12 School Street, Northampton MA 01060

Northampton, MA 01060
$725,000
$620,000
Est. $3,851/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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6
Beds
2
Baths
2,674
Sq Ft
$232
Price/Sq Ft
0.10
Acres
1900
Year Built
4
Parking
364
Days on Market
For Sale Price Drop -$105,000 Listed Oct 9, 2025 • MLS# 73442142 Copied! • Updated Oct 6, 2026

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About this home

Duplex / up & down, 3bdrms, LvRm, K, office-den, laundry room w/ washer & dryer (each side), bath, ..Kitchens have gas stove & refrigerators / Vinyl siding, updated plumbing, wiring & city sewer lines / attic & basement access, gas furnaces, hot-H2O heaters, separate utilities /replacement windows, insulated & property has a leadfree certificate. Very well maintained 7 excellent rental history / off-street parking. nice, level rear yard as well. Perfect family venture with 2 units or joint Buyers enjoying theirown unit etc. Recent rents have been $2400 / $2600 per month. Both sides empty now after recent updating .. come & take a look !

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A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.

Recently Sold Nearby

Property History

Market Insights

4
Price Changes
8.1%
Price Range

Property Timeline

↓
Price Reduced
Oct 3, 2026
$620,000 $25,000 (-3.88%)
From $645,000 to $620,000 (-3.9%)
↓
Price Reduced
Jul 30, 2026
$645,000 $10,000 (-1.53%)
From $655,000 to $645,000 (-1.5%)
↓
Price Reduced
Jun 26, 2026
$655,000 $14,000 (-2.09%)
From $669,000 to $655,000 (-2.1%)
↓
Price Reduced
May 4, 2026
$669,000 $6,000 (-0.89%)
From $675,000 to $669,000 (-0.9%)
🏠
Listed for Sale
Oct 10, 2025
$675,000
Original listing
Agent: Denny R. Nolan Office: Denny Nolan Real Estate

Tax History

Year Taxes Assessment
2025 $6,192 $427,700

Financial Details

Annual Property Tax
$6,192
Tax Year 2025
Assessed Value
$427,700

Facts & Features

Home Facts

Type Residential Income
Style 2 Family - 2 Units Side by Side
Year Built 1900
Living Area 2,674 sq ft
Lot Size 0.10 acres
Stories 4
Bedrooms 6
Full Baths 2
Total Rooms 14

Investment Metrics

Units 2
Unit 1 Rent — · N
Unit 2 Rent — · N
Heating None
Cooling None
Flooring None
Appliances None
Fireplace None
Basement None
Laundry None
Features None
Construction None
Architecture None
Roof None
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Features Off Street
Total Spaces 4
Electric None
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $6,192
Assessed Value $427,700
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Lead Paint Certified Treated
Seller Disclosures None
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Documents None
County Hampshire
Total market time (incl. prior listings) 362 days

Property Overview

Property Type
2 Family - 2 Units Side by Side
Listing Type
For Sale
Year Built
1900
Bedrooms
6
Full Bathrooms
2
Living Area
2,674 sq ft
Total Rooms
14
Stories
4
Levels
4

Floor Layout

Interior Features

Flooring:
Appliances:
Interior Features:
Windows:
Basement:
Laundry:
Security:

Construction & Materials

Year Built: 1900
Structure Type:
Exterior Materials:
Roof:
Foundation: Other
Stories: 4

Heating, Cooling & Utilities

Heating:
Cooling:
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features: Level
Road Surface:

Parking & Garage

Total Parking Spaces: 4
Parking Features: Off Street
School District
Northampton School District local
B-
✓ School Safety 2024-25
2.0% Average
1.4% Suspensions 1.7% In-School 0.6% Emergency
↓ 3.5% below state avg
E

Elementary Schools

3 schools
Campus School of Smith College
0.6 mi
Grades K-06
Clarke School
0.6 mi
Grades PK-12
Clarke School for the Deaf Northampton
0.6 mi
Grades PK-10
M

Middle Schools

1 school
B+
John F Kennedy Middle School
3.1 mi | #133 of 352 | Score: 45.9
Improved 59 spots from last year
-12.3 below state avg
570 students Moderate
Rising School
Grades 06-08
H

High Schools

3 schools
Community Enterprises, Inc.
0.5 mi
Grades 11-12
A-
Northampton High School
1.1 mi | #87 of 346 | Score: 62.1
Improved 198 spots from last year
+3.9 above state avg
846 students Moderate
19 sports • 1,196 athletes
Strong AP Program High Graduation Rate Rising School Strong Athletics
Grades 09-12
C-
Smith Vocational and Agricultural High School
1.7 mi | #285 of 346 | Score: 42.9
Dropped 89 spots from last year
-15.3 below state avg
589 students Moderate
15 sports • 542 athletes
High Graduation Rate Career Tech Programs College Ready Curriculum Strong Athletics
Grades 09-12
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Loan Amount
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After down payment
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $516
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

12 School Street, Northampton MA 01060

Northampton, MA 01060

Listing Information

Listing Agent Denny R. Nolan
Listing Office Denny Nolan Real Estate
Office Phone 413-626-2357
Agent MLS ID E0000DRN
Office MLS ID E25901
Listing Data Updated Oct 6, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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