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3 Elm Street, Oxford MA 01540

Oxford, MA 01540
$445,000
$425,000
Est. $2,681/month
3
Beds
2
Baths
1,554
Sq Ft
$273
Price/Sq Ft
0.25
Acres
1885
Year Built
4
Parking
Single Family Residence
Type
59
Days on Market
Active Price Drop -$20,000 Listed May 13, 2026 • MLS# 73517707 Copied! • Updated Jul 3, 2026

About this home

A deceiving colonial with potential for a 10x35 family room with cathedral ceiling and skylights. It needs a pellet stove to make it cozy and usable year round. 1st floor bedroom and full bath on main level. Need an office or work station ? Great location on the first floor so you can work from home or have a craft room. Open kitchen/dining room with space for a dining room table at which to gather with friends. Second level has 2 bedrooms and full bath which is so convenient. The yard is level and private with a tree line separating you from neighbors Great patio on the side makes grilling easy and relaxing. .Minutes to the highway, yet in an established neighborhood..

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Recently Sold Nearby

Property History

Market Insights

1
Price Changes
4.5%
Price Range

Property Timeline

↓
Price Reduced
Jun 29, 2026
$425,000 $20,000 (-4.49%)
From $445,000 to $425,000 (-4.5%)
👁️
Showing Instructions Updated
May 20, 2026
New showing requirements
🏠
Listed for Sale
May 13, 2026
$445,000
Original listing
Agent: Jo-Ann Szymczak Office: RE/MAX Vision

Tax History

Year Taxes Assessment
2026 $3,982 $325,600

Financial Details

Annual Property Tax
$3,982
Tax Year 2026
Assessed Value
$325,600

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1885
Living Area 1,554 sq ft
Lot Size 0.25 acres
Bedrooms 3
Full Baths 2
Total Rooms 7

Interior

Heating Forced Air, Oil
Cooling None
Flooring Wood, Vinyl
Appliances Water Heater, Range, Dishwasher, Refrigerator
Fireplace None
Basement Full, Bulkhead
Laundry First Floor, Electric Dryer Hookup, Washer Hookup
Features None

Exterior

Construction Frame
Architecture Colonial
Roof Shingle
Features Porch, Rain Gutters, Storage
Pool None
Spa None
Fencing None
Patio/Porch Porch
Features Paved Drive, Off Street
Total Spaces 4
Electric Circuit Breakers
Water Public, Other
Sewer Private Sewer
Gas None
Other For Electric Dryer, Washer Hookup
Annual Tax $3,982
Assessed Value $325,600
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Seller Disclosures Property Has Had Some Renovations Including Roof, Heating, Electric, Hot Water Heater, Bathrooms, And Kitchen
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Sq Ft Disclosures 315 sq.ft, additional living area (unheated) included on 1st floor.
Documents None
County Worcester
Total market time (incl. prior listings) 51 days

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1885
Bedrooms
3
Full Bathrooms
2
Living Area
1,554 sq ft
Total Rooms
7

Room Details

First Floor

Bathroom1
Dining Room
Flooring - Wood
Kitchen
Flooring - Vinyl
Living Room
Ceiling Fan(s), Flooring - Wood, Cable Hookup
Master Bedroom
Walk-In Closet(s), Closet
Family Room
Skylight, Cathedral Ceiling(s), Ceiling Fan(s)

Second Floor

Bedroom3
Closet
Bathroom2
Bedroom2
Closet

Other Floor

Bedroom5
Bedroom4
Bathroom3
Office
Master Bathroom
No

Interior Features

Flooring: Wood, Vinyl
Appliances: Water Heater, Range, Dishwasher, Refrigerator
Interior Features:
Windows: Insulated Windows
Basement: Full, Bulkhead
Laundry: First Floor, Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Style: Colonial
Year Built: 1885
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone

Heating, Cooling & Utilities

Heating: Forced Air, Oil
Heating Zones: 1
Cooling: None
Hot Water:
Water Source: Public, Other
Sewer: Private Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch, Rain Gutters, Storage
Patio & Porch: Porch
Fencing:
Other Structures:
Lot Features: Level
Road Surface:

Parking & Garage

Total Parking Spaces: 4
Parking Features: Paved Drive, Off Street
School District
Oxford School District local
D
⚠ School Safety 2024-25
5.3% Above Average
4.0% Suspensions 0.2% In-School 0.1% Expulsions 1.2% Emergency
↓ 0.2% below state avg
E

Elementary Schools

2 schools
Alfred M Chaffee School
1.0 mi
313 students Moderate
Grades K-02
B-
Clara Barton School
2.1 mi | #472 of 824 | Score: 45.4
Improved 145 spots from last year
-12.8 below state avg
307 students Moderate
Rising School
Grades 03-05
M

Middle Schools

1 school
C
Oxford Middle School
1.1 mi | #259 of 352 | Score: 35.7
Improved 1 spots from last year
-22.5 below state avg
385 students Moderate
Grades 06-08
H

High Schools

1 school
C-
Oxford High School
1.1 mi | #289 of 346 | Score: 41.6
Dropped 81 spots from last year
-16.6 below state avg
453 students Diverse
13 sports • 492 athletes
College Ready Curriculum
Grades PK-12
Learn about these ratings
School data provided by BMN Schools

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $332
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
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Current Rate
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+0.5% Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

3 Elm Street, Oxford MA 01540

Oxford, MA 01540

Listing Information

Listing Agent Jo-Ann Szymczak
Listing Office RE/MAX Vision
Office Phone 508-595-9900
Agent MLS ID K0002215
Office MLS ID K95622
Listing Data Updated Jul 3, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

Contact Us

BMN Boston Real Estate
BMN Boston Real Estate
Douglas Elliman
(617) 800 - 9008 contact@bmnboston.com
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