29-31 Cotton St, Leominster MA 01453 - Preview 1 29-31 Cotton St, Leominster MA 01453 - Preview 2 29-31 Cotton St, Leominster MA 01453 - Preview 3 29-31 Cotton St, Leominster MA 01453 - Preview 4 29-31 Cotton St, Leominster MA 01453 - Preview 5 29-31 Cotton St, Leominster MA 01453 - Preview 6 29-31 Cotton St, Leominster MA 01453 - Preview 7 29-31 Cotton St, Leominster MA 01453 - Preview 8 29-31 Cotton St, Leominster MA 01453 - Preview 9 29-31 Cotton St, Leominster MA 01453 - Preview 10
29-31 Cotton St, Leominster MA 01453 - Preview 1 29-31 Cotton St, Leominster MA 01453 - Preview 2 29-31 Cotton St, Leominster MA 01453 - Preview 3 29-31 Cotton St, Leominster MA 01453 - Preview 4 29-31 Cotton St, Leominster MA 01453 - Preview 5 29-31 Cotton St, Leominster MA 01453 - Preview 6 29-31 Cotton St, Leominster MA 01453 - Preview 7 29-31 Cotton St, Leominster MA 01453 - Preview 8 29-31 Cotton St, Leominster MA 01453 - Preview 9 29-31 Cotton St, Leominster MA 01453 - Preview 10

29-31 Cotton St, Leominster MA 01453

Leominster, MA 01453 • North Leominster
$749,000
$739,000
Est. $4,610/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

Adjust the payment calculator
7
Beds
3
Baths
3,288
Sq Ft
$225
Price/Sq Ft
0.32
Acres
1901
Year Built
10
Parking
3 Family
Type
125
Days on Market
For Sale Price Drop -$10,000 Listed Jun 5, 2026 • MLS# 73531095 Copied! • Updated Sep 14, 2026

Track this home for price, status, and open-house alerts.

About this home

For Sale By Owner | 29–31 Cotton St, Leominster | 3-Unit Multi-Family | 10 Parking Spaces rare value-add investment opportunity in Leominster's RC zoning district. Two spacious 3-bedroom townhouse-style units with private entrances plus a 1-bedroom upper unit — all with separate utilities. The walk-up attic offers significant untapped potential with open space to expand the 1-bedroom unit into additional bedrooms, subject to the buyer's due diligence. Property may qualify for a detached ADU, which could meaningfully boost rental income — contact the municipality for zoning details. Electrical service has room for improvement, giving a savvy buyer immediate equity. Generous backyard, two farmer-style porches, deck, storage shed, and 10 parking spaces. Public sewer and water. Steps from downtown Leominster, schools, and transit with direct access to Routes 2 and 12 — an easy commute to Worcester and Boston.

BMN Estimate

Get the number an algorithm can't give you

A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.

Recently Sold Nearby

Property History

Market Insights

1
Price Changes
1.3%
Price Range

Property Timeline

↓
Price Reduced
Aug 6, 2026
$739,000 $10,000 (-1.34%)
From $749,000 to $739,000 (-1.3%)
🏠
Listed for Sale
Jun 5, 2026
$749,000
Original listing
Agent: Edward Perez Office: Edward Perez

Tax History

Year Taxes Assessment
2026 $8,077 $591,300

Financial Details

Annual Property Tax
$8,077
Tax Year 2026
Assessed Value
$591,300

Facts & Features

Home Facts

Type Residential Income
Style 3 Family
Year Built 1901
Living Area 3,288 sq ft
Lot Size 0.32 acres
Stories 5
Bedrooms 7
Full Baths 3
Total Rooms 15

Investment Metrics

Units 3
Unit 1 Rent $2,300/mo · Y
Unit 2 Rent $2,200/mo · Y
Unit 3 Rent $1,350/mo
Total Monthly Rent $5,850/mo
Gross Income $70,200
Net Operating Income $70,200
Cap Rate 9.50%
Heating Steam, Natural Gas
Cooling Window Unit(s)
Flooring Varies, Carpet
Appliances Range, Dishwasher, Refrigerator
Fireplace None
Basement Full, Walk-out Access, Concrete
Laundry Washer & Dryer Hookup
Features Bathroom With Tub & Shower, Ceiling Fan(s), Remodeled, Living Room, Kitchen, Laundry Room
Construction Post & Beam
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing Fenced/enclosed
Patio/Porch Porch, Deck - Wood, Covered
Features Paved Drive, Off Street, Guest, Paved
Total Spaces 10
Electric 200+ Amp Service, Individually Metered
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range

