FeaturesFlooring - Hardwood
LevelSecond
9 Cross St, Fitchburg MA 01420
Fitchburg, MA 01420
$419,900
$399,900
Est. $2,506/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
Adjust the payment calculatorTrack this home for price, status, and open-house alerts.
About this home
SELLER SAYS SELL! Just minutes from major highways and within walking distance of the commuter rail station, this move-in ready 4-bedroom, 2-bathroom home checks every box: updated systems, conveniently located, designed for easy living with room to grow. Tastefully updated throughout, it offers generous room sizes, thoughtful finishes, and a functional layout. The main level features an expansive kitchen with abundant cabinet and counter space, a large center island, spacious dining area, large living room, convenient first-floor laundry, and a first-floor bedroom, ideal for guests, a home office, or single-level living. Upstairs are three additional bedrooms, including the primary, along with a second full bath. Beautiful hardwood flooring and upgraded lighting fixtures add a polished finishing touch. Outside, enjoy a large fenced-in yard offering privacy and space for recreation and entertaining and ample off-street parking. Major updates include a 2017 roof, new electrical and plumbing, a 2021 heating system, and three heating zones. Commuter-friendly and close to shopping, schools, restaurants, and parks, this one is ready to call home and priced to sell fast. Schedule your showing today!
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Recently Sold Nearby
Property History
Market Insights
2
Price Changes
4.8%
Price Range
Property Timeline
Price Reduced
Oct 2, 2026
$399,900
$15,000
(-3.62%)
From $414,900 to $399,900 (-3.6%)
Price Reduced
Sep 22, 2026
$414,900
$5,000
(-1.19%)
From $419,900 to $414,900 (-1.2%)
Showing Instructions Updated
Jul 18, 2026
New showing requirements
Listed for Sale
Jul 15, 2026
$419,900
Original listing
Agent: The Donnelly Team
Office: Coldwell Banker Realty - Leominster
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/02/2026 | ↓ Price Reduced | $399,900 | $15,000 | - | From $414,900 to $399,900 (-3.6%) |
| 09/22/2026 | ↓ Price Reduced | $414,900 | $5,000 | - | From $419,900 to $414,900 (-1.2%) |
| 07/18/2026 | 👁️ Showing Instructions Updated | - | - | - | New showing requirements |
| 07/15/2026 | 🏠 Listed for Sale | $419,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $3,411 | $252,500 |
Financial Details
Annual Property Tax
$3,411
Tax Year 2025
Assessed Value
$252,500
Facts & Features
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1920
Living Area
1,902 sq ft
Lot Size
0.14 acres
Bedrooms
4
Full Baths
2
Total Rooms
6
Interior
Heating
Baseboard, Natural Gas
Cooling
Window Unit(s)
Flooring
Wood, Tile, Carpet, Hardwood
Appliances
Gas Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace
None
Basement
Partial, Unfinished
Laundry
First Floor
Features
None
Exterior
Construction
Frame
Architecture
Colonial
Roof
Shingle
Features
Deck - Wood
Pool
None
Spa
None
Fencing
Fenced/enclosed
Patio/Porch
Deck - Wood
Parking
Features
Off Street
Total Spaces
8
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range
Financial
Annual Tax
$3,411
Assessed Value
$252,500
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Neither Seller Nor Listing Agent Make Any Representations As To The Accuracy Of Any Information Contained Herein. Buyer/buyer Agent Must Conduct Their Own Due Diligence And Verifications.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
blue
Sq Ft Source
Other
Documents
None
County
Worcester
Total market time (incl. prior listings)
86 days
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1920
Bedrooms
4
Full Bathrooms
2
Living Area
1,902 sq ft
Total Rooms
6
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,902 sq ft above grade
FeaturesFlooring - Wall to Wall Carpet
LevelSecond
FeaturesBathroom - Full, Flooring - Stone/Ceramic Tile
LevelSecond
FeaturesWalk-In Closet(s), Flooring - Hardwood
LevelSecond
FeaturesFlooring - Vinyl, Countertops - Upgraded, Kitchen Island
LevelFirst
FeaturesFlooring - Wall to Wall Carpet
LevelFirst
FeaturesBathroom - Full, Flooring - Stone/Ceramic Tile
LevelFirst
FeaturesFlooring - Vinyl
LevelFirst
FeaturesFlooring - Hardwood
LevelFirst
Display Options
Outdoor Areas
Patio & porchDeck - Wood
Room Markers
KKitchen (1)
BRBedroom (4)
BABathroom (2)
DDining (1)
LLiving (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Tile, Carpet, Hardwood
Appliances:
Gas Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Basement:
Partial, Unfinished
Laundry:
First Floor
Security:
Construction & Materials
Style:
Colonial
Year Built:
1920
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Stone
Heating, Cooling & Utilities
Heating:
Baseboard, Natural Gas
Heating Zones:
3
Cooling:
Window Unit(s)
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Deck - Wood
Patio & Porch:
Deck - Wood
Fencing:
Fenced/Enclosed
Other Structures:
Lot Features:
Corner Lot
Road Surface:
Paved
Parking & Garage
Total Parking Spaces:
8
Parking Features:
Off Street
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$284
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
9 Cross St, Fitchburg MA 01420
Fitchburg, MA 01420
Listing Information
Listing Agent
The Donnelly Team
Listing Office
Coldwell Banker Realty - Leominster
Office Phone
978-840-4014
Agent MLS ID
TM347217
Office MLS ID
AN6215
Listing Data Updated
Oct 9, 2026 3:07 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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