629 Cambridge Street, Worcester MA 01610
Worcester, MA 01610
$549,000
$540,000
Est. $3,312/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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Open House Schedule
17
Oct
Saturday, October 17
12:30 PM - 1:30 PM EDT
About this home
This multi-family property offers an outstanding investment opportunity! The first floor has been beautifully renovated into a spacious 3-bedroom, 2-bath unit, with an additional area that could be used for commercial space or storage—further increasing its income potential. Utilities are separately metered, and a landlord meter has been installed for effortless management. The first floor also holds a lead certificate, ensuring peace of mind for future tenants. The second floor features a charming 4-bedroom unit with an updated bathroom, modern kitchen, and electric heat. Off-street parking adds convenience. With strong income potential and a turnkey setup, plus the possibility to convert the property into a 3-unit house, this is a must-see for savvy investors!
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Recently Sold Nearby
Price & Status History
Market Insights
1.6%
Price Range
Property Timeline
Listed for Sale
Aug 21, 2026
$540,000
Original listing
Agent: Maria Carey
Office: Centre Realty Group
Listed for Sale
Aug 21, 2026
$549,000
Original listing
Agent: Maria Carey
Office: Centre Realty Group
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/21/2026 | 🏠 Listed for Sale | $540,000 | - | - | Original listing |
| 08/21/2026 | 🏠 Listed for Sale | $549,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $4,573 | $332,600 |
Financial Details
Annual Property Tax
$4,573
Tax Year 2025
Assessed Value
$332,600
Facts & Features
Home Facts
Type
Residential Income
Style
Multi Family
Year Built
1900
Living Area
2,410 sq ft
Lot Size
0.12 acres
Stories
3
Bedrooms
7
Full Baths
3
Total Rooms
13
Investment Metrics
Units
2
Unit 1 Rent
$1,650/mo · N
Unit 2 Rent
$2,300/mo · N
Total Monthly Rent
$3,950/mo
Gross Income
$25,200
Net Operating Income
$25,200
Cap Rate
4.67%
Interior
Heating
None
Cooling
None
Flooring
Wood
Appliances
None
Fireplace
None
Basement
None
Laundry
None
Features
None
Exterior
Construction
None
Architecture
None
Roof
Shingle
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Features
Paved Drive
Total Spaces
4
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$4,573
Assessed Value
$332,600
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
- First Floor Has A Lead Cert. & Has Electric Heat - Second Floor Does Not & Has Oil Heat.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Worcester
Total market time (incl. prior listings)
11 days
Property Overview
Property Type
Multi Family
Listing Type
For Sale
Year Built
1900
Bedrooms
7
Full Bathrooms
3
Living Area
2,410 sq ft
Total Rooms
13
Stories
3
Levels
3
Floor Layout
Interior Features
Flooring:
Wood
Appliances:
Interior Features:
Windows:
Basement:
Laundry:
Security:
Construction & Materials
Year Built:
1900
Structure Type:
Exterior Materials:
Roof:
Shingle
Foundation:
Concrete Perimeter
Stories:
3
Utilities & Systems
Heating:
Cooling:
Hot Water:
Oil, Electric
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Total Parking Spaces:
4
Parking Features:
Paved Drive
Nearby Schools
School District
Worcester School District local
C-
Where Graduates Go
Class of 2021
51%
attend college
35%
4-Year
16%
2-Year
4%
Out of State
4%
Working
School Safety
2024-25
4.1%
Above Average
3.3%
Suspensions
1.7%
In-School
0.8%
Emergency
1.4% below state avg
Elementary Schools
10 schools
C-
Learning First Charter Public School
0.6 mi
|
#292 of 352
|
Score: 32.3
Improved 40 spots from last year
-25.9 below state avg
666 students
Diverse
Rising School
Grades K-08
C-
Canterbury School
0.6 mi
|
#747 of 825
|
Score: 32.8
Improved 62 spots from last year
-25.4 below state avg
307 students
Diverse
Rising School
Diverse Student Body
Grades PK-06
D
Vernon Hill School
0.8 mi
|
#786 of 825
|
Score: 29.6
Dropped 43 spots from last year
-28.6 below state avg
535 students
Diverse
Diverse Student Body
Grades PK-06
C-
Jacob Hiatt Magnet School
0.9 mi
|
#693 of 825
|
Score: 36.3
Dropped 138 spots from last year