Financial

Annual Tax $8,077
Assessed Value $591,300
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Lead Paint Certified Treated, Unknown
Seller Disclosures None
Exclusions Owner Has Never Lived At The Property
Possession None
Accepted Financing Contract
Structure Type []
House Color yellow
Sq Ft Source Public Record
Documents None
County Worcester
Total market time (incl. prior listings) 101 days

Property Overview

Property Type
3 Family
Listing Type
For Sale
Year Built
1901
Bedrooms
7
Full Bathrooms
3
Living Area
3,288 sq ft
Total Rooms
15
Stories
5
Levels
5

Floor Layout

Interior Features

Flooring: Varies, Carpet
Appliances: Range, Dishwasher, Refrigerator
Interior Features: Bathroom With Tub & Shower, Ceiling Fan(s), Remodeled, Living Room, Kitchen, Laundry Room
Windows:
Basement: Full, Walk-Out Access, Concrete
Laundry: Washer & Dryer Hookup
Security:

Construction & Materials

Year Built: 1901
Structure Type:
Exterior Materials: Post & Beam
Roof: Shingle
Foundation: Brick/Mortar
Stories: 5

Heating, Cooling & Utilities

Heating: Steam, Natural Gas
Heating Zones: 3
Cooling: Window Unit(s)
Hot Water: Natural Gas
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Porch, Deck - Wood, Covered
Fencing: Fenced/Enclosed
Other Structures:
Lot Features: Cleared, Level
Road Surface:

Parking & Garage

Total Parking Spaces: 10
Parking Features: Paved Drive, Off Street, Guest, Paved
School District
Leominster School District local
B-
✓ School Safety 2024-25
2.2% Average
2.2% Suspensions 4.1% In-School
↓ 3.3% below state avg
E

Elementary Schools

3 schools
Bennett School
0.3 mi
114 students Diverse
Diverse Student Body
Grades PK
St. Leo School
0.4 mi
Grades PK-08
C+
Northwest School
0.7 mi | #537 of 825 | Score: 43.4
Improved 118 spots from last year
-14.8 below state avg
663 students Diverse
Rising School Diverse Student Body
Grades 01-05
M

Middle Schools

3 schools
C+
Samoset School
2.2 mi | #215 of 352 | Score: 39.4
Improved 5 spots from last year
-18.8 below state avg
536 students Diverse
Diverse Student Body
Grades 06-08
B-
Sky View Middle School
2.6 mi | #192 of 352 | Score: 41.0
Improved 32 spots from last year
-17.2 below state avg
880 students Diverse
Rising School Diverse Student Body
Grades 06-08
C
Memorial Middle School
3.9 mi | #280 of 352 | Score: 33.8
Dropped 10 spots from last year
-24.4 below state avg
620 students Diverse
Diverse Student Body
Grades 06-08
H

High Schools

3 schools
C+
Center For Technical Education Innovation
0.8 mi | #222 of 346 | Score: 50.2
Dropped 30 spots from last year
-8 below state avg
881 students Diverse
Strong AP Program Early College Program High Graduation Rate Career Tech Programs
Grades 09-12
B-
Leominster High School
0.8 mi | #206 of 346 | Score: 51.8
Dropped 61 spots from last year
-6.4 below state avg
990 students Diverse
19 sports • 1,746 athletes
Strong AP Program Early College Program High Graduation Rate College Ready Curriculum
Grades 09-12
C-
Leominster Center for Excellence
0.9 mi | #312 of 346 | Score: 36.0
Dropped 25 spots from last year
-22.2 below state avg
77 students Diverse
Early College Program College Ready Curriculum
Grades 09-12
Learn about these ratings
School data provided by BMN Schools

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $673
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

Loading map...

Neighborhood

North Leominster

29-31 Cotton St, Leominster MA 01453

Leominster, MA 01453

Listing Information

Listing Agent Edward Perez
Listing Office Edward Perez
Office Phone 603-498-4402
Agent MLS ID NB113434
Office MLS ID AN3469
Listing Data Updated Sep 14, 2026 3:38 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

Contact Us

BMN Boston Real Estate
BMN Boston Real Estate
BMN Boston Powered by SERHANT
(617) 955-2224 contact@bmnboston.com
Ask about this property — free, no obligation.

Similar Homes for Sale

Comparable Properties

Customize Comparable Search

Finding comparable properties...

Market Analytics for Leominster, MA

Real-time market trends and pricing data for this area

Loading market insights for Leominster.