LevelSecond
136 Chapel St, Gardner MA 01440
Gardner, MA 01440
$799,000
$625,000
Est. $3,733/month
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About this home
Country Cottage on Chapel in Chair City - so much to love! Situated on a corner lot near the junction of 140 and 101 with Rt 2 access within minutes, this property fulfills your FIELD OF DREAMS! With almost 600 ft of street frontage on Smith and 6+ acres of LAND, the possibilities seem endless for those exploring sub-dividing, ADU, homesteading, expanding, pool oasis, or your very own football field! This cozy cape allows for single level living with a 1st flr bdrm and bath w/WI tiled shower, hardwood floors, gas fp, DR & LR. Upstairs you'll find two more bedrooms, original built in drawers, walk through closet, hardwood floors, and the cutest windows w/original folding shutters including a mini greenhouse window for those with a green thumb! A private back deck is perfect to enjoy morning coffee or dinner with friends while overlooking your HUGE backyard complete with sheds & greenhouse, carports, fruit trees, garden beds, perennials, and loads of wildlife!
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Recently Sold Nearby
Property History
Market Insights
3
Price Changes
21.8%
Price Range
Property Timeline
Price Reduced
Jul 22, 2026
$625,000
$25,000
(-3.85%)
From $650,000 to $625,000 (-3.9%)
Price Reduced
Jul 1, 2026
$650,000
$99,900
(-13.32%)
From $749,900 to $650,000 (-13.3%)
Price Reduced
Jun 1, 2026
$749,900
$49,100
(-6.15%)
From $799,000 to $749,900 (-6.2%)
Listed for Sale
Apr 29, 2026
$799,000
Original listing
Agent: Heather Carbone
Office: Central Mass Real Estate
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 07/22/2026 | ↓ Price Reduced | $625,000 | $25,000 | - | From $650,000 to $625,000 (-3.9%) |
| 07/01/2026 | ↓ Price Reduced | $650,000 | $99,900 | - | From $749,900 to $650,000 (-13.3%) |
| 06/01/2026 | ↓ Price Reduced | $749,900 | $49,100 | - | From $799,000 to $749,900 (-6.2%) |
| 04/29/2026 | 🏠 Listed for Sale | $799,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $4,476 | $311,700 |
Financial Details
Annual Property Tax
$4,476
Tax Year 2025
Assessed Value
$311,700
Facts & Features
1 Car Garage
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1940
Living Area
1,451 sq ft
Lot Size
6.74 acres
Bedrooms
3
Full Baths
1
Total Rooms
5
Interior
Heating
Baseboard, Oil, Propane, Wood
Cooling
None
Flooring
Hardwood
Appliances
Range, Dishwasher, Refrigerator
Fireplace
None
Fireplaces
1
Basement
Full, Interior Entry, Concrete, Unfinished
Laundry
In Basement, Washer Hookup
Features
Central Vacuum
Exterior
Construction
Frame
Architecture
Cape
Roof
Shingle
Features
Deck - Wood, Rain Gutters, Storage, Fruit Trees, Garden, Stone Wall
Pool
None
Spa
None
Fencing
None
Patio/Porch
Deck - Wood
Parking
Garage Spaces
1
Has Garage
Yes
Features
Attached, Garage Door Opener, Paved Drive, Off Street, Paved, Unpaved
Total Spaces
11
Utilities
Electric
Circuit Breakers
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range, For Electric Oven, Washer Hookup
Financial
Annual Tax
$4,476
Assessed Value
$311,700
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Seller Disclosures
Subject To Satisfactory Seller Relocation. Corner Street Frontage: Chapel Approx 168ft, Smith Approx 592ft. Buyers And Bas To Perform All Due Diligence. Propane Tank For Fp. Wood Stove In Basement. 2nd Driveway Off Smith St, Unpaved. Property Abuts Conservation Land.
Exclusions
Washer/Dryer Negotiable. Birdbath Excluded.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Red
Sq Ft Source
Public Record
Documents
None
County
Worcester
Total market time (incl. prior listings)
88 days
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1940
Bedrooms
3
Full Bathrooms
1
Living Area
1,451 sq ft
Total Rooms
5
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,451 sq ft above grade
LevelSecond
LevelFirst
LevelFirst
LevelFirst
LevelFirst
LevelFirst
Display Options
Outdoor Areas
Patio & porchDeck - Wood
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Hardwood
Appliances:
Range, Dishwasher, Refrigerator
Interior Features:
Central Vacuum
Windows:
Basement:
Full, Interior Entry, Concrete, Unfinished
Laundry:
In Basement, Washer Hookup
Security:
Construction & Materials
Style:
Cape
Year Built:
1940
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Concrete Perimeter
Heating, Cooling & Utilities
Heating:
Baseboard, Oil, Propane, Wood
Cooling:
None
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Deck - Wood, Rain Gutters, Storage, Fruit Trees, Garden, Stone Wall
Patio & Porch:
Deck - Wood
Fencing:
Other Structures:
Lot Features:
Corner Lot, Wooded, Cleared
Road Frontage:
592.00 ft
Road Surface:
Paved
Parking & Garage
Garage Spaces:
1
Garage Type:
Attached
Total Parking Spaces:
11
Parking Features:
Attached, Garage Door Opener, Paved Drive, Off Street, Paved, Unpaved
Special Features
Fireplaces:
1
Fireplace Type:
Community Amenities:
Park
Nearby Schools
School District
Gardner School District local
D
School Safety
2024-25
5.8%
Above Average
5.6%
Suspensions
0.5%
In-School
0.2%
Emergency
0.3% above state avg
Elementary Schools
2 schools
Wachusett Hills Christian School
1.1 mi
Grades K-08
C-
Gardner Elementary School
0.8 mi
|
#669 of 824
|
Score: 37.5
Improved 96 spots from last year
-20.7 below state avg
1,087 students
Diverse
Rising School
Diverse Student Body
Grades PK-04
Middle Schools
1 school
F
Gardner Middle School
1.0 mi
|
#338 of 352
|
Score: 26.8
Dropped 7 spots from last year
-31.4 below state avg
514 students
Diverse
Grades 05-07
High Schools
2 schools
C+
Gardner High School
0.9 mi
|
#239 of 346
|
Score: 47.5
Improved 74 spots from last year
-10.7 below state avg
808 students
Diverse
15 sports
• 820 athletes
Early College Program
High Graduation Rate
Rising School
Career Tech Programs
Grades 08-12
D
Gardner Academy for Learning and Technology
1.4 mi
|
#331 of 346
|
Score: 26.7
Improved 48 spots from last year
-31.6 below state avg
123 students
Diverse
Early College Program
Rising School
Career Tech Programs
Grades 09-12
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$373
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
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Total interest paid
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Rate Impact
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
136 Chapel St, Gardner MA 01440
Gardner, MA 01440
Listing Information
Listing Agent
Heather Carbone
Listing Office
Central Mass Real Estate
Office Phone
877-537-9997
Agent MLS ID
H9500261
Office MLS ID
H80011
Listing Data Updated
Jul 26, 2026 3:06 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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