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96 Washington St, Gardner MA 01440

Gardner, MA 01440
$450,000
Est. $2,839/month
3
Beds
1.5
Baths
1,661
Sq Ft
$271
Price/Sq Ft
0.16
Acres
1920
Year Built
6
Parking
9
Days on Market
Active Open House Listed Jul 1, 2026 • MLS# 73543987 Copied! • Updated Jul 5, 2026

Open House Schedule

12
Jul
Sunday, July 12
12:30 PM - 1:30 PM EDT

About this home

Make your home in this welcoming and charming 3-bedroom, 1.5-bathroom home in historic Gardner, Mass, "The Chair City of the World." The home echoes its city's historical roots with architectural details of yesteryear, combined with contemporary conveniences. The home sits atop a tranquil, elevated corner, with a fully fenced-in, level backyard with a new pergola, patio, and fire pit area for relaxing and entertaining. A covered porch, additional patio, carport, storage shed, two driveways, professional landscaping/stonework, and a garden area add further exterior interest to the home. Inside, the first floor boasts a wrap-around sitting room, formal dining room, spacious kitchen, mudroom, living room, and open staircase. The second floor provides private quarters with a full bathroom and three spacious bedrooms with generous closets. Seller has made many improvements—see attached Upgrades & Improvements List on MLS. Showings deferred until Open House: Sun, 7/5, 11:00am-12:30pm.

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Property History

Property Timeline

🏠
Listed for Sale
Jul 1, 2026
$450,000
Original listing
Agent: Erica Swallow Office: Swallow Real Estate, Inc.

Tax History

Year Taxes Assessment
2026 $4,365 $317,000

Financial Details

Annual Property Tax
$4,365
Tax Year 2026
Assessed Value
$317,000

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1920
Living Area 1,661 sq ft
Lot Size 0.16 acres
Bedrooms 3
Full Baths 1
Half Baths 1
Total Rooms 7

Interior

Heating Steam, Oil
Cooling Window Unit(s), None
Flooring Wood, Vinyl, Hardwood, Flooring - Hardwood, Flooring - Vinyl
Appliances Water Heater, Range, Dishwasher, Microwave, Refrigerator, Energy Star Qualified Dryer, Energy Star Qualified Washer, Range Hood
Fireplace None
Basement Full, Interior Entry, Bulkhead, Concrete, Unfinished
Laundry Electric Dryer Hookup, Washer Hookup, Sink, In Basement
Features Ceiling Fan(s), Closet/cabinets - Custom Built, Wainscoting, Lighting - Overhead, Beadboard, Decorative Molding, Sitting Room, Mud Room

Exterior

Construction Frame
Architecture Colonial
Roof Shingle
Features Porch, Patio, Cabana, Rain Gutters, Professional Landscaping, Screens, Fenced Yard, Garden, Stone Wall
Pool None
Spa None
Fencing Fenced
Patio/Porch Porch, Patio
Features Carport, Paved Drive, Off Street, Driveway, Paved
Total Spaces 6
Electric Circuit Breakers, 200+ Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Dryer, Washer Hookup
Annual Tax $4,365
Assessed Value $317,000
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Seller Disclosures See All Mls Attachments, Including Upgrades & Improvements List, Floor Plan, And Other Disclosures. There Are Two Driveways—lower Driveway Leading To Shed Is Shared With Neighbor.
Exclusions Mounted Tv In Living Room To Stay/Remain
Possession None
Accepted Financing Contract
Structure Type []
House Color White
Sq Ft Source Public Record
Documents None
County Worcester
Total market time (incl. prior listings) 4 days

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1920
Bedrooms
3
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,661 sq ft
Total Rooms
7

Room Details

Second Floor

Bedroom3
Closet, Flooring - Vinyl, Lighting - Overhead, Decorative Molding
Bathroom2
Bathroom - Full, Bathroom - Tiled With Tub & Shower, Decorative Molding
Bedroom2
Closet, Flooring - Vinyl, Lighting - Sconce, Decorative Molding
Master Bedroom
Closet, Flooring - Vinyl, Lighting - Sconce

Other Floor

Bedroom5
Bedroom4
Bathroom3
Office
Family Room
Master Bathroom
No

Main,First Floor

Bathroom1
Bathroom - Half, Flooring - Vinyl, Lighting - Overhead
Dining Room
Ceiling Fan(s), Closet, Flooring - Hardwood, Chair Rail, Decorative Molding
Kitchen
Flooring - Vinyl, Country Kitchen, Lighting - Overhead
Living Room
Flooring - Hardwood, Beadboard, Decorative Molding

Interior Features

Flooring: Wood, Vinyl, Hardwood, Flooring - Hardwood, Flooring - Vinyl
Appliances: Water Heater, Range, Dishwasher, Microwave, Refrigerator, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Washer, Range Hood
Interior Features: Ceiling Fan(s), Closet/Cabinets - Custom Built, Wainscoting, Lighting - Overhead, Beadboard, Decorative Molding, Sitting Room, Mud Room
Windows: Insulated Windows, Screens
Basement: Full, Interior Entry, Bulkhead, Concrete, Unfinished
Laundry: Electric Dryer Hookup, Washer Hookup, Sink, In Basement
Security:

Construction & Materials

Style: Colonial
Year Built: 1920
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone, Brick/Mortar

Heating, Cooling & Utilities

Heating: Steam, Oil
Heating Zones: 1
Cooling: Window Unit(s), None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch, Patio, Cabana, Rain Gutters, Professional Landscaping, Screens, Fenced Yard, Garden, Stone Wall
Patio & Porch: Porch, Patio
Fencing: Fenced
Other Structures: Cabana
Lot Features: Corner Lot
Road Surface:

Parking & Garage

Total Parking Spaces: 6
Parking Features: Carport, Paved Drive, Off Street, Driveway, Paved

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
%
Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $364
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

96 Washington St, Gardner MA 01440

Gardner, MA 01440

Listing Information

Listing Agent Erica Swallow
Listing Office Swallow Real Estate, Inc.
Office Phone 413-314-3383
Agent MLS ID CN243577
Office MLS ID AN9523
Listing Data Updated Jul 5, 2026 3:07 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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