9 Howarth Rd, Oxford MA 01540

Oxford, MA 01540
$165,000
$128,900
Est. $944/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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0.69
Acres
345
Days on Market
For Sale Price Drop -$36,100 Listed Oct 28, 2025 • MLS# 73448691 Copied! • Updated Sep 21, 2026

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About this home

Welcome to 9 Howarth Road, the beautiful .69 acre riverfront lot on the French River off of Charlton Street in Oxford. It's central for walking, swimming nearby, and simply enjoying nature. Commute easily from this quiet dead-end road to access I-395 and Route 20. Launch your kayak or canoe in your back yard! Located 1/2 mile from Town Center, 1/2 mile from Hodges Village Pond/trails/hiking and disc course, and 2 miles from Buffumville Lake Park. The parcel is about 20 minutes from Worcester, 50 minutes from Boston, and 45 minutes from Providence. 3 bedroom town approved septic design comes with property (perk testing completed). Boundary stakes placed, and property ready for viewing! Buyer and buyer's agent to do due diligence and verify all information with Town of Oxford to confirm all documents and ability to build. See "Lot 10" in attached picture. Please check with listing agent before walking.

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Property History

Market Insights

7
Price Changes
21.9%
Price Range

Property Timeline

↓
Price Reduced
Sep 17, 2026
$128,900 $100 (-0.08%)
From $129,000 to $128,900 (-0.1%)
↓
Price Reduced
Aug 26, 2026
$129,000 $500 (-0.39%)
From $129,500 to $129,000 (-0.4%)
↓
Price Reduced
Jun 4, 2026
$129,500 $10,000 (-7.17%)
From $139,500 to $129,500 (-7.2%)
↓
Price Reduced
Apr 15, 2026
$139,500 $10,000 (-6.69%)
From $149,500 to $139,500 (-6.7%)
↓
Price Reduced
Mar 23, 2026
$149,500 $5,000 (-3.24%)
From $154,500 to $149,500 (-3.2%)
↓
Price Reduced
Mar 22, 2026
$154,500 $10,000 (-6.08%)
From $164,500 to $154,500 (-6.1%)
↓
Price Reduced
Mar 14, 2026
$164,500 $500 (-0.3%)
From $165,000 to $164,500 (-0.3%)
🏠
Listed for Sale
Oct 28, 2025
$165,000
Original listing
Agent: Michael Fitzgerald Office: Executive Real Estate, Inc.
🏠
Listed for Sale
Oct 28, 2025
$165,000
Original listing
Agent: Michael Fitzgerald Office: Executive Real Estate, Inc.

Tax History

Year Taxes Assessment
2024 $1,104 $81,900

Financial Details

Annual Property Tax
$1,104
Tax Year 2024
Assessed Value
$81,900

Facts & Features

Home Facts

Type Land
Style Residential
Lot Size 0.69 acres

Exterior

Construction None
Architecture None
Roof None
Features None
Pool None
Spa None
Fencing None
Patio/Porch None

Utilities

Electric At Street
Water At Street
Sewer Private Sewer, Perc Test On File
Gas None
Other None
Annual Tax $1,104
Assessed Value $81,900
Seller Disclosures See Attached Documents. Buyer And Buyers Agent To Do Due Diligence With Town Of Oxford To Confirm All Attached Documents And Ability To Build. The Seller Of This Property Is Also The Licensed Real Estate Salesperson Representing The Sale Of This Property.
Possession None
Accepted Financing None
Structure Type []
Documents Perc Test, Septic Design, Land Survey (3)
County Worcester
Total market time (incl. prior listings) 327 days

Property Overview

Property Type
Residential
Listing Type
For Sale

Floor Layout

Interior Features

Flooring:
Appliances:
Interior Features:
Windows:
Basement:
Laundry:
Security:

Construction & Materials

Structure Type:
Exterior Materials:
Roof:
Foundation:

Heating, Cooling & Utilities

Heating:
Cooling:
Hot Water:
Water Source: At Street
Sewer: Private Sewer, Perc Test On File
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features: Easements, Level, Wetlands, Lot Staked
Road Surface: Paved

Parking & Garage

Parking Features:

Special Features

Waterfront: Yes
Waterfront Type: Waterfront, River, Lake/Pond, River, 1 to 2 Mile To Beach, Beach Ownership(Public)
Community Amenities: Walk/Jog Trails, Conservation Area

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $92
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

9 Howarth Rd, Oxford MA 01540

Oxford, MA 01540

Listing Information

Listing Agent Michael Fitzgerald
Listing Office Executive Real Estate, Inc.
Office Phone 413-596-2212
Agent MLS ID CN226882
Office MLS ID AC1693
Listing Data Updated Sep 21, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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