105 Grant St, Gardner MA 01440

Gardner, MA 01440
$425,000
Est. $2,708/month
4
Beds
2
Baths
2,214
Sq Ft
$192
Price/Sq Ft
0.30
Acres
1900
Year Built
4
Parking
42
Days on Market
For Sale Listed Jul 13, 2026 • MLS# 73548617 Copied! • Updated Jul 17, 2026

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About this home

calling all owner occupants. You won’t want to miss this Gardner 2 family with 2BR per unit. Within the last 12 years, the roof, vinyl siding, gas boilers and gas hot water heaters have been updated! Each unit offers 2BR, a full bath, a large eat-in kitchen and an oversized living room. The kitchen in Unit 2 has been remodeled. The enclosed porches on each floor would be perfect extra living space. A large walk up attic could be additional storage space. The basement has access to a garage workshop area - perfect for DIY hobbyists! The deck is just right for a BBQ grill and a quiet evening outdoors with friends. This is an amazing option for owner/occupants to get help paying the mortgage - or as a 1st time investment to begin your portfolio. All utilities are separate including an electrical panel for common areas. This is an ideal commuter location just minutes from Rte. 2 & a short distance to local shopping!

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Property History

Property Timeline

🏠
Listed for Sale
Jul 13, 2026
$425,000
Original listing
Agent: Emily Therrien Office: Winslow Homes LLC

Tax History

Year Taxes Assessment
2025 $4,307 $299,900

Financial Details

Annual Property Tax
$4,307
Tax Year 2025
Assessed Value
$299,900

Facts & Features

Home Facts

Type Residential Income
Style 2 Family - 2 Units Up/Down
Year Built 1900
Living Area 2,214 sq ft
Lot Size 0.30 acres
Bedrooms 4
Full Baths 2
Total Rooms 8

Investment Metrics

Units 2
Unit 1 Rent $1,100/mo · N
Unit 2 Rent — · N
Total Monthly Rent $1,100/mo
Gross Income $13,200
Net Operating Income $13,200
Cap Rate 3.11%
Heating None
Cooling None
Flooring Wood, Vinyl
Appliances None
Fireplace None
Basement Full, Walk-out Access
Laundry Electric Dryer Hookup, Washer Hookup
Features None
Construction Frame
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch Deck
Features Off Street
Total Spaces 4
Electric 110 Volts
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Dryer, Washer Hookup

Financial

Annual Tax $4,307
Assessed Value $299,900
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Seller Disclosures Selling Agent Related To Seller
Possession None
Accepted Financing None
Structure Type []
House Color beige
Sq Ft Source Public Record
Documents None
County Worcester
Total market time (incl. prior listings) 4 days

Property Overview

Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1900
Bedrooms
4
Full Bathrooms
2
Living Area
2,214 sq ft
Total Rooms
8
Stories
2
Levels
2

Floor Layout

Interior Features

Flooring: Wood, Vinyl
Appliances:
Interior Features:
Windows:
Basement: Full, Walk-Out Access
Laundry: Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Year Built: 1900
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter
Stories: 2

Heating, Cooling & Utilities

Heating:
Cooling:
Hot Water: Natural Gas
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Deck
Fencing:
Other Structures:
Lot Features: Wooded, Sloped
Road Surface:

Parking & Garage

Total Parking Spaces: 4
Parking Features: Off Street
School District
Gardner School District local
D
School Safety 2024-25
5.8% Above Average
5.6% Suspensions 0.5% In-School 0.2% Emergency
0.3% above state avg
E

Elementary Schools

2 schools
Wachusett Hills Christian School
2.3 mi
Grades K-08
C-
Gardner Elementary School
0.9 mi | #669 of 824 | Score: 37.5
Improved 96 spots from last year
-20.7 below state avg
1,087 students Diverse
Rising School Diverse Student Body
Grades PK-04
M

Middle Schools

1 school
F
Gardner Middle School
1.1 mi | #338 of 352 | Score: 26.8
Dropped 7 spots from last year
-31.4 below state avg
514 students Diverse
Grades 05-07
H

High Schools

2 schools
C+
Gardner High School
1.0 mi | #239 of 346 | Score: 47.5
Improved 74 spots from last year
-10.7 below state avg
808 students Diverse
15 sports • 820 athletes
Early College Program High Graduation Rate Rising School Career Tech Programs
Grades 08-12
D
Gardner Academy for Learning and Technology
0.4 mi | #331 of 346 | Score: 26.7
Improved 48 spots from last year
-31.6 below state avg
123 students Diverse
Early College Program Rising School Career Tech Programs
Grades 09-12
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $359
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

105 Grant St, Gardner MA 01440

Gardner, MA 01440

Listing Information

Listing Agent Emily Therrien
Listing Office Winslow Homes LLC
Office Phone 386-690-5858
Agent MLS ID CN243576
Office MLS ID AN8023
Listing Data Updated Jul 17, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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