-21.9 below state avg
362 students
Diverse
Diverse Student Body
Grades PK-06
F
Union Hill School
0.9 mi
|
#815 of 825
|
Score: 25.0
Dropped 19 spots from last year
-33.2 below state avg
383 students
Diverse
Grades K-06
C-
Goddard School/Science Technical
1.0 mi
|
#707 of 825
|
Score: 35.1
Improved 13 spots from last year
-23.1 below state avg
334 students
Diverse
Grades PK-06
F
Quinsigamond School
1.0 mi
|
#792 of 825
|
Score: 29.2
Dropped 54 spots from last year
-29 below state avg
731 students
Diverse
Diverse Student Body
Grades PK-06
F
Chandler Elementary Community School
1.1 mi
|
#807 of 825
|
Score: 26.6
Dropped 61 spots from last year
-31.6 below state avg
412 students
Diverse
Diverse Student Body
Grades K-06
C-
Woodland Academy
1.1 mi
|
#11 of 12
|
Score: 28.8
Improved 726 spots from last year
-29.4 below state avg
486 students
Diverse
Rising School
Grades K-06
F
Grafton Street School
1.2 mi
|
#796 of 825
|
Score: 28.9
Improved 3 spots from last year
-29.3 below state avg
438 students
Diverse
Diverse Student Body
Grades K-06
Middle Schools
6 schools
The Nativity School of Worcester
2.1 mi
Grades 05-08
Worcester SDA School
3.3 mi
Grades 01-08
C-
Worcester East Middle School
1.2 mi
|
#302 of 352
|
Score: 31.5
Improved 51 spots from last year
-26.7 below state avg
781 students
Diverse
Rising School
Diverse Student Body
Grades 06-08
B
Sullivan Middle School
2.8 mi
|
#156 of 352
|
Score: 44.0
Improved 29 spots from last year
-14.2 below state avg
954 students
Diverse
Rising School
Diverse Student Body
Grades 06-08
C+
Forest Grove Middle School
2.9 mi
|
#230 of 352
|
Score: 38.2
Improved 90 spots from last year
-20 below state avg
938 students
Diverse
Rising School
Diverse Student Body
Grades 07-08
C+
Burncoat Middle School
3.7 mi
|
#231 of 352
|
Score: 38.0
Improved 50 spots from last year
-20.2 below state avg
679 students
Diverse
Rising School
Diverse Student Body
Grades 07-08
High Schools
10 schools
Worcester Alternative High School
0.2 mi
36 students
Diverse
Diverse Student Body
Grades 07-12
Worcester Academy
0.8 mi
Grades 06-12
B+
Claremont Academy
0.9 mi
|
#9 of 25
|
Score: 37.3
Improved 317 spots from last year
-20.9 below state avg
451 students
Moderate
10 sports
• 216 athletes
Early College Program
Rising School
College Ready Curriculum
Grades 07-12
C-
University Park Campus School
1.0 mi
|
#286 of 346
|
Score: 42.8
Dropped 9 spots from last year
-15.4 below state avg
224 students
Diverse
Early College Program
College Ready Curriculum
Grades 07-12
Saint Paul Diocesan Junior/Senior High School
1.1 mi
Grades 07-12
Notre Dame Academy
2.8 mi
Grades 07-12
B-
Doherty Memorial High School
1.8 mi
|
#199 of 346
|
Score: 52.3
Improved 22 spots from last year
-5.9 below state avg
1,756 students
Very Diverse
19 sports
• 1,302 athletes
Early College Program
Rising School
Career Tech Programs
College Ready Curriculum
Grades 09-12
A+
Massachusetts Academy of Math and Science at WPI
2.2 mi
|
#2 of 346
|
Score: 91.7
Same rank as last year
98 students
Moderate
Strong AP Program
College Ready Curriculum
Strong Attendance
Grades 11-12
C-
North High School
2.3 mi
|
#299 of 346
|
Score: 38.8
Improved 28 spots from last year
-19.4 below state avg
1,377 students
Diverse
14 sports
• 498 athletes
Early College Program
Rising School
Career Tech Programs
College Ready Curriculum
Grades 09-12
C+
Worcester Technical High School
2.7 mi
|
#223 of 346
|
Score: 50.1
Improved 43 spots from last year
-8.1 below state avg
1,409 students
Diverse
19 sports
• 1,016 athletes
Early College Program
High Graduation Rate
Rising School
Career Tech Programs
Grades 09-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$381
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
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Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
629 Cambridge Street, Worcester MA 01610
Worcester, MA 01610
Listing Information
Listing Agent
Maria Carey
Listing Office
Centre Realty Group
Office Phone
617-332-0077
Agent MLS ID
CN240745
Office MLS ID
BB5200
Listing Data Updated
Oct 14, 2026 7:34 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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