LevelSecond
631 E Merrimack St # 631, Lowell MA 01852
Lowell, MA 01852
$399,000
Est. $2,771/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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Open House Schedule
11
Oct
Sunday, October 11
12:00 PM - 1:30 PM EDT
10
Oct
Saturday, October 10
12:00 PM - 1:30 PM EDT
09
Oct
Friday, October 9
4:00 PM - 6:00 PM EDT
About this home
Welcome to 631 E. Merrimack Street, a bright and inviting three bedroom home in Lowell’s Belvidere neighborhood. Natural light fills the living spaces, creating a warm, comfortable feel from the moment you walk in. The main level offers a spacious living room, dining area, and fully equipped kitchen, while all three bedrooms and the full bath are privately positioned upstairs.Central air and an updated heating system add year round comfort, and the basement provides valuable additional storage. Off street parking adds everyday convenience.The location brings even more to love. Enjoy easy access to Downtown Lowell’s restaurants, entertainment, universities, parks, the Merrimack River, and the city’s historic attractions, with major routes nearby for commuting. If you have been looking for a home that combines comfortable living with convenient access to everything Lowell has to offer, this one deserves a closer look.
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Recently Sold Nearby
Property History
Market Insights
38.6%
Price Range
1
Previous Sales
Property Timeline
Listed for Sale
Oct 7, 2026
$399,000
Original listing
Agent: Luisita Pumphrey
Office: eXp Realty LLC
Previous Transaction - MLS #72467986
Full transaction history available when tracking began
Previously Sold
May 28, 2019
$245,000
MLS #72467986
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/07/2026 | 🏠 Listed for Sale | $399,000 | - | - | Original listing |
| 05/28/2019 | 🏷️ Previously Sold | $245,000 | - | - | MLS #72467986 |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $4,658 | $410,400 |
Financial Details
Annual Property Tax
$4,658
Tax Year 2026
HOA Fee
$165
Monthly
Assessed Value
$410,400
Facts & Features
Central AC
Home Facts
Type
Residential
Style
Condominium
Year Built
1987
Living Area
1,032 sq ft
Stories
3
Bedrooms
3
Full Baths
1
Total Rooms
5
Interior
Heating
Forced Air, Natural Gas
Cooling
Central Air
Flooring
Wood, Laminate
Appliances
Range, Dishwasher, Microwave, Refrigerator
Fireplace
None
Basement
Y
Laundry
Washer Hookup
Features
None
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Features
Off Street, Unpaved
Total Spaces
2
Utilities
Electric
100 Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range, Washer Hookup
Financial
Annual Tax
$4,658
Assessed Value
$410,400
HOA & Community
HOA Fee
$165 Monthly
Fee Includes
Water, Sewer, Insurance
Amenities
None
Optional Fee Includes
None
Pets
Yes
MA Disclosures
Lead Paint
None
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
Contract
Structure Type
["Townhouse","Half-Duplex","Attached"]
Unit/Building
631
Sq Ft Source
Field Card
Documents
None
County
Middlesex
Property Overview
Property Type
Condominium
Listing Type
For Sale
Year Built
1987
Bedrooms
3
Full Bathrooms
1
Living Area
1,032 sq ft
Total Rooms
5
Stories
3
Entry Level
1
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,032 sq ft above grade
LevelSecond
LevelSecond
LevelSecond
LevelFirst
LevelFirst
LevelFirst
Display Options
Room Markers
KKitchen (1)
BRBedroom (3)
BABathroom (1)
DDining (1)
LLiving (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Laminate
Appliances:
Range, Dishwasher, Microwave, Refrigerator
Interior Features:
Windows:
Basement:
Y
Laundry:
Washer Hookup
Security:
Construction & Materials
Year Built:
1987
Structure Type:
Townhouse, Half-Duplex, Attached
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Stories:
3
Heating, Cooling & Utilities
Heating:
Forced Air, Natural Gas
Cooling:
Central Air
Cooling Zones:
1
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Total Parking Spaces:
2
Parking Features:
Off Street, Unpaved
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$388
Homeowners Insurance
$200
HOA Fee
$165/mo
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
631 E Merrimack St # 631, Lowell MA 01852
Lowell, MA 01852
Listing Information
Listing Agent
Luisita Pumphrey
Listing Office
eXp Realty LLC
Office Phone
888-854-7493
Agent MLS ID
CN245496
Office MLS ID
AN9439
Listing Data Updated
Oct 7, 2026 9:38 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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