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136 Chapel St, Gardner MA 01440

Gardner, MA 01440
$799,000
$650,000
Est. $3,860/month
3
Beds
1
Baths
1,451
Sq Ft
$448
Price/Sq Ft
6.74
Acres
1940
Year Built
1
Garage Space
72
Days on Market
Active Price Drop -$149,000 Listed Apr 29, 2026 • MLS# 73509666 Copied! • Updated Jul 5, 2026

About this home

Country Cottage on Chapel in Chair City - so much to love! Situated on a corner lot near the junction of 140 and 101 with Rt 2 access within minutes, this property fulfills your FIELD OF DREAMS! With almost 600 ft of street frontage on Smith and 6+ acres of LAND, the possibilities seem endless for those exploring sub-dividing, ADU, homesteading, expanding, pool oasis, or your very own football field! This cozy cape allows for single level living with a 1st flr bdrm and bath w/WI tiled shower, hardwood floors, gas fp, DR & LR. Upstairs you'll find two more bedrooms, original built in drawers, walk through closet, hardwood floors, and the cutest windows w/original folding shutters including a mini greenhouse window for those with a green thumb! A private back deck is perfect to enjoy morning coffee or dinner with friends while overlooking your HUGE backyard complete with sheds & greenhouse, carports, fruit trees, garden beds, perennials, and loads of wildlife!

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Recently Sold Nearby

Property History

Market Insights

2
Price Changes
18.6%
Price Range

Property Timeline

Price Reduced
Jul 1, 2026
$650,000 $99,900 (-13.32%)
From $749,900 to $650,000 (-13.3%)
Price Reduced
Jun 1, 2026
$749,900 $49,100 (-6.15%)
From $799,000 to $749,900 (-6.2%)
🏠
Listed for Sale
Apr 29, 2026
$799,000
Original listing
Agent: Heather Carbone Office: Central Mass Real Estate

Tax History

Year Taxes Assessment
2025 $4,476 $311,700

Financial Details

Annual Property Tax
$4,476
Tax Year 2025
Assessed Value
$311,700

Facts & Features

1 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1940
Living Area 1,451 sq ft
Lot Size 6.74 acres
Bedrooms 3
Full Baths 1
Total Rooms 5

Interior

Heating Baseboard, Oil, Propane, Wood
Cooling None
Flooring Hardwood
Appliances Range, Dishwasher, Refrigerator
Fireplace None
Fireplaces 1
Basement Full, Interior Entry, Concrete, Unfinished
Laundry In Basement, Washer Hookup
Features Central Vacuum

Exterior

Construction Frame
Architecture Cape
Roof Shingle
Features Deck - Wood, Rain Gutters, Storage, Fruit Trees, Garden, Stone Wall
Pool None
Spa None
Fencing None
Patio/Porch Deck - Wood
Garage Spaces 1
Has Garage Yes
Features Attached, Garage Door Opener, Paved Drive, Off Street, Paved, Unpaved
Total Spaces 11
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Oven, Washer Hookup
Annual Tax $4,476
Assessed Value $311,700
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Seller Disclosures Subject To Satisfactory Seller Relocation. Corner Street Frontage: Chapel Approx 168ft, Smith Approx 592ft. Buyers And Bas To Perform All Due Diligence. Propane Tank For Fp. Wood Stove In Basement. 2nd Driveway Off Smith St, Unpaved. Property Abuts Conservation Land.
Exclusions Washer/Dryer Negotiable. Birdbath Excluded.
Possession None
Accepted Financing None
Structure Type []
House Color Red
Sq Ft Source Public Record
Documents None
County Worcester
Total market time (incl. prior listings) 67 days

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1940
Bedrooms
3
Full Bathrooms
1
Living Area
1,451 sq ft
Total Rooms
5

Room Details

First Floor

Bathroom1
Dining Room
Kitchen
Living Room
Master Bedroom

Second Floor

Bedroom3
Bedroom2

Other Floor

Bedroom5
Bedroom4
Bathroom2
Bathroom3
Office
Family Room
Master Bathroom

Interior Features

Flooring: Hardwood
Appliances: Range, Dishwasher, Refrigerator
Interior Features: Central Vacuum
Windows:
Basement: Full, Interior Entry, Concrete, Unfinished
Laundry: In Basement, Washer Hookup
Security:

Construction & Materials

Style: Cape
Year Built: 1940
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Baseboard, Oil, Propane, Wood
Cooling: None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck - Wood, Rain Gutters, Storage, Fruit Trees, Garden, Stone Wall
Patio & Porch: Deck - Wood
Fencing:
Other Structures:
Lot Features: Corner Lot, Wooded, Cleared
Road Frontage: 592.00 ft
Road Surface: Paved

Parking & Garage

Garage Spaces: 1
Garage Type: Attached
Total Parking Spaces: 11
Parking Features: Attached, Garage Door Opener, Paved Drive, Off Street, Paved, Unpaved

Special Features

Fireplaces: 1
Fireplace Type:
Community Amenities: Park

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
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Loan Amount
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After down payment
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Over life of loan
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Including down payment
%
Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $373
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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+0.5% Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

136 Chapel St, Gardner MA 01440

Gardner, MA 01440

Listing Information

Listing Agent Heather Carbone
Listing Office Central Mass Real Estate
Office Phone 877-537-9997
Agent MLS ID H9500261
Office MLS ID H80011
Listing Data Updated Jul 5, 2026 3:07 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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