69 Nichols St, Gardner MA 01440
Gardner, MA 01440
$950,000
Est. $5,749/month
Track this home for price, status, and open-house alerts.
About this home
Outstanding investment opportunity — a fully occupied six-unit multi-family in Gardner! All six units feature 2-bedroom, 1-bath layouts, currently rented to paying tenants and generating stable, immediate rental income from day one. Built in 1907, the property offers 5,454 sq ft of living space on a 0.2-acre lot. Unbeatable location just minutes from Hannaford and Price Chopper supermarkets, Pulaski Playground & Dog Park, Maki Park, and Gardner Elementary School — an easy draw for tenants and a strong long-term hold for investors. A true turnkey cash-flowing asset in a convenient, amenity-rich Gardner neighborhood. Don't miss this one!
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Sep 1, 2026
$950,000
Original listing
Agent: Olivia Grabka
Office: Realty Negotiations, LLC
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/01/2026 | 🏠 Listed for Sale | $950,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $8,946 | $649,700 |
Financial Details
Annual Property Tax
$8,946
Tax Year 2026
Assessed Value
$649,700
Facts & Features
Home Facts
Type
Residential Income
Style
5-9 Family
Year Built
1907
Living Area
5,454 sq ft
Lot Size
0.20 acres
Stories
5
Bedrooms
12
Full Baths
6
Total Rooms
30
Investment Metrics
Units
6
Unit 1 Rent
$1,450/mo · Y
Unit 2 Rent
$1,525/mo · Y
Unit 3 Rent
$1,575/mo
Unit 4 Rent
$1,495/mo
Total Monthly Rent
$6,045/mo
Gross Income
$108,240
Net Operating Income
$108,240
Cap Rate
11.39%
Interior
Heating
None
Cooling
None
Flooring
Hardwood
Appliances
Range, Refrigerator
Fireplace
None
Basement
Full
Laundry
None
Features
Laundry Room, Ceiling Fan(s), Living Room, Kitchen
Exterior
Construction
None
Architecture
None
Roof
None
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Features
Paved Drive, Off Street
Total Spaces
6
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$8,946
Assessed Value
$649,700
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Worcester
Property Overview
Property Type
5-9 Family
Listing Type
For Sale
Year Built
1907
Bedrooms
12
Full Bathrooms
6
Living Area
5,454 sq ft
Total Rooms
30
Stories
5
Levels
5
Floor Layout
Interactive room guide
Floor Layout
Finished Area
5,454 sq ft above grade
Display Options
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Hardwood
Appliances:
Range, Refrigerator
Interior Features:
Laundry Room, Ceiling Fan(s), Living Room, Kitchen
Windows:
Basement:
Full
Laundry:
Security:
Construction & Materials
Year Built:
1907
Structure Type:
Exterior Materials:
Roof:
Foundation:
Stone
Stories:
5
Heating, Cooling & Utilities
Heating:
Cooling:
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Total Parking Spaces:
6
Parking Features:
Paved Drive, Off Street
Nearby Schools
School District
Gardner School District local
D
School Safety
2024-25
5.8%
Above Average
5.6%
Suspensions
0.5%
In-School
0.2%
Emergency
0.3% above state avg
Elementary Schools
2 schools
Wachusett Hills Christian School
2.8 mi
Grades K-08
C-
Gardner Elementary School
1.3 mi
|
#677 of 825
|
Score: 37.1
Improved 88 spots from last year
-21.1 below state avg
1,071 students
Diverse
Rising School
Diverse Student Body
Grades PK-04
Middle Schools
1 school
D
Gardner Middle School
1.4 mi
|
#335 of 352
|
Score: 27.0
Dropped 4 spots from last year
-31.2 below state avg
528 students
Diverse
Grades 05-07
High Schools
2 schools
C+
Gardner High School
1.4 mi
|
#230 of 346
|
Score: 49.5
Improved 83 spots from last year
-8.7 below state avg
797 students
Diverse
15 sports
• 820 athletes
Early College Program
High Graduation Rate
Rising School
Career Tech Programs
Grades 08-12
D
Gardner Academy for Learning and Technology
0.8 mi
|
#325 of 346
|
Score: 30.7
Improved 54 spots from last year
-27.5 below state avg
74 students
Diverse
Early College Program
Rising School
Career Tech Programs
Grades 09-12
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Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$746
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
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Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
69 Nichols St, Gardner MA 01440
Gardner, MA 01440
Listing Information
Listing Agent
Olivia Grabka
Listing Office
Realty Negotiations, LLC
Office Phone
978-406-5134
Agent MLS ID
CN240157
Office MLS ID
AN5614
Listing Data Updated
Sep 1, 2026 10:43 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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