Dimensions13 x 10
FeaturesCloset, Flooring - Wall to Wall Carpet
LevelSecond
72 Lake Street # 72, Gardner MA 01440
Gardner, MA 01440
$270,000
Est. $2,083/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Enjoy comfortable townhouse living with Crystal Lake and the North Central Pathway close by! This east-facing 2-bedroom, 1.5-bath townhouse welcomes the morning sun and offers a spacious, practical layout with room to make it your own. The main level features a generous living room that flows into the dining area and kitchen, with ample cabinet space, a pantry, and sliders leading to a private deck overlooking the grassy common area—a great spot for morning coffee, outdoor dining, or simply unwinding at the end of the day. A half bath completes the first floor. Upstairs, you'll find two nicely sized bedrooms with plenty of closet space and a full bath. The unfinished lower level provides laundry, valuable storage, and potential for additional finished space. Outdoor enthusiasts will appreciate being close to Crystal Lake and the North Central Pathway, a paved trail for walking and biking that begins along the eastern shore of the lake and continues through Gardner toward Winchendon. Downtown Gardner, shopping, restaurants, the library, Heywood Hospital, and Mount Wachusett Community College are also nearby. With two parking spaces, low HOA fees, and small pets welcome, 72 Lake Street offers an appealing combination of space, convenience, and access to some of Gardner's best outdoor amenities.
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Sep 29, 2026
$270,000
Original listing
Agent: Ali Ludwig
Office: Keller Williams Realty-Merrimack
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/29/2026 | 🏠 Listed for Sale | $270,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $3,248 | $235,900 |
Financial Details
Annual Property Tax
$3,248
Tax Year 2026
HOA Fee
$247
Monthly
Assessed Value
$235,900
Facts & Features
Home Facts
Type
Residential
Style
Condominium
Year Built
2009
Living Area
1,008 sq ft
Stories
3
Bedrooms
2
Full Baths
1
Half Baths
1
Total Rooms
5
Interior
Heating
Baseboard, Natural Gas
Cooling
None
Flooring
Carpet, Wood Laminate
Appliances
Range, Dishwasher, Refrigerator, Washer, Dryer
Fireplace
None
Basement
Y
Laundry
Washer Hookup, In Basement, In Unit
Features
None
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
Deck
Pool
None
Spa
None
Fencing
None
Patio/Porch
Deck
Parking
Features
Off Street, Assigned, Paved
Total Spaces
2
Utilities
Electric
Circuit Breakers
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range, Washer Hookup
Financial
Annual Tax
$3,248
Assessed Value
$235,900
HOA & Community
HOA Fee
$247 Monthly
Fee Includes
Sewer, Insurance, Maintenance Structure, Road Maintenance, Maintenance Grounds, Snow Removal, Trash
Amenities
None
Optional Fee Includes
None
Pets
Yes w/ Restrictions
MA Disclosures
Lead Paint
None
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
["Townhouse"]
Unit/Building
72
Sq Ft Source
Field Card
Sq Ft Disclosures
Floor plan and room sizes are rounded and for marketing purposes only.
Documents
Master Deed, Unit Deed, Floor Plans (3)
County
Worcester
Property Overview
Property Type
Condominium
Listing Type
For Sale
Year Built
2009
Bedrooms
2
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,008 sq ft
Total Rooms
5
Stories
3
Entry Level
1
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,008 sq ft above grade
Dimensions8 x 5
FeaturesBathroom - Full, Bathroom - With Tub & Shower
LevelSecond
Dimensions13 x 11
FeaturesCeiling Fan(s), Walk-In Closet(s), Flooring - Wall to Wall Carpet
LevelSecond
Dimensions11 x 11
FeaturesFlooring - Laminate, Dining Area, Pantry, Breakfast Bar / Nook, Exterior Access, Lighting - Overhead
LevelFirst
Dimensions5 x 5
FeaturesBathroom - Half, Flooring - Laminate
LevelFirst
Dimensions11 x 9
FeaturesFlooring - Laminate, Lighting - Overhead
LevelFirst
Dimensions12 x 10
FeaturesCeiling Fan(s), Flooring - Laminate
LevelFirst
FeaturesNo
Display Options
Outdoor Areas
Patio & porchDeck
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Carpet, Wood Laminate
Appliances:
Range, Dishwasher, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Insulated Windows
Basement:
Y
Laundry:
Washer Hookup, In Basement, In Unit
Security:
Construction & Materials
Year Built:
2009
Structure Type:
Townhouse
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Stories:
3
Heating, Cooling & Utilities
Heating:
Baseboard, Natural Gas
Cooling:
None
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Deck
Patio & Porch:
Deck
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Total Parking Spaces:
2
Parking Features:
Off Street, Assigned, Paved
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$271
Homeowners Insurance
$200
HOA Fee
$247/mo
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
72 Lake Street # 72, Gardner MA 01440
Gardner, MA 01440
Listing Information
Listing Agent
Ali Ludwig
Listing Office
Keller Williams Realty-Merrimack
Office Phone
978-692-3280
Agent MLS ID
G8000793
Office MLS ID
G95166
Listing Data Updated
Sep 29, 2026 6:55 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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