, Attached
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Stories:
1
Heating, Cooling & Utilities
Heating:
Individual, Unit Control, Ductless
Cooling:
Individual, Unit Control, Ductless
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Total Parking Spaces:
1
Parking Features:
Off Street, Tandem, Deeded
Nearby Schools
School District
Winthrop School District local
C
School Safety
2024-25
0.3%
Low
0.3%
Suspensions
5.2% below state avg
Elementary Schools
2 schools
B-
Arthur T. Cummings Elementary School
0.9 mi
|
#453 of 824
|
Score: 46.0
Improved 101 spots from last year
-12.2 below state avg
467 students
Less Diverse
Rising School
Strong Attendance
Grades 03-05
William P. Gorman/Fort Banks Elementary School
1.0 mi
487 students
Less Diverse
Grades PK-02
Middle Schools
1 school
B+
Winthrop Middle School
0.8 mi
|
#119 of 352
|
Score: 47.4
Dropped 26 spots from last year
-10.8 below state avg
439 students
Less Diverse
Grades 06-08
High Schools
1 school
C+
Winthrop High School
0.7 mi
|
#241 of 346
|
Score: 47.2
Dropped 112 spots from last year
-11 below state avg
568 students
Less Diverse
18 sports
• 1,118 athletes
College Ready Curriculum
Strong Athletics
Grades 09-12
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Monthly Payment Breakdown
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Property Tax
$422
Homeowners Insurance
$200
HOA Fee
$225/mo
PMI (if <20% down)
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Loan Summary
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
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Location
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Neighborhood
Winthrop Beach
34R Underhill St # 3, Winthrop MA 02152
Winthrop, MA 02152
Listing Information
Listing Agent
Reserve Team
Listing Office
Reference Real Estate
Office Phone
781-342-0052
Agent MLS ID
TM362024
Office MLS ID
AN8944
Listing Data Updated
Aug 20, 2026 3:12 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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