LevelFirst
66 Observatory Avenue, Haverhill MA 01832
Haverhill, MA 01832
$550,000
Est. $3,388/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Bright and airy is how you'd describe this meticulously maintained raised ranch with an AMAZING lot and in a great location! Front entry leads to the living room with hardwood floors, dining room with slider leading to the back deck and the kitchen has beautiful cabinets and stainless steel appliances. The great room with vaulted ceiling has lots of windows, slider leading to the back deck and an entrance to the front porch and driveway. There are 3 bedrooms with hardwood floors and a full bath. FABULOUS lower level with a guest bedroom, gathering room with wood stove, sewing room, 3/4 bath with laundry, bulkhead and a spacious utility room. The lot is flat and partially fenced in, there is a shed and garden area along with spectacular perennials gardens throughout the property. Gazebo area is the perfect spot to relax and take in the beauty this property has to offer! Don't miss your chance to be the next owner of this very special home!
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Sep 27, 2026
$550,000
Original listing
Office: Lamacchia Realty, Inc.
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/27/2026 | 🏠 Listed for Sale | $550,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $4,884 | $460,300 |
Financial Details
Annual Property Tax
$4,884
Tax Year 2026
Assessed Value
$460,300
Facts & Features
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1985
Living Area
1,638 sq ft
Lot Size
0.28 acres
Bedrooms
3
Full Baths
2
Total Rooms
10
Interior
Heating
Electric Baseboard, Wood, Wood Stove
Cooling
Wall Unit(s)
Flooring
Wood, Tile, Carpet, Laminate
Appliances
Electric Water Heater, Water Heater, Dishwasher
Fireplace
None
Basement
Full, Finished, Interior Entry, Bulkhead, Concrete
Laundry
In Basement, Electric Dryer Hookup, Washer Hookup
Features
Great Room
Exterior
Construction
Frame
Architecture
Raised Ranch, Split Entry
Roof
Shingle
Features
Porch, Deck, Storage, Professional Landscaping, Fenced Yard, Gazebo, Garden
Pool
None
Spa
None
Fencing
Fenced/enclosed, Fenced
Patio/Porch
Porch, Deck
Parking
Features
Paved Drive, Paved
Total Spaces
4
Utilities
Electric
Circuit Breakers
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range, For Electric Oven, For Electric Dryer, Washer Hookup
Financial
Annual Tax
$4,884
Assessed Value
$460,300
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
None
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
Contract
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Essex
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1985
Bedrooms
3
Full Bathrooms
2
Living Area
1,638 sq ft
Total Rooms
10
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,374 sq ft above grade
264 sq ft below grade
LevelFirst
LevelFirst
FeaturesBathroom - Full
LevelFirst
LevelFirst
LevelFirst
LevelFirst
LevelBasement
FeaturesBathroom - 3/4
LevelBasement
LevelBasement
Display Options
Outdoor Areas
Patio & porchPorch, Deck
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Tile, Carpet, Laminate
Appliances:
Electric Water Heater, Water Heater, Dishwasher
Interior Features:
Great Room
Windows:
Basement:
Full, Finished, Interior Entry, Bulkhead, Concrete
Laundry:
In Basement, Electric Dryer Hookup, Washer Hookup
Security:
Security System
Construction & Materials
Style:
Raised Ranch, Split Entry
Year Built:
1985
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Concrete Perimeter
Heating, Cooling & Utilities
Heating:
Electric Baseboard, Wood, Wood Stove
Cooling:
Wall Unit(s)
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Porch, Deck, Storage, Professional Landscaping, Fenced Yard, Gazebo, Garden
Patio & Porch:
Porch, Deck
Fencing:
Fenced/Enclosed, Fenced
Other Structures:
Workshop, Gazebo
Lot Features:
Level
Road Surface:
Paved
Parking & Garage
Total Parking Spaces:
4
Parking Features:
Paved Drive, Paved
Nearby Schools
School District
Haverhill School District local
C
Where Graduates Go
Class of 2021
57%
attend college
30%
4-Year
26%
2-Year
9%
Out of State
0%
Working
School Safety
2024-25
3.1%
Above Average
3.0%
Suspensions
0.9%
In-School
0.1%
Emergency
2.4% below state avg
Elementary Schools
10 schools
Bartlett School and Assessment Center
0.4 mi
48 students
Diverse
Diverse Student Body
Grades K-12
St. Joseph School of All Saints Parish
0.6 mi
Grades PK-08
B-
Caleb Dustin Hunking School
0.9 mi
|
#187 of 352
|
Score: 41.5
Dropped 22 spots from last year
-16.7 below state avg
1,064 students
Diverse
Grades K-08
Greenleaf Academy
1.0 mi
33 students
Diverse
Diverse Student Body
Grades 01-12
Sacred Hearts Elementary School
1.1 mi
Grades K-08
B+
Hill View Montessori Charter Public School
1.2 mi
|
#7 of 16
|
Score: 34.6
Improved 308 spots from last year
-23.6 below state avg
306 students
Diverse
Rising School
Diverse Student Body
Grades K-08
Bradford Christian Academy
1.7 mi
Grades K-12
C
Tilton School
0.3 mi
|
#652 of 825
|
Score: 38.1
Dropped 171 spots from last year
-20.1 below state avg
478 students
Diverse
Grades K-04
C
Silver Hill Elementary School
0.3 mi
|
#640 of 825
|
Score: 38.7
Improved 50 spots from last year
-19.5 below state avg
491 students
Diverse
Rising School
Grades K-04
Moody School
0.5 mi
168 students
Diverse
Diverse Student Body
Grades PK-K
Middle Schools
3 schools
C
Consentino Middle School
0.3 mi
|
#277 of 352
|
Score: 34.1
Dropped 8 spots from last year
-24.1 below state avg
770 students
Diverse
Grades 05-08
C-
Dr. Paul Nettle Middle School
2.0 mi
|
#293 of 352
|
Score: 32.3
Dropped 43 spots from last year
-25.9 below state avg
504 students
Diverse
Grades 05-08
C
John G Whittier School
2.0 mi
|
#281 of 352
|
Score: 33.8
Improved 18 spots from last year
-24.4 below state avg
469 students
Diverse
Diverse Student Body
Grades 05-08
High Schools
3 schools
B-
Gateway Academy
1.3 mi
|
#15 of 25
|
Score: 31.2
Improved 357 spots from last year
-27 below state avg
132 students
Diverse
Rising School
Grades 07-12
C
Haverhill High School
1.0 mi
|
#256 of 346
|
Score: 46.7
Improved 74 spots from last year
-11.6 below state avg
1,850 students
Diverse
21 sports
• 1,780 athletes
Early College Program
Rising School
Career Tech Programs
Strong Athletics
Grades 09-12
B+
Whittier Regional Vocational School
4.6 mi
|
#123 of 346
|
Score: 58.6
Dropped 34 spots from last year
+0.4 above state avg
1,288 students
Diverse
Early College Program
High Graduation Rate
Career Tech Programs
College Ready Curriculum
Grades 09-12
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Monthly Payment
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Loan Amount
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Total Interest
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Over life of loan
Total Cost
$0
Including down payment
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Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$407
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
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$0
Total interest paid
$0
Rate Impact
-0.5% Rate
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+0.5% Rate
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
66 Observatory Avenue, Haverhill MA 01832
Haverhill, MA 01832
Listing Information
Listing Agent
Andrea Delahunty
Listing Office
Lamacchia Realty, Inc.
Office Phone
603-791-4992
Agent MLS ID
G8002580
Office MLS ID
AN7874
Listing Data Updated
Sep 27, 2026 9:49 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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