681 Center St, Ludlow MA 01056

Ludlow, MA 01056
$575,000
Est. $3,655/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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3
Beds
2
Baths
2,098
Sq Ft
$274
Price/Sq Ft
0.57
Acres
1955
Year Built
2
Garage Spaces
11 hours 16 minutes
Time on Market
For Sale Open House Listed Oct 9, 2026 • MLS# 73582620 Copied! • Updated Oct 9, 2026

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Open House Schedule

11
Oct
Sunday, October 11
10:30 AM - 12:00 PM EDT

About this home

Fabulous Expansive Ranch renovated in 2025 along with an addition in 2025 featuring a beautiful primary bedroom with en-suite, this single-level home makes an impression from the moment you arrive. Enter through the cedar-accented entry way and into sun-filled spaces where recessed lighting, an open floor plan, and warm finishes create an easy flow from room to room. The kitchen is designed to be the gathering place, with custom cabinetry galore, center island, quartz countertops, a farmhouse sink, and generous workspace that makes everything from morning coffee to dinner with friends feel effortless. The spacious living room invites you to cozy up by the wood burning fireplace featuring LVP wood flooring opening into the spacious dining room. The primary bedroom brings lots of character with vaulted ceilings and a striking electric fireplace statement piece. A walk-in closet, spa like en-suite bathroom with a double farmhouse sink, tiled shower and a separate sitting area in the bedroom to give you space overlooking the pretty backyard. Two additional spacious bedrooms, a second full bathroom with main-level washer and dryer, and mudroom/cubby areas at both front and back entrances keep everyday life organized. Outside, the fenced yard gives you room to spread out and enjoy the seasons. Start the morning on the composite front deck, move to the back patio for dinner, then gather around the fire pit. With no front yard opposing neighbors, it feels noticeably more secluded despite its convenient location and nearby highway access to the Mass Pike and main routes. BONUS: A paved horseshoe driveway provides room for plenty of vehicles, while the detached two-car garage adds space for additional parking, storage, hobbies, and even includes an EV charging station.SENSATION SOLAR SAVINGS A PLUS - As per seller, owned solar backed by a 25-year warranty, a 30-year shingle roof, Anderson windows, four mini-splits, and extensive 2025 renovations, this home delivers the rare combination of turn-key updates, character, an uniqueness throughout!

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Property History

Property Timeline

🏠
Listed for Sale
Oct 9, 2026
$575,000
Original listing
Agent: Team Cuoco Office: Cuoco & Co. Real Estate

Tax History

Year Taxes Assessment
2026 $6,567 $410,200

Financial Details

Annual Property Tax
$6,567
Tax Year 2026
Assessed Value
$410,200

Facts & Features

2 Car Garage
Central AC

Home Facts

Type Residential
Style Single Family Residence
Year Built 1955
Living Area 2,098 sq ft
Lot Size 0.57 acres
Bedrooms 3
Full Baths 2
Total Rooms 6

Interior

Heating Oil, Ductless
Cooling Central Air, Ductless
Flooring Tile, Wood Laminate, Laminate
Appliances Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace Living Room, Master Bedroom
Fireplaces 2
Basement Full, Unfinished
Laundry Bathroom - Full, Flooring - Stone/ceramic Tile, Electric Dryer Hookup, Washer Hookup, First Floor
Features Mud Room, Foyer

Exterior

Construction Frame
Architecture Ranch
Roof Shingle
Features Deck - Composite, Patio, Fenced Yard
Pool None
Spa None
Fencing Fenced
Patio/Porch Deck - Composite, Patio
Garage Spaces 2
Has Garage Yes
Features Detached, Garage Door Opener, Paved Drive, Off Street, Paved
Total Spaces 10
Electric Circuit Breakers, 200+ Amp Service
Water Public
Sewer Private Sewer
Gas None
Other For Electric Range, For Electric Dryer, Washer Hookup
Annual Tax $6,567
Assessed Value $410,200
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Seller Reserves The Right To Accept An Offer At Anytime, No Buyer Letters Pls. Buyer To Verify All Info. Some Photos Have Been Digitally Enhanced & Staged. As Per Seller- Back Of Garage Will Be Sided Prior To Closing.
Exclusions Playscapes
Possession None
Accepted Financing None
Structure Type []
House Color White
Sq Ft Source Public Record
Documents None
County Hampden

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1955
Bedrooms
3
Full Bathrooms
2
Living Area
2,098 sq ft
Total Rooms
6

Floor Layout

Interior Features

Flooring: Tile, Wood Laminate, Laminate
Appliances: Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features: Mud Room, Foyer
Windows: Insulated Windows
Basement: Full, Unfinished
Laundry: Bathroom - Full, Flooring - Stone/Ceramic Tile, Electric Dryer Hookup, Washer Hookup, First Floor
Security:

Construction & Materials

Style: Ranch
Year Built: 1955
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter, Block

Heating, Cooling & Utilities

Heating: Oil, Ductless
Heating Zones: 5
Cooling: Central Air, Ductless
Cooling Zones: 4
Hot Water:
Water Source: Public
Sewer: Private Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck - Composite, Patio, Fenced Yard
Patio & Porch: Deck - Composite, Patio
Fencing: Fenced
Other Structures:
Lot Features: Level
Road Surface: Paved

Parking & Garage

Garage Spaces: 2
Total Parking Spaces: 10
Parking Features: Detached, Garage Door Opener, Paved Drive, Off Street, Paved

Special Features

Fireplaces: 2
Fireplace Type: Living Room, Master Bedroom
Community Amenities:
School District
Ludlow School District local
C
⚠ School Safety 2024-25
3.9% Above Average
3.9% Suspensions 0.3% In-School
↓ 1.6% below state avg
E

Elementary Schools

3 schools
St. John The Baptist School
1.6 mi
Grades PK-08
B
Harris Brook Elementary School
1.1 mi | #388 of 825 | Score: 48.1
Improved 217 spots from last year
-10.1 below state avg
578 students Moderate
Rising School Strong Attendance
Grades 02-05
East Street Elementary School
1.5 mi
358 students Moderate
Grades PK-01
H

High Schools

1 school
B-
Ludlow Senior High School
0.6 mi | #194 of 346 | Score: 52.7
Dropped 44 spots from last year
-5.5 below state avg
724 students Moderate
18 sports • 1,236 athletes
Strong AP Program Career Tech Programs Strong Athletics
Grades 09-12
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $547
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

681 Center St, Ludlow MA 01056

Ludlow, MA 01056

Listing Information

Listing Agent Team Cuoco
Listing Office Cuoco & Co. Real Estate
Office Phone 413-333-7776
Agent MLS ID TM320785
Office MLS ID AN8868
Listing Data Updated Oct 9, 2026 12:37 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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