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1644-1646 N Main St, Palmer MA 01069

Palmer, MA 01069
$369,000
Est. $2,389/month
5
Beds
2
Baths
2,054
Sq Ft
$180
Price/Sq Ft
0.11
Acres
1900
Year Built
4
Parking
10
Days on Market
Active Listed Jun 29, 2026 • MLS# 73543213 Copied! • Updated Jul 3, 2026

About this home

Well-maintained two-family home conveniently located just two minutes from Baystate Wing Hospital and the Mass Pike, providing easy access for commuters and everyday amenities. The vacant second-floor unit offers 3 bedrooms, making it an excellent opportunity for an owner-occupant or investor seeking market-rate rental income. The occupied first-floor unit features 2 bedrooms. Both apartments include spacious enclosed porches, separate laundry hookups in the basement, and ample storage. Recent improvements include new vinyl siding, vinyl replacement windows throughout, LVP flooring and granite countertops in the vacant unit, a new roof (2024), and both electrical panels replaced in 2024. Each unit is served by its own forced-air furnace, both replaced within the last five years. Off-street parking adds to the property's convenience and appeal.

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Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Jun 30, 2026
$369,000
Original listing
Agent: Patriot Living Group Office: Lock and Key Realty Inc.

Tax History

Year Taxes Assessment
2025 $3,873 $213,400

Financial Details

Annual Property Tax
$3,873
Tax Year 2025
Assessed Value
$213,400

Facts & Features

Home Facts

Type Residential Income
Style Multi Family
Year Built 1900
Living Area 2,054 sq ft
Lot Size 0.11 acres
Bedrooms 5
Full Baths 2
Total Rooms 10

Investment Metrics

Units 2
Unit 1 Rent $1,300/mo · N
Unit 2 Rent — · N
Total Monthly Rent $1,300/mo
Gross Income $15,600
Net Operating Income $15,600
Cap Rate 4.23%
Heating None
Cooling None
Flooring Wood
Appliances None
Fireplace None
Basement Full
Laundry Electric Dryer Hookup, Washer Hookup
Features None
Construction None
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch Porch, Enclosed
Features Paved Drive, Off Street, Paved
Total Spaces 4
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Dryer, Washer Hookup

Financial

Annual Tax $3,873
Assessed Value $213,400
Fee Includes None
Amenities None
Optional Fee Includes None
Seller Disclosures Seller Has Never Lived In The Property. Member Of Ownership Entity Is Licensed Real Estate Salesperson. Neither Seller Or Listing Agent Make Any Representations As To The Accuracy Of Any Information Hereto, Buyer/buyers Agent To Perform Own And All Due Diligence.
Possession None
Accepted Financing Contract
Structure Type []
House Color Blue
Sq Ft Source Public Record
Documents None
County Hampden
Total market time (incl. prior listings) 4 days

Property Overview

Property Type
Multi Family
Listing Type
For Sale
Year Built
1900
Bedrooms
5
Full Bathrooms
2
Living Area
2,054 sq ft
Total Rooms
10
Stories
3
Levels
3

Room Details

Other Floor

Bathroom1
Bedroom5
Bedroom4
Bedroom3
Dining Room
Kitchen
Bathroom2
Bedroom2
Living Room
Bathroom3
Master Bedroom
Office
Family Room
Master Bathroom

Interior Features

Flooring: Wood
Appliances:
Interior Features:
Windows: Insulated Windows
Basement: Full
Laundry: Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Year Built: 1900
Structure Type:
Exterior Materials:
Roof: Shingle
Foundation: Stone
Stories: 3

Heating, Cooling & Utilities

Heating:
Cooling:
Hot Water: Electric
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Porch, Enclosed
Fencing:
Other Structures:
Lot Features: Corner Lot, Level
Road Surface:

Parking & Garage

Total Parking Spaces: 4
Parking Features: Paved Drive, Off Street, Paved

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $323
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

1644-1646 N Main St, Palmer MA 01069

Palmer, MA 01069

Listing Information

Listing Agent Patriot Living Group
Listing Office Lock and Key Realty Inc.
Office Phone 413-282-8080
Agent MLS ID TM336290
Office MLS ID AN5521
Listing Data Updated Jul 3, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